Targeted: Earn Bonus Points or Cash Back for Adding Authorized Users to These Cards
Signing up for credit cards through partner links earns us a commission. Terms apply to the offers listed on this page. Here’s our full advertising policy: How we make money.Update: One or more card offers in this post are no longer available. Check our Hot Deals for the latest offers.
Via Reddit, American Express is offering a big bonus to targeted cardholders for adding authorized users to their accounts. You could earn up to 20,000 Membership Rewards points or $100 cash back after your new authorized users meet a minimum spending requirement.
Several cards appear to be part of the offer, including the Premier Rewards Gold Card From American Express, The Platinum Card® from American Express, and the Blue Cash Everyday® Card from American Express.
Check your inbox and spam folder to see if you’re eligible. And you must add your additional cardholders by August 30, 2017 to qualify.
This deal might seem like a no-brainer if you’re targeted, but it’s not without its pitfalls.
I’ll explain how these offers work, and what you should consider before adding authorized users to your AMEX account!
AMEX Authorized User Bonus
Check your email for a message from American Express! Or log-in through this link (temporarily unavailable) to see if you’ve been targeted to earn a bonus for adding authorized users to your AMEX account by August 30, 2017.
Million Mile Secrets team member Keith received an email yesterday with the offer. He’ll earn 5,000 AMEX Membership Rewards points for each authorized user he adds to his Premier Rewards Gold Card From American Express if they each spend $500 on purchases within the first 3 months.
And he can earn the bonus for up to 4 authorized users for a total of 20,000 AMEX Membership Rewards points (5,000 points X 4 authorized users).
According to folks on Reddit, other offers include:
- The Platinum Card® from American Express – Earn 5,000 AMEX Membership Rewards points for the first 4 authorized users that spend $500 on purchases with their card in the first 3 months of card membership (maximum 20,000 AMEX Membership Rewards points)
- Blue Cash Everyday® Card from American Express – Earn $25 cash back for the first 4 authorized users that spend $250 on purchases with their card in the first 3 months of card membership (maximum $100 cash back)
But folks with the AMEX Platinum will pay $175 for the first 3 authorized users they add, and $175 per additional user after that. However, you can add additional Gold card members to your AMEX Platinum account for free. And Gold card authorized users will trigger the bonus!
Keep in mind, American Express requires the Social Security Number of any authorized user you add. So NO adding your cat or dog. 😉
Choose Your Authorized Users Wisely
Adding an additional cardholder to your account isn’t without risk. You’ll be fully responsible for any charges they make, so be sure to only add friends or family members you completely trust.
Your authorized user could potentially get a credit score boost if your credit is good. Plus, being an authorized user doesn’t prevent you from earning the card’s sign-up bonus in the future.
Because authorized user accounts WILL count toward Chase’s “5/24 rule.” That is, if the authorized user has opened ~5 or more credit cards (from any bank) in the past 24 months (excluding certain business cards), they’re unlikely to get approved for most Chase cards.
You wouldn’t want your friends and family to miss out on some of the best travel rewards cards later!
Check your email to see if you’ve been targeted to earn a bonus for adding authorized users to your American Express cards!
You could earn up to 20,000 AMEX Membership Rewards points or $100 cash back after your additional cardholders meet a minimum spending requirement.
Eligible cards include the Premier Rewards Gold Card From American Express, The Platinum Card® from American Express, and the Blue Cash Everyday® Card from American Express. And you must add your additional cardholders by August 30, 2017 to qualify.
Did you receive an offer not listed here? Please let me know in the comments!
Chase Sapphire Preferred® CardAPPLY NOW
Chase Sapphire Preferred® Card
Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $1,250 when you redeem through Chase Ultimate Rewards®.
Earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1 point per dollar spent on all other purchases.
Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 100,000 points are worth $1,250 toward travel.
With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash’s subscription service. Activate by 12/31/21.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.
Either $5 or 5% of the amount of each transfer, whichever is greater.
Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)