Signing up for credit cards through partner links earns us a commission. Here’s our full Advertising Policy.
INSIDER SECRET: IHG points expire after 12 months of inactivity, but if you have any level of IHG status your IHG points will never expire.
If you’ve been considering the IHG® Rewards Club Premier Credit Card, now is the right time to apply. It has an all-time-high 125,000-point bonus, which you can earn after spending $3,000 in the first three months of account opening. This new offer also includes an opportunity to earn more bonus points on your everyday spending and what you spend at IHG locations for the first 12 months.
Increased 125,000-Point IHG Credit Card Offer
The IHG Premier credit card has the following benefits:
- 10 IHG points per $1 spent at IHG hotels
- 2 IHG points per $1 spent at gas stations, grocery stores, and restaurants
- 1 IHG point per $1 on everything else
- Platinum IHG status for as long as you have the card (late checkout when available, complimentary upgrades (subject to availability), a welcome amenity, and a 50% bonus on the base points you earn)
- Free-night certificate (valid at hotels costing up to 40,000 points) every year you renew the card
- Global Entry or TSA PreCheck application fee credit of up to $100 every four years
- Fourth night free on standard room award stays of 4+ nights
- 20% discount when you purchase points with the card
- No foreign transaction fees
The card has an $89 annual fee. The IHG Rewards card is subject to the Chase 5/24 rule, so you won’t qualify if you’ve opened 5+ credit cards from any bank (not including certain small business cards) in the past 24 months.
In addition to the best-ever sign-up bonus, for the first 12 months you have the card, you’ll also be able to earn 40x IHG points on IHG stays (then 25x IHG points after that) and 4x IHG points on all other purchases (then 2X on gas stations, grocery stores and restaurants and 1x on everything else). Here’s how those points break down per $1 spent:
- 10 base points for being an IHG member
- 5 bonus points for having IHG Platinum status (50% bonus on base points), which comes with the card
- 25X IHG points for the first 12 months at IHG Hotels & Resorts, then 10X after that
This year IHG announced it had plans to introduce variable pricing for award nights and since then the most expensive award nights have gone up to 100,000 points per night. However, right now only a few hotels are actually charging that much. Almost all locations cost 10,000-70,000 points and you can find big discounts on IHG’s PointBreaks list which is a quarterly list of locations with award nights for only 5,000-15,000 a night.
Personally, I’m excited that IHG is in the process of making its Sixth Sense properties available to book with points, so you’ll soon have a bunch of new ultra-luxury options for your IHG points.
I’ve been waiting to see an increased offer on the IHG Premier card because you can get it even if you have the old IHG Rewards Club Select card (no longer available to new applicants) and the perks of these two cards stack nicely. The old IHG Select card has a 10% points rebate on redemptions which stacks with the IHG Premier card’s fourth-night-free benefit. You can also earn a free-night certificate (for hotels costing 40,000 points a night or less) from both cards.
For the latest tips and tricks on traveling big without spending a fortune, please subscribe to the Million Mile Secrets daily email newsletter.
Featured image by Peter Moulton/Shutterstock.