How to Get $1,000+ of Travel From the Chase Ink Business Unlimited Credit Card Bonus

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The Chase Ink Business Unlimited Credit Card is a great credit card many business owners should consider.  It’s currently offering a welcome bonus of $500 (50,000 Chase Ultimate Rewards points) after spending $3,000 on purchases in the first 3 months of account opening!  The card also has no annual fee, so it won’t cost you anything to keep.

And you may already have a business without realizing it!

Although the intro bonus is advertised as $500, you can get much more in value depending on what other Chase credit cards you have.  That’s because the bonus is awarded in the form of Chase Ultimate Rewards points.

The Only Thing Missing From This Tropical Paradise Is You! And the Chase Ink Business Unlimited Card Could Get You There!

I’ll go over how and why you can get more than $500 in value from the welcome bonus, and some examples of what you can do with it!

Getting the Most Value From the Chase Ink Business Unlimited Credit Card

Apply Here:   Chase Ink Business UnlimitedSM 

Our Review of the Chase Ink Business Unlimited

With the Chase Ink Business Unlimited Credit Card, you can earn $500 bonus cash back after spending $3,000 on purchases in the first 3 months of opening your account.  And you’ll also earn 1.5% cash back (1.5X Chase Ultimate Rewards points per $1) on all purchases without the hassle of remembering rotating bonus categories.

A $500 cash back bonus on a no-annual-fee card is phenomenal, but depending on which Chase cards you have, your points could be worth much more if you redeem them through the Chase travel portal!

If you have any of the following cards, you can combine your points and redeem them through the Chase travel portal with a  25% bonus.  In other words, your $500 cash bonus (50,000 Chase Ultimate Rewards points) would now be worth $625 (50,000 points X 1.25 cents per point)!

  • Chase Sapphire Preferred® Card
  • Chase Ink Bold (no longer available)
  • Chase Ink Plus (no longer available)
  • Chase Ink Business Preferred Credit Card

And if you have the Chase Sapphire Reserve®, points redeemed through the travel portal would receive a 50% bonus, making your $500 cash bonus now worth $750 (50,000 Chase Ultimate Rewards points X 1.5 cents per point)!

But if you have any of the above cards, you’ll likely get the most value by combining your points and transferring them to Chase’s airline and hotel partners, like United Airlines, Singapore Airlines, or Hyatt.  Remember, you can NOT transfer points to airline and hotel partners without also having an annual-fee Chase Ultimate Rewards points earning card.

Here are a few ways you could get over $1,000+ in value!

1.   Book Flights Within the US, Including Hawaii! (Worth $1,300+)

No matter where you’re located in the US, there are airline miles that can get you to Hawaii for cheap, such as Alaska Airlines, Singapore Airlines, and Korean Air.

Folks in West Coast cities, like Los Angeles and San Francisco, can transfer their Chase Ultimate Rewards points to Singapore Airlines at a 1:1 ratio for an award flight on Alaska Airlines.  A round-trip ticket in coach will cost just 24,000 miles, which means you’d be able to book 2 round-trip flights to Hawaii!  That same flights could easily cost more than $1,300+ if booked with cash.

If you’re not departing from the West Coast, you’re still in luck with Korean Air!  Chase Ultimate Rewards points also transfer at a 1:1 ratio to Korean Air, which is part of the SkyTeam alliance that includes Delta.  And because Korean Air’s award chart is zone-based, with all of North America included in the same zone, round-trip flights to Hawaii only cost 25,000 Korean Air miles!

After Earning the Welcome Bonus on the Chase Ink Business Unlimited, You Could Have Enough Points for 2 Round-Trip Flights to Hawaii From Almost Anywhere in the US!

2.   Coach and Business Class Award Flights to Ireland With Aer Lingus Avios Points (Up to $3,500+ in Value)

Aer Lingus uses a distance-based award chart, so the cost of an award ticket will depend on the how far away your destination is.  You can transfer Chase Ultimate Rewards points to Aer Lingus Avios points at a 1:1 ratio.  And there are sweet spots in the award chart that can get you Big Travel.

For instance, if you fly to Dublin from any of these West Coast cities in zone 6 (Los Angeles, Miami, Orlando, San Francisco, and Seattle), a round-trip flight will cost 32,500 Aer Lingus Avios points in off-peak coach pricing, and you’ll still have points left over.  The same ticket could cost almost $3,000 in cash!

Or if you fly from any of these East Coast zone 5 cities (Boston, Chicago, Hartford, Newark, New York, Philadelphia, Toronto, and Washington, DC), you could book a one-way business class flight to Dublin for 50,000 Aer Lingus Avios points.  That same flight could cost over $3,500+ without points! 

Thanks to a Generous Award Chart, You Can Get Over $3,000+ Worth of Travel to Ireland!

3.   Book Stays at Hyatt Hotels ($1,000 to $1,500+ Worth of Value)

Chase travel partners also include certain hotels, like Hyatt.  Hyatt hotels have 7 award categories, each with a fixed amount of points required to book an award stay.

Generally speaking, you’ll get better value from your points by staying at more expensive Hyatt properties.  But even if you stay at lower level category 1 hotels, you can still get more than $1,000+ worth of value.

For example, a single night stay at a category 1 Hyatt hotel, like the Hyatt Place Delano in California, can run ~$117 per night, or 5,000 Hyatt points.  With 50,000 Chase Ultimate Rewards points to transfer to Hyatt, that’s good for 10 nights, equivalent to a value of over $1,100!

And if you decide to stay at a more luxurious hotel, like the category 6 Park Hyatt Maldives Hadahaa, you can get even more value.  Hotel rooms can run ~$730 per night, or 25,000 Hyatt points.  Earning the welcome bonus of $500 (50,000 Chase Ultimate Rewards points) on the Chase Ink Business Unlimited card means you’d be able to stay for 2 nights, giving you a value of nearly $1,500!

You Can Also Book Stays at Hotels With Your Chase Ultimate Rewards Points

4.   Fly From the East Coast to Europe Using Singapore Airlines Miles ($2,500+ Worth of Value)

Singapore Airlines is another one of Chase’s travel partners, and they have a sweet spot in their award chart for travel from the East Coast to Europe.  Points from Chase Ultimate Rewards transfer at a 1:1 ratio to Singapore Airlines.

Once you earn the welcome bonus of $500 (50,000 Chase Ultimate Rewards points), you’d have enough to book a round-trip flight to places like Frankfurt!

For example, you can book a round-trip flight in coach for 45,000 Singapore Airlines miles, saving you nearly $2,500 in cash.

The Intro Bonus on the Chase Ink Business Unlimited Credit Card Is Enough to Fly You to Frankfurt!

Bottom Line

Business owners should consider applying for the Chase Ink Business Unlimited Credit Card.  The card is offering a $500 bonus (50,000 Chase Ultimate Rewards points) after spending $3,000 on purchases in the first 3 months of account opening.  And with no annual fee, it won’t cost you anything to keep in your wallet.

If you have the right Chase cards, you can stretch the value of that intro bonus to much more than just $500.  You can redeem points through the Chase Ultimate Rewards Travel Portal towards paid travel at a better rate, but you’ll generally get a much better value by transferring Chase Ultimate Rewards points to airline and hotel partners.

With some award flights, you could save as much as $3,500+!

Do you have the Chase Ink Business Unlimited credit card?  Let us know what you’d do with the welcome bonus in the comments below!

Andrew Wan is a contributor for Million Mile Secrets where he covers points, miles, credit cards, airlines and hotels. His work has also appeared in The Simple Dollar.

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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