Pros & Cons of Changing Your Sapphire Preferred to the No-Annual-Fee Sapphire Card

Million Mile Secrets reader Amy commented:

I had the Chase Sapphire Preferred and downgraded to the Chase Sapphire (no longer available to new applicants) card after the first year of no-annual-fee was up.  Does the Chase Sapphire offer the same travel coverage as the Chase Sapphire Preferred?

Great question, Amy!

The Chase Sapphire Preferred is a great card for beginners because it has a terrific sign-up bonus, earns points you can transfer to airline and hotel partners, and has excellent travel benefits like primary rental insurance.

The $95 annual fee is waived for the first year.  While I’ve kept this card for years, some folks decide to downgrade the card to the no-annual-fee Chase Sapphire instead of canceling it, to avoid paying the Preferred version’s annual fee.

But you will NOT get all the same benefits as the Chase Sapphire Preferred!

Pros Cons Of Changing Your Sapphire Preferred To The No Annual Fee Sapphire Card

You’ll Miss Out on Valuable Perks, Like Primary Rental Car Insurance, If You Downgrade Your Chase Sapphire Preferred to the Chase Sapphire

I’ll explain the differences between the cards and why it’s worth paying the annual fee on the Chase Sapphire Preferred!

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How Do You Convert Miles & Points From Other Programs to United Airlines Miles?

Million Mile Secrets reader Teri commented:

We want to visit Italy and France in September 2017 for our 30th anniversary.  And because we’ve already saved some United Airlines miles, we plan to fly with United Airlines or a Star Alliance partner.

But we’ve also earned miles & points with our Chase Sapphire Preferred and Capital One Venture cards.

So, how do we combine the miles & points from these different programs in order to book our award tickets with United Airlines miles?  And are there any other cards you’d recommend we get?

Great question, Teri!

One of my favorite things about miles & points is showing others how to get Big Travel.  And I especially love that Teri plans to use miles & points to help celebrate an anniversary!

How Do You Convert Miles Points From Other Programs To United Airlines Miles

Visit the Colorful Seaside Villages of Cinque Terre, Italy. This Ticket Could Otherwise Cost You ~$8,000!

Let’s look at how Teri can use miles & points from various programs to get to Europe with United Airlines.  And I’ll make a few suggestions about other cards to consider!

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Use This Free New Tool to Help Monitor Your Credit

I recently wrote about how everyone can get their Experian FICO score for free with Discover’s Credit Scorecard.

And now, via FrequentMiler, Experian released a credit monitoring app for iPhone and Android that gives you your Experian credit report for free!

The app is convenient and easy to use, because it will notify you if there’s activity on your report.  And it’s the only service that offers you unlimited, free access to your Experian credit report.

But don’t pay for in-app purchases, like FICO scores and reports from the other credit bureaus.  Because there are ways to get those for free, too!

Use This New Tool To Help Monitor Your Credit

Get Your Experian Credit Report (but NOT Your Score) for Free With Experian’s New App

I’ll explain more about why the app might be a useful tool.  And the other ways to get your credit reports and FICO scores for free.

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Won’t Last! $442+ Round-Trip to Europe From 4 Cities

Via Loyalty Traveler, you can fly round-trip to cities like Amsterdam, Barcelona, Dublin, London, Madrid, and Zurich from Charlotte, Dallas, and Philadelphia for between $442 and $578.  I checked and also found cheap flights from Newark!

For instance, you can fly round-trip Newark to Amsterdam non-stop for ~$507 on Delta October 6, 2016, to October 13, 2016.

Loyalty Traveler is reporting these cheap Delta fares for September and October 2016 travel, and again in December through May 2017.  This includes fares starting at ~$450 round-trip from Charlotte and Dallas to Spain.  And ~$525 to Amsterdam, Brussels, London, and more.

You Can Experience Beautiful Amsterdam With Its Great Museums and Delicious Food in October 2016 for Just $507 Non-Stop Round-Trip From Newark!

Here’s how to find the deal.

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Blog Giveaway: 6,000 United Airlines Miles!

Update:   Sorry folks!  Had some trouble with the Rafflecopter widget.  The giveaway is open now and we’ve extended the deadline for entries to June 26, 2016 (Sunday) at 9:00 pm Central Time.

Don’t forget to follow me on Facebook or Twitter!

You’re the best blog readers in the world!  To thank you, this week we’re giving away 6,000 United Airlines miles!

Blog Giveaway 6,000 United Airlines Miles

Will You Be the Reader Who Pockets 6,000 United Miles?

Here’s how to enter.

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