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Million Mile Secrets reader Hiro, commented:
When will the Chase Sapphire Reserve 100,000 point sign-up bonus offer expire?
Great question, Hiro!
Chase has NOT said the amazing Chase Sapphire Reserve 100,000 point bonus will end soon. And Emily’s Chase banker said the demand for the Sapphire Reserve has been overwhelming.
So it’s always possible Chase could lower the sign-up bonus. Or make it a targeted offer. They could even keep the 100,000 point sign-up bonus offer available in-branch, but reduce the sign-up bonus for online applications.
I’ll explain more about the current offer!
Chase Sapphire Reserve 100,000 Point Bonus
Link: Chase Sapphire Reserve
When you open the Chase Sapphire Reserve card, you’ll earn 100,000 Chase Ultimate Rewards points after you spend $4,000 on purchases in the first 3 months from account opening.
This is the highest public sign-up bonus I’ve ever seen on a card that earns Chase Ultimate Rewards points!
Many folks are wondering how long this offer will last. Because you may need to wait to avoid Chase’s tougher application rules. Or because you’re working on meeting minimum spending requirements for another new card you recently received.
What Has Chase Previously Done With Card Offers?
There’s no official word from Chase if 100,000 points will be the standard offer for this card.
But we can get some insight based on how Chase handled offers on other cards that earn Chase Ultimate Rewards points.
For example, the usual sign-up bonus on the Chase Ink Plus small business card is 60,000 Chase Ultimate Rewards points after spending $5,000 on purchases in the first 3 months of opening your account. But Chase has offered limited-time 70,000 Chase Ultimate Rewards point sign-up bonuses for in-branch applications in the past.
Several years ago, Chase had an extremely targeted offer for 100,000 Chase Ultimate Rewards points for the Chase Sapphire Preferred. This deal didn’t last long.
Then, Chase made 50,000 Chase Ultimate Rewards points the standard sign-up bonus on the card. And they haven’t changed it often since then.
Chase has NOT announced a timeline for lowering the Chase Sapphire Reserve 100,000 point sign-up bonus.
Based on previous history with other Chase cards like the Chase Ink Plus and Chase Sapphire Preferred, it’s possible Chase could keep the Sapphire Reserve 100,000 point sign-up bonus offer available in-branch. Or make it a targeted offer.
If you’re worried about Chase reducing the sign-up bonus, I’d recommend applying sooner rather than later. Because I often say great deals in the miles & points hobby don’t last forever!