Register for 5X Categories for Freedom, Discover It, US Bank Cash+, & More! [EXPIRED]

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Register for 5X Categories for Freedom, Discover It, US Bank Cash+, & More! [EXPIRED]

Million Mile SecretsRegister for 5X Categories for Freedom, Discover It, US Bank Cash+, & More! [EXPIRED]Million Mile Secrets Team

We devote thousands of hours of research to help you get Big Travel with Small Money. You support us by signing-up for credit cards through partner links which earn us a commission. Here’s our full Advertising Policy.

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

It’s the beginning of a new quarter and it’s time to register and start earning in new 5% cash back categories with cards like the Chase Freedom, Discover It, and US Bank Cash+!

Reminder Register For 5 Cash Back Categories For Freedom Discover It US Bank Cash More
You Can Register for This Quarter’s Bonus Categories Today!

I’ll show you which categories will give you 5% cash back for the next few months and how you can activate your bonus!

Cards That Give You 5% Back in Rotating Categories

1.   Chase Freedom

Link:   Activate Chase Freedom Bonus

Link:   2015 Chase Freedom 5X Points Categories

Through September 30, 2015, you can earn 5X Chase Ultimate Rewards points (on up to $1,500 in spending) at gas stations and Kohl’s with the Chase Freedom card.

Just remember to activate these bonus categories by September 14, 2015.

Reminder Register For 5 Cash Back Categories For Freedom Discover It US Bank Cash More
It’s a Great Time to Fill Up Your Tank Because You’ll Get 5X Chase Ultimate Rewards Points Until September 30, 2015

2.   Citi Dividend

Link:   Citi Divided 2015 Cash Back Calendar

Link:   Activate This Quarter’s Bonus Categories

The Citi Dividend card is no longer open to new applications.  However, folks who already have this card, can earn 5% cash back (up to $300 in cash back per calendar year) on direct airline purchases and at Hilton through September 30, 2015.

Reminder Register For 5 Cash Back Categories For Freedom Discover It US Bank Cash More
You’ll Have to Register to Earn Your 5% Cash Back!

3.   Discover it Cash Back Card

Link:   Discover It Cash Back Card

Link:   Discover It Cash Back 2015 Categories & Registration

If you’re a Discover It cardholder, you can earn 5% cash back on home improvement stores, department stores, and Amazon (on up to $1,500 in spending) this quarter.  The cash back you earn will be doubled at the end of your 1st 12 billing cycles, for a total of 10% cash back!

Note:   New cardholders get the double cash back automatically but folks already with the card have to call Discover.

You’ll also earn $50 after your 1st purchase within the 1st 3 months of opening your account.

Reminder Register For 5 Cash Back Categories For Freedom Discover It US Bank Cash More
Save Money Getting Around Town With Your Discover It Card

Don’t forget to activate this bonus, or you’ll miss out on 5% cash back!

4.   US Bank Cash+

Link:   US Bank Cash+ Categories

With the US Bank Cash + card, you can get 5% cash back (on up to $2,000) in 2 categories of your choice and 2% cash back in 1 category of your choice.  But you must select your categories each quarter.

Here’s a look at the categories you can choose from with a few examples, but check the Merchant Examples for more details:

  • Bookstores – Barnes & Noble, Amazon Kindle Books, and some University Bookstores) Note: Some folks say they’ve received 5% back on many Amazon purchases besides books with this category.
  • Car Rental – Avis, Budget, National Car Rental
  • Cell Phone – AT&T, T-Mobile, Verizon
  • Charity – American Cancer Society, Kiva, The Salvation Army
  • Department Stores – Bloomingdales, JCPenney, Nordstrom Rack
  • Electronics Stores – Best Buy, Fry’s Electronics, TigerDirect
  • Fast Food – Chipotle, Panera Bread, Starbucks, and Cold Stone Creamery!
  • Furniture Stores – American Furniture, Ethan Allen, IKEA
  • Gyms – 24 Hour Fitness, Gold’s Gym, LA Fitness
  • Movie Theaters – AMC Theatres, Fandango.com, Regal Cinemas
  • Select Clothing Stores – Ann Taylor, Eddie Bauer, Old Navy
  • Sporting Good Stores – Big 5 Sporting Goods, REI, Sports Authority
Reminder Register For 5 Cash Back Categories For Freedom Discover It US Bank Cash More
If You Don’t Select Your Categories for This Quarter, You’ll Only Earn 1% Cash Back on All Purchases!

Earn 5% to 6% Back in Many of These Categories Year Round!

You can earn cash back in many of the above categories anytime with cards like:

That’s because you can buy gift cards at grocery stores and office supply stores for:

  • Restaurants
  • Movie Theaters
  • Home Improvement Stores
  • Bookstores
  • Department Stores
  • Clothing Stores
Reminder Register For 5 Cash Back Categories For Freedom Discover It US Bank Cash More
Buy Gift Cards to Earn Bonus Points Outside of the Usual Categories

Don’t Worry About Gift Cards or Rotating Categories Each Quarter!

Folks who don’t want to fuss with rotating categories might consider a card that earns multiple bonus points on every purchase, such as:

  • Barclaycard Arrival Plus – 2X Arrival miles on everything, worth 2.2% back when redeemed for $25+ travel expenses
  • Citi Double Cash – 1% cash back on all purchases and another 1% cash back when you pay your bill
  • Discover it Miles – 1.5% back, doubled at the end of the 1st year, for an effective 3% back on everything
Reminder Register For 5 Cash Back Categories For Freedom Discover It US Bank Cash More
Earn Bonus Points Anywhere You Use These Cards!

Bottom Line

It’s the beginning of a new quarter!  So it’s time to register for new 5% cash back with cards like the Chase FreedomDiscover It, and US Bank Cash+.

However, you can earn 5% to 6% cash back on many of these categories anytime, by purchasing gift cards at grocery stores or office supply stores with cards such as the AMEX Blue Cash Preferred.

And if you want to don’t want to deal with registering for special categories and purchasing gift cards, you may do better with cards such as Barclaycard Arrival PlusCiti Double Cash, or Discover it Miles.  That’s because with these cards you’ll earn a bonus everywhere you use your card!

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Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred® named a 'Best Travel Credit Card' by MONEY® Magazine, 2016-2017
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards

More Info

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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Dammit. I knew I should have checked your site before applying for the DiscoverIt card! I don’t believe the company landing page has a $50 credit. Any advice on calling and requesting. And who to call? Reconsideration number? Just applied yesterday so I don’t have the physical card.