Final Days to Earn 5X Points in These Categories

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Final Days to Earn 5X Points in These Categories

Million Mile SecretsFinal Days to Earn 5X Points in These CategoriesMillion Mile Secrets Team

We devote thousands of hours of research to help you get Big Travel with Small Money. You support us by signing-up for credit cards through partner links which earn us a commission. Here’s our full Advertising Policy.

Update: One or more card offers in this post are no longer available. Check our Hot Deals for the latest offers.

Time’s almost up!  If you have the Chase FreedomDiscover it, or (no longer offered) Citi Dividend card, there are only a few more days to earn 5% cash back in this quarter’s bonus categories. 

Final Days To Earn 5X Points In These Categories
Fill ‘er up! Now’s the Time to Make the Most of 5% Cash Back Categories Like Gas Stations, Commuter Expenses, and More!

I’ll remind you where to earn your 5% cash back or 5X bonus through March 31, 2016!

Earn While You Can With These Cards!

1.   Chase Freedom

Link:   Chase Freedom

Link:   My Review of the Chase Freedom

Link:   Activate the Chase Freedom Bonus

Each quarter, folks with the Chase Freedom card must activate the bonus to earn 5X Chase Ultimate Rewards points (5% cash back) in rotating categories.

If you activated your bonus by March 14, 2016, you can earn 5X Chase Ultimate Rewards points on up to $1,500 in spending at gas stations and on commuter transportation (including taxis, subways, local commuter buses, and trains) through March 31, 2016. 

I’ve kept my Chase Freedom card for years because you can easily earn lots of Chase Ultimate Rewards points or cash back for purchases you need to make anyway!

And, if you have the Chase Sapphire Preferred, Ink Bold (no longer available), or the Chase Ink Plus, you can transfer your Chase Ultimate Rewards points to airline and hotel partners like United Airlines and Hyatt for Big Travel!

2.   Discover it

Link:   Discover it

Link:   Activate the Discover it Bonus

This quarter, folks with the Discover it card can earn 5% cash back on up to $1,500 in spending at gas stations and on ground transportation (which includes commuter trains and buses, taxis, Uber, rental cars, and more), when you activate the bonus through March 31, 2016.

Better yet, new Discover it cardholders (or folks who previously registered) can have their cash back doubled at the end of their 1st 12 billing cycles.  So you can effectively earn 10% cash back on rotating bonus categories!  That’s a great deal, so be sure to activate your bonus!

3.   Citi Dividend

Link:   Citi Dividend 2016 Calendar

Link:   Activate the Citi Dividend Bonus

The Citi Dividend card is no longer open to new applicants.  But if you’re an existing cardholder, you can earn 5% cash back at Home Depot and home furnishing stores through March 31, 2016.

Keep in mind you can only earn a total of $300 cash back each year.  So whether you make the most of 1 category or spread your spending throughout the year is your choice.

Take a look at the Citi Dividend 2016 Calendar to help plan your cash back bonus for the rest of 2016!

If you have any of these cards, they’re an easy way to be rewarded for purchases you’re likely to make anyway.  So don’t leave money on the table!

And keep them handy, because in a few days there will be all-new bonus categories to enjoy!

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Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred® named a 'Best Travel Credit Card' by MONEY® Magazine, 2016-2017
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards

More Info

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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PJ, Lucky you. The Shell Gas station here won’t let me buy Shell gift card with credit cards, citing fraud concern and will only take cash. I’m out for this quarter, besides regular fill ups. Can’t wait for supermarket quarter to start!

I just bought another $500 Shell Gas gift cards on my Discover 2X5% rebate. Supposedly, I am getting $50 cents on my next refuel per gallon ( 5 cents per 50) . Shell Stations in California gives another 5 cents per gallon when paid with Shell Gift cards over cash price.. How much do I get off with a 16 gallons tank fill up with price at ~2.00 per gallon? about 27 cents per gallon I reckon. I pay $450 net rebate for ~260 gallons of GOOD gas.