Just Released: 2015 Chase Freedom 5X Categories!

Just Released: 2015 Chase Freedom 5X Categories!

Million Mile SecretsJust Released: 2015 Chase Freedom 5X Categories!Million Mile Secrets Team

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The official 2015 category bonuses for the Chase Freedom credit card are out!

5 Discount Shopping Online Using These 2 Cards When You Use Points To Fly American Airlines
Find Out Where You Can Earn 5X Chase Ultimate Rewards Points (5% Back) With Your Chase Freedom Card This Year!

The Chase Freedom is great because you can easily earn 5X Chase Ultimate Rewards points on regular purchases.  Spend $1,500 in the categories each quarter to get 7,500 Chase Ultimate Rewards points.  And you can use those points to get $75.

But I prefer to use the points for Big Travel with Small Money.  I’ll explain!

How to Use the Freedom Categories to Get Big Travel

Link:   Chase Freedom

Link:   Chase Sapphire Preferred

Link:   Chase Ink Plus

The Chase Freedom has no annual fee so you can keep it for a long time.  This helps your credit score and builds a relationship with Chase which often has the best credit card offers.

Some folks like to redeem the Chase Ultimate Rewards points for 5% cash back.  But you can also transfer them to the Chase Sapphire Preferred, (no longer offered) Chase Ink Bold, or the Chase Ink Plus and from there to airline or hotel partners such as Hyatt or United Airlines.

For instance, when you spend the maximum of $1,500 in the categories each quarter, you’ll earn 7,500 Chase Ultimate Rewards points.  So at the end of the year, you will have collected 30,000 Chase Ultimate Rewards points (7,500 Chase Ultimate Rewards points per quarter X 4 quarters).

That’s worth $300 if you choose cash back.  But when you have the Sapphire PreferredChase Ink Bold, or the Chase Ink Plus you can transfer your 30,000 Chase Ultimate Rewards points to 30,000 United Airlines miles.

Just Released 2015 Chase Freedom 5X Categories
30,000 United Airlines Miles Are Enough for a Round-Trip Flight to Anywhere in the Mainland US, Including the New Diagon Alley in The Wizarding World of Harry Potter at Universal Orlando

That’s more than enough United Airlines miles for a round-trip award flight to anywhere in the US (excluding Hawaii), Alaska, and Canada!  Depending where you want to go, that can be worth much more than $300!

30,000 United Airlines miles can also get you a 1-way flight to Europe.  Most 1-way flights to Europe cost much more than $300.

Just Released 2015 Chase Freedom 5X Categories
30,000 Chase Ultimate Rewards Points Are Worth $300 in Cash or You Can Transfer Them to Your Sapphire Preferred, Ink Plus, or Ink Bold and Then to United Airlines for a 1-Way Ticket to Paris

Finally, when you have the Chase Sapphire Preferred, Chase Ink Bold, or Chase Ink Plus, you can book any flight on any airline with no blackout dates through the Ultimate Rewards travel portal for a 20% discount when you pay with Chase Ultimate Rewards points.

So you could use the 30,000 Chase Ultimate Rewards points you earned with your Freedom card for a $375 flight!

Here is how to transfer points from the Chase Freedom to a card which allows you to transfer them to partner hotels and airlines.

2015 Chase Freedom Categories

Note: You have to activate each quarter’s category bonuses to earn the 5X Chase Ultimate Rewards points.  It takes less than 1 minute.  You can sign-up for reminders on the Chase website.  But I’ll remind you as well!

January to March

  • Grocery stores, movie theaters, & Starbucks

This is great because everyone buys groceries.

April to June

Normally I use my Chase Sapphire Preferred to get 2X Chase Ultimate Rewards points at restaurants, but this quarter I’ll use my Freedom card instead.

Just Released 2015 Chase Freedom 5X Categories
5X Chase Ultimate Rewards Points for Burgers & Fries!

July to September

  • Gas stations

Getting 5X Chase Ultimate Rewards points for gas is terrific!  And many station stations sell more than just gas.

Just Released 2015 Chase Freedom 5X Categories
You’ll Earn 5X Chase Ultimate Rewards Points at Gas Stations With Your Chase Freedom Card

October to December

  • Amazon.com

I LOVE the 4th quarter.  That’s because Amazon.com is usually a bonus category!

200 In Amazon Gift Cards Winners
Amazon Carries (Almost) Everything and You’ll Earn 5X Points With Chase Freedom

I use my Chase Freedom over my other cards to earn 5X Chase Ultimate Rewards points in the bonus categories each quarter.

Bottom Line

You can get 5X Chase Ultimate Rewards points with your Chase Freedom in the quarterly categories.

You can earn 30,000 Chase Ultimate Rewards points from the 2015 categories.  That’s worth $300 in cash.

But when you have the Chase Sapphire Preferred, Chase Ink Plus, or Chase Ink Bold, you can use those points to get a $375 flight on any airline in the Ultimate Rewards portal.

Or transfer the points to partners like United Airlines for travel such as a round-trip award ticket within the US and Canada or a 1-way flight to Europe.

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Don't like the categories for Oct - Dec. Already have a Amazon .Com CC so these three months are just wasted. Like just getting: gas stations, groceries, dept stores, restaurants, etc so we can use where we want to shop.

Which PA groceries sell visa or vanilla card by credit?

Do the grocery stores sell VISA cards that can be loaded on to the Bluebird card?

Hi Darius,

Can i buy 3 * $500 GC from grocery stores like Fry's or safeway for 1st quarter 2015 and earn 5X points? That would be great if i can know which stores are eligible in grocery category for chase freedo m Q1 2015. Thanks.

Million Mile Secrets

@Swap - We'll answer this in Sunday's reader question post.

Is there really any advantage to using the freedom to buy Amazon GC vs using the Ink at Staples to buy Amazon GC? I guess maybe you don't have to drive anywhere.

Million Mile Secrets

@Brian - It is easier to buy the gift cards online than driving!

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