You Can Now Apply for Chase Sapphire Reserve in Branches, 5/24 Rule Seems to Be in Effect

August 21, 2016 by Million Mile Secrets Million Mile Secrets

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Folks on Reddit are reporting they’ve been able to apply for the Chase Sapphire Reserve with its incredible 100,000 Chase Ultimate Rewards point bonus at Chase branches today (Sunday).

Those of y’all who live near a Chase branch and are anxious to apply can use the Chase branch locator to see if there’s a branch open today.

Unfortunately most branches are NOT open on Sunday or they are already closed. Although I noticed branches in San Francisco’s Chinatown are still open.

You Can Now Apply For Chase Sapphire Reserve In Branches 5/24 Rule Seems To Be In Effect — You Can Transfer the 100,000 Chase Ultimate Rewards Points You’ll Earn From the Chase Sapphire Reserve Bonus to Stay at the Best Hyatt Hotels Like the Grand Hyatt Kauai

But I also have disheartening news.

Are You Eligible for the Best Card Offer Ever?

Link: Chase Sapphire Reserve Offer Details

It’s been tougher to be approved for most Chase cards if you’ve opened ~5+ cards from any bank (except these business cards) in the past 24 months. This includes all Chase cards that earn Chase Ultimate Rewards points. This has been dubbed the “5/24” rule.

And from what people on Reddit who have already applied are saying, it seems very likely the Chase Sapphire Reserve bonus is also blocked for those of us who have enjoyed opening 5+ cards in the past in 24 months.

It’s not surprising. But we were hoping this wouldn’t be the case!

Reported exceptions to the rule so far are:

You are a Chase Private Client
You go to a Chase branch are they let you know you are pre-approved for the Chase Sapphire Reserve

There’s still no application link yet, but the Chase Sapphire Reserve benefits guide IS online for us to drool over. 🙂

I’ll let you know if anything changes about who can get the Chase Sapphire Reserve bonus. And I’ll post when the Chase Sapphire Reserve application is online!

Or you can walk into your local branch on Monday.

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Chase Sapphire Preferred® Card

Apply Now

Chase Sapphire Preferred® Card

Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
Chase Sapphire Preferred named "Best Credit Card for Flexible Travel Redemption" - Kiplinger's Personal Finance, June 2018
2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
No foreign transaction fees
1:1 point transfer to leading airline and hotel loyalty programs
Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards

Intro APR

N/A
Regular APR

17.99% - 24.99% Variable
Annual Fee

$95
Balance Transfer

Yes

Rates & Fees

Annual Fee $0 Intro for the First Year, then $95

Other

Credit Needed Excellent Credit
Issuer Chase
Card Type Visa

More Info

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12comments

1:08 pmAugust 23, 2016 Peter

I just applied for Sapphire Reserve card in my local branch and was denied due to “too many credit card accounts opened in the last 2 years”, the usual story. I am at 8/24 with credit score 750 but my name was not in the “preapproved list”, when the branch manager typed my SS number.

So branch application is not a success for everyone, but I guess it is worth a shot only when your name appears in the pre-approved list.

3:09 pmAugust 22, 2016 Meg

sounds like they have a lot of the same rewards and benefits as the AMEX Platinum card…

10:45 amAugust 22, 2016 jeramy taylor

I want to know how people had applied in the branch on Sunday when all branches are closed on sunday? There is no expiration on the 100k point offer and once you have the points, they do not expire as long as the account is open. You cannot add Global Entry as your Authorized User, it does have to be a physical person.