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3 easy ways to max out the Chase Freedom bonus categories this quarter

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3 easy ways to max out the Chase Freedom bonus categories this quarter

Joseph Hostetler3 easy ways to max out the Chase Freedom bonus categories this quarterMillion Mile Secrets Team

Signing up for credit cards through partner links earns us a commission. Terms apply to the offers listed on this page. Here’s our full Advertising Policy.

The Chase Freedom® 5x categories for the first quarter of 2020 are officially out. From January 1 through March 31, 2020, you’ll get 5% cash back (5x Chase Ultimate Rewards points) at gas stations, internet/cable/phone services, select streaming services with your Chase Freedom. If you spend the $1,500 maximum in bonus categories, you’ll earn 7,500 Chase Ultimate Rewards points ($75).

You must register your card to get this bonus  — you can activate your card beginning December 15, 2019, and no later than March 14, 2020.

Chase Freedom bonus categories

Chase Freedom’s quarterly bonus categories are a terrific way to earn Chase Ultimate Rewards points that can be transferable to travel partners if you have the Ink Business Preferred℠ Credit CardChase Sapphire Preferred® Card or the Chase Sapphire Reserve®. If you make the most of your spending every quarter, you can earn $300 per year (30,000 Chase Ultimate Rewards points) in bonus-category spending alone (four quarters X $75 per quarter).

If you have the Chase Sapphire Reserve, you can pool your points on that card, which are then worth 1.5 cents each toward travel booked through the Chase Travel Portal. So that extra $300 in cash back each year could be used to pay for $450 in flights, rental cars or hotels.

Gas stations

We love when the Chase Freedom rotating bonus categories include gas stations. It’s super useful because it’s an expense nearly all of us have. Note that this bonus is for gas stations, not just the money you spend on gas. If you run inside for a snack, a phone charger, or most anything else, you’ll receive 5 points per dollar, as well.

Internet/cable/phone services

This is another common expense that can earn you thousands of Chase points. I pay $250 per month for my family’s internet and phone. By switching my bill payment method to the Chase Freedom, I’ll receive 1,000 Chase points per month (3,000 points for the first quarter of the year). That’s pretty great for about 45 seconds of effort.

Streaming services

There is no shortage of streaming services. From Netflix to Hulu to Disney+ to Apple TV+ to CBS All Access — it’s not uncommon to pay $30+ per month for all your streaming needs. If that’s you, pay with your Chase Freedom and receive 120 points per month for Q1 of 2020.

Swapping the above three purchase to the Chase Freedom card, it’s easy to see how you could max out the $1,500 in spending to earn 7,500 Chase Ultimate Rewards points. subscribe to our newsletter for more tips on quickly earning Chase points.

Featured image courtesy of Ivan Marc/Shutterstock)

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
  • No delivery fees for a minimum of one year on qualifying food purchases with a DashPass subscription from DoorDash -over a $100 value. Activate with your Chase Sapphire card by December 31, 2021.
  • Earn 5X points on Lyft rides through March 2022. That’s 3X points in addition to the 2X points you already earn on travel.

More Info

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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As a 5X bonus category in 2020, wouldn’t spending $250 on your internet and phone give you 1,250 UR points, not 1,000 UR points? If so, then you will end up with 3,750 during the 1st quarter.

And if you prepaid a bill or two prior to the end of the quarter, you could get even more–subject to the maximum points allowed to be earned via the bonus.

You actually can pay quarterly estimated tax due 1/15/20 any time between now and then, so you could earn the bonus with PayPal.

How to do this? Isn’t there a fee charged by paypal to do so?

Does payUSAtax code to get points on other Chase cards (Business Ink, for instance)? Actually would like to use my Cap1 Spark. Any idea how this would code for them? They state that ‘Cash advances, balance transfers, and checks used to access your account are not considered purchases and will not earn rewards’.

I am grateful for the tip about this particular service which I wasn’t already familiar with. Just want to get my service charge back in points.

Thanks.

Why not just link Chase pay with Samsung pay (for Samsung phone owners) and use it for all your purchases in store?

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