This Simple Question Can Save You From Missing Out on Lots of Miles & Points!

Signing up for credit cards through partner links earns us a commission. Terms apply to the offers listed on this page. Here’s our full Advertising Policy.

Update: One or more card offers in this post are no longer available. Check our Hot Deals for the latest offers.

Welcome to the next installment of the Monday small business series!

Here’s team member Meghan to share why anyone with a small business or side hustle should never forget to ask a simple question to be sure you’re making the most of your business expenses.

Meghan:   I love earning extra cash (and travel rewards!) through various part-time gigs, like selling items on eBay, Craigslist, and Amazon.  I’ve even dabbled in real estate, through managing a vacation rental and flipping houses!

But I recently realized I’ve missed out on a few opportunities to earn even more rewards.  And I don’t want y’all to make the same mistake!

This Simple Question Can Save You From Missing Out On Lots Of Miles Points
Forgetting to Ask This Simple Question Can Cost You Easy Rewards!

Here’s a reminder about the importance of asking the right questions to make sure you’re getting the most amount of miles, points, and cash back possible!

It Never Hurts to Ask

I’m in the middle of making repairs to a house I plan to sell.  And of course, there are lots of bills that come with an endeavor like this.

One of the biggest expenses associated with this particular project is the cost of a new sewer line to the house – to the tune of a few thousand dollars!  After interviewing different contractors and finding that their bids were all quite similar, I thought to myself:

I wonder if any of them accept credit card payments.  If so, I could earn tons of airline miles or hotel points from this single expense!

Then I thought to myself:

Wow, how many other times have I missed an opportunity to earn travel rewards just because I didn’t ask that simple question?

Ugh.  I HATE realizing a missed opportunity.  But it’s an important lesson to remember that it never hurts to ask, regardless of what the question is. 😉

Because it’s easy to forget that LOTS of folks accept credit card payments these days.  Especially with more and more businesses utilizing mobile credit card readers from companies like PayPal and Square.

This Simple Question Can Save You From Missing Out On Lots Of Miles Points
It’s Frustrating to Realize You’ve Missed an Opportunity to Earn Miles & Points for a Purchase You Had to Make!

Luckily for me, I found a contractor that would allow me to pay with a credit card.  And as long as I paid my invoices within 7 business days, I wouldn’t be charged an extra fee!

I decided to pay my first invoice with The Blue Business®️ Plus Credit Card from American Express to earn 2X AMEX Membership Rewards points* on the purchase!

*2x points on first $50,000 per year; then 1x

And I’m planning to sign-up for a new card before my final invoice.  This way, I’ll earn a BIG sign-up bonus from a small business card by completing the minimum spending requirements in one fell swoop.

I’m considering the Chase Ink Business Preferred.  I’ve had my eye on it for a while now because it’s offering the largest sign-up bonus among any of the cards earning Chase Ultimate Rewards points!

You can find a complete list of all the best small business card offers (along with our reviews!) here.

Bottom Line

Paying small business expenses with the right credit card is a great way to rack up more miles, points, and cash back.  So don’t forget to ask whomever your paying if they accept credit card payments!

It’s easy to forget that lots of folks accept credit cards these days.  Even really small operations!  And hey…it never hurts to ask. 😉

Million Mile Secrets is a contributor to Million Mile Secrets, he covers topics on points and miles, credit cards, airlines, hotels, and general travel.

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

Join the Discussion!

2 Comments
Inline Feedbacks
View all comments