Many of the credit card offers that appear on this site are from credit card issuers from which MillionMileSecrets.com receives compensation. Compensation does not impact the placement of cards on Million Mile Secrets other than in banner advertising. MillionMileSecrets.com does not include all credit card offers that might be available to consumers in the marketplace.

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

I’m a Small Business Owner and I Wouldn’t Want to Do Without This Particular American Express Card – I’ll Explain Why

Signing up for credit cards through partner links earns us a commission. Terms apply to the offers listed on this page. Here’s our full Advertising Policy.

I’m a Small Business Owner and I Wouldn’t Want to Do Without This Particular American Express Card – I’ll Explain Why

Meghan HunterI’m a Small Business Owner and I Wouldn’t Want to Do Without This Particular American Express Card – I’ll Explain WhyMillion Mile Secrets Team

Signing up for credit cards through partner links earns us a commission. Terms apply to the offers listed on this page. Here’s our full Advertising Policy.

Along with my full time job, I own and manage a vacation rental.  This side hustle allows me to qualify for small business credit cards.

I can’t reiterate enough how earning bonus rewards for my business expenses has helped my miles & points balances grow.  I have saved thousands on travel with the rewards I’ve earned with a number of different American Express business credit cards.  And there’s one in particular that I will never give up:  The Blue Business®️ Plus Credit Card from American Express.

In my opinion, the AMEX Blue Business Plus is a no-brainer for any small business owner.  I’ll explain why.

I Was Able to Use American Express Membership Rewards Points to “Buy” My Sister a Ticket to Thailand for an Upcoming Family Vacation

The American Express Blue Business Plus for Small Business Owners

Apply Here:   The Blue Business®️ Plus Credit Card from American Express.

Read our review of the AMEX Blue Business Plus

For starters, the AMEX Blue Business Plus is a no-annual-fee card (See Rates & Fees).  Plus, it earns 2X AMEX Membership Rewards points per $1 on up to $50,000 in purchases per calendar year (then 1X AMEX Membership Rewards point on all purchases).

Being able to earn bonus points and transfer those points directly to airline and hotel partners all without paying an annual fee (See Rates & Fees) is virtually unheard of in the world of travel rewards credit cards.  This is why the AMEX Blue Business Plus is such a great card for small business owners who qualify.

And earning 2X points per $1 on $50,000 in purchases per year (1X points thereafter) is an excellent deal, because similar small business cards have a lower earning rate for ongoing purchases.

Even better?  AMEX small business cards do NOT appear on your personal credit report.  So opening a new one won’t hurt your chances of being approved for Chase cards due to Chase’s 5/24 rule.

I also have The Business Platinum® Card from American Express with which I get a 35% points rebate on tickets purchased through the AMEX travel portal on my selected airline (United Airlines).  So I “stack” deals and earn 2X points with my AMEX Blue Business Plus and use the points rebate from my AMEX Business Platinum to save even more!  It’s a good feeling to know I’m maximizing things on both the earnings and redemption side of things.

Do you have a particular card you use for your small business?  And if so, why?  I’d love to hear your thoughts in the comments below!

For the rates and fees of The Blue Business Plus Credit Card from American Express, please click here.

The Blue Business® Plus Credit Card from American Express

The Blue Business® Plus Credit Card from American Express

  • Get rewarded for business as usual. Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners.
  • 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
  • Enjoy the flexibility to put more purchases on the Card and earn rewards when you buy above your credit limit*.
  • You’ve got the power to use your Card beyond its credit limit* with Expanded Buying Power.
  • More buying power for your business means more opportunities to earn points. That’s everyday business with the Blue Business Plus Card.
  • *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
  • 0.0% intro APR on purchases and balance transfers for 12 months, then a variable rate, 14.74%, 17.74% or 20.74%, based on your creditworthiness and other factors as determined at the time of account opening.
  • Terms Apply
  • See Rates & Fees

More Info

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

Add comment

E-mail is already registered on the site. Please use the Login form or enter another.

You entered an incorrect username or password

Sorry that something went wrong, repeat again!

3comments

by Newest
by Best by Newest by Oldest

Terrible title. Please do not call yourself a small business owner. That is an insult to all the real small business owners. If you want to say that your rental qualifies you for a business credit card, then OK. But you are not a small busies owner.

The pushing of credit cards by blogggers is really getting out of control. Just my opinion.

Author

Hi Andrew, Thanks for your input but I wholeheartedly disagree. This is just one of the aspects of my small business – I have multiple rentals and do remodels and new builds. I can guarantee I put A LOT of blood, sweat, and tears into my business! And it’s legit!

If it bothers you so much why are you on a website promoting it? Why are you commenting, when participation adds to the strength of these sites?

If you don’t like it go to another corner of the internet, don’t come here and tell people how to live according to your opinions