Confused by Cards With Similar Names? Here’s a Chart to Explain!

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There are LOTS of credit cards out there, all with different benefits and bonuses.

Banks seem to enjoy giving their credit cards similar names.  You might apply for the wrong one if you aren’t careful!

I’ve put a lot of credit cards with similar sounding names side-by-side, so you can compare the perks and decide which card is best for you, and find the application link, all in one place!

Confused By Cards With Similar Names Heres A Chart To Explain

Take the Time to Differentiate These Credit Cards So You’ll Know Which Card Will Give You the Biggest Travel!

Let’s look at the most common credit cards with similar sounding names!

Avoid Confusion and Find the Card You Want With This List

Here is a list of popular credit cards that are easily mistaken with one another.  I’ve sorted them by the issuing bank.

Chase

Chase offers some of the best cards for getting Big Travel with Small Money.  But a few of their cards have similar sounding names, with benefits that are a WORLD apart!

Confused By Cards With Similar Names Heres A Chart To Explain

Apply for the Right Card to Make Your Travel Dreams Come True

Chase Sapphire Credit Cards

Link:   My Review of the Chase Sapphire (No Longer Available)

Link:   Chase Sapphire Preferred

Link:   Chase Sapphire Reserve

 Chase SapphireChase Sapphire PreferredChase Sapphire Reserve
AvailabilityNot available to new applicants, but Chase Sapphire Preferred may be downgraded to Chase SapphireAvailable to new applicants (but falls under the Chase 5/24 rule)Available to new applicants (but falls under the Chase 5/24 rule)
Sign-Up BonusNoneEarn 50,000 Chase Ultimate Rewards points after you spend $4,000 on purchases in the first 3 months of account opening

5,000 Extra points for adding an authorized user and make a purchase within the first 3 months of account opening
Earn 50,000 Chase Ultimate Rewards points after you spend $4,000 on purchases in the first 3 months from account opening
Rewards Earning RateEarns 2X points on dining

Earns 2X points on travel when booked through the Chase travel portal

Earns 1 point per $1 everywhere else
Earns 2X points on travel & dining

Earns 1 point per $1 everywhere else
Earns 3X points on travel & dining

Earns 1 point per $1 everywhere else
Transferring Chase Ultimate Rewards Points to Travel PartnersOnly if first transferred to a Chase Sapphire Preferred, Chase Ink Plus, Chase Ink Bold (no longer available), or Chase Sapphire Reserve cardYes, points transfer at 1:1Yes, points transfer at 1:1
Booking Travel Through Chase Travel PortalPoints are worth 1 cent eachPoints are worth 1.25 cents eachPoints are worth 1.5 cents each
Travel DetailsSecondary rental car insurance

$5,000 in trip cancellation / interruption insurance per covered trip

$500 in trip delay reimbursement

3% foreign transaction fee
Primary rental car insurance

$10,000 in trip cancellation / interruption per covered trip

$500 in trip delay reimbursement

NO foreign transaction fees
Primary rental car insurance

$300 annual credit for travel purchases such as airfare and hotels

$100 statement credit for Global Entry

Priority Pass Select for access to airport lounges

NO foreign transaction fees
Annual Fee$0$95, waived the first year$450
NotesThis is my all-around favorite credit card for Big Travel with Small Money! It’s also the top card I recommend if you’re new to miles & points.This is an incredible travel credit card with top quality travel perks. It is also a Visa Infinite credit card
Full ReviewMy review of the Chase SapphireMy review of the Chase Sapphire PreferredMy review of the Chase Sapphire Reserve

Chase Ink Cards

Link:   Chase Ink Business Cash

Link:   Chase Ink Business Preferred

Link:   My Review of the Chase Ink Bold (No Longer Available)

Link:   My Review of the Chase Ink Plus (No Longer Available)

 Chase Ink CashChase Ink Business PreferredChase Ink Bold/ Chase Ink Plus
AvailabilityAvailable to new applicants (but falls under the Chase 5/24 rule)Available to new applicants (but falls under the Chase 5/24 rule)NOT available to new applicants
Sign-Up BonusEarn 30,000 Ultimate Rewards points after spending $3,000 on purchases within the first 3 months of opening your accountEarn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.None
Rewards Earning RateYou'll earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year

Plus, earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year

Earn 1 point per $1 on all other purchases - with no limit to the amount you can earn
Earn 3 points per $1 on the first $150,000 spent in select categories each anniversary year

Earn 1 point per $1 on all other purchases - with no limit to the amount you can earn.

Plus, get up to $600 in cell phone insurance when you pay your cell phone bill with the card
You'll earn 5X Ultimate Rewards points on the first $50,000 spent in combined purchases from office supply stores and for cable/internet/telecom

Plus, earn 2X Ultimate Rewards points for gas & hotel purchases, up to $50,000 or 100,000 points per year

Earn 1 point per $1 on all other purchases - with no limit to the amount you can earn.
Transferring Chase Ultimate Rewards Points to Travel PartnersOnly if first transferred to a Chase Sapphire Preferred, Chase Ink Plus, Chase Ink Bold (no longer available), or Chase Sapphire Reserve cardYesYes
Booking Travel Through Chase Travel PortalPoints are worth 1 cent eachPoints are worth 1.25 cents eachPoints are worth 1.25 cents each
Travel Details3% foreign transaction fee in US dollars for each international transaction

Primary car rental insurance when renting for BUSINESS purposes. Secondary when renting for personal reasons
NO foreign transaction fees

Trip Cancellation / Interruption insurance, up to $5,000 per trip

Lost luggage reimbursement, up to $3,000

Primary car rental insurance when renting for BUSINESS purposes. Secondary when renting for personal reasons.
NO foreign transaction fees

Trip Cancellation / Interruption insurance, up to $5,000 per trip

Lost luggage reimbursement, up to $3,000

Primary car rental insurance when renting for BUSINESS purposes. Secondary when renting for personal reasons.
Annual Fee$0$95$95
NotesThe Chase Ink Cash has great perks that no-annual fee cards usually don't. Earning 5X points at office supply stores and 2X points on gas stations, even primary car insurance is GREAT for a card with no annual fee!The Ink Business Preferred bonus categories are great if you spend a lot on business expenses. If you don't think you'll make use of those categories, I'd suggest the Chase Sapphire Preferred insteadThe Chase Ink Bold and Chase Ink Plus are nearly identical. The big difference is that the Chase Ink Bold is a CHARGE card, and the Chase Ink Plus is a CREDIT card.

Charge cards don't have fixed spending limits. But you must pay your balance in full each month.
Full ReviewMy review of the Chase Ink Business CashMy review of the Ink Business PreferredMy review of the Chase Ink Bold and Chase Ink Plus

Remember, you don’t need millions in revenue to qualify for a small business credit card.

Chase Freedom Credit Cards

Link:   Chase Freedom

Link:   Chase Freedom Unlimited

 Chase FreedomChase Freedom Unlimited
AvailabilityAvailable to new applicants (but falls under the Chase 5/24 rule)Available to new applicants (but falls under the Chase 5/24 rule)
Sign-Up BonusEarn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening

Earn $25 (2,500 Chase Ultimate Rewards points) for adding an authorized and making a purchase within this same 3-month period
Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening

Earn $25 (2,500 Chase Ultimate Rewards points) for adding an authorized and making a purchase within this same 3-month period
Rewards Earning RateEarn 5% cash back (up to $1,500 in combined purchases) in bonus categories each quarter after activating offer

Earn Unlimited 1% cash back on all other purchases
Earn unlimited 1.5% cash back on every purchase
Transferring Chase Ultimate Rewards Points to Travel PartnersOnly if first transferred to a Chase Sapphire Preferred, Chase Ink Business Preferred, Chase Ink Plus (no longer available), Chase Ink Bold (no longer available), or Chase Sapphire Reserve cardOnly if first transferred to a Chase Sapphire Preferred, Chase Ink Business Preferred, Chase Ink Plus (no longer available), Chase Ink Plus, Chase Ink Bold (no longer available), or Chase Sapphire Reserve card
Annual Fee$0$0
NotesBonus categories change each quarter, and must be manually activated.

This card charges a 3% foreign transaction fee in US dollars for each international transaction.
The Chase Freedom Unlimited does NOT have bonus categories, but has a higher non-bonus earning rate than the Chase Freedom.

This card charges a 3% foreign transaction fee in US dollars for each international transaction.
Full ReviewMy review of the Chase FreedomMy review of the Chase Freedom Unlimited

Southwest Credit Cards

Link:   Southwest Rapid Rewards Plus

Link:   Southwest Rapid Rewards Premier

Link:   Southwest Rapid Rewards Premier Business

 Southwest Rapid Rewards Plus CardSouthwest Rapid Rewards Premier Credit CardSouthwest Rapid Rewards Premier Business Card
AvailabilityAvailable to new applicants (but falls under the Chase 5/24 rule)Available to new applicants (but falls under the Chase 5/24 rule)Available to new applicants (but falls under the Chase 5/24 rule)
Sign-Up BonusEarn 40,000 points after you spend $1,000 in the first 3 months your account is openEarn 40,000 points after you spend $1,000 in the first 3 months your account is openEarn 60,000 points after you spend $2,000 in the first 3 months your account is open
Rewards Earning RateEarn 2X points on Southwest purchases

Earn 1 point per $1 everywhere else
Earn 2X points on Southwest purchases

Earn 1 point per $1 everywhere else
Earn 2X points on Southwest purchases

Earn 1 point per $1 everywhere else
Anniversary BonusYou'll get 3,000 bonus points after your cardmember anniversaryYou'll get 6,000 bonus points after your cardmember anniversaryYou'll get 6,000 bonus points after your cardmember anniversary
Travel DetailsGet 2 free checked bags with each flight

3% foreign transaction fees
Get 2 free checked bags with each flight

NO foreign transaction fees
Get 2 free checked bags with each flight

NO foreign transaction fees
Annual Fee$69$99$99
NotesSign-up bonus points count towards the Southwest Companion Pass!Sign-up bonus points count towards the Southwest Companion Pass!Sign-up bonus points count towards the Southwest Companion Pass!
My reviewMy review of the Chase Southwest Plus Credit CardMy review of the Chase Southwest Premier Credit CardMy review of the Chase Southwest Business Credit Card

American Express

Don’t forget, American Express limits folks to one sign-up bonus per lifetime, per card.  So if you’ve had any of these cards before, you can’t earn the bonus again.

American Express Blue Credit Cards

Link:   Blue Cash EveryDay® Card from American Express

Link:   Blue Cash Preferred® Card from American Express

Link:   The Blue for Business® Credit Card from American Express

 Blue Cash Everyday® Card from American ExpressBlue Cash Preferred® Card from American ExpressThe Blue for Business® Credit Card from American Express
AvailabilityAvailable to new applicantsAvailable to new applicantsAvailable to new applicants
Sign-Up Bonus$100 back (as a statement credit) after spending $1,000 on purchases within the first 3 months of opening your account

Terms and Limitations apply
Earn $150 back (as a statement credit) after spending $1,000 on purchases within the first 3 months of opening your account

Terms and Limitations apply
Earn 10,000 Membership Rewards points after making your first purchase on the card within the first 3 months of card membership

Terms and Limitations apply
Rewards Earning RateYou'll earn 3% cash back at U.S. supermarkets up to $6,000 per year, then 1%

You'll also earn 2% cash back at U.S. gas stations & select U.S. department stores

Earn 1% cash back everywhere else
You'll earn 6% cash back at U.S. supermarkets up to $6,000 per year, then 1%

You'll also earn 3% cash back at U.S. gas stations & select U.S. department stores
Earn 2X points when you book travel through AmexTravel.com

Earn 1 point per $1 on everything else

Receive a yearly 30% bonus on the points you've earned
Transfer AMEX Membership Rewards Points to Travel PartnersNoNoOnly if you have another AMEX card that DOES transfer Membership Rewards points to travel partners.
Travel Details2.7% foreign transaction fee

Secondary auto coverage
2.7% foreign transaction fee

Secondary auto coverage
2.7% foreign transaction fee

Baggage insurance covering $1,250 for carry-on baggage and up to $500 for checked baggage

Secondary auto coverage
Annual Fee$0$95$0
NotesThis card is decent for folks who spend a lot on domestic travel. You'll get the best return for your spend (3% back) by shopping at U.S. supermarkets.Similar to the Blue Cash EveryDay card, the Blue Cash Preferred is good for folks who spend a lot on domestic travel.This card is a part of AMEX OPEN, a program designed to help your business save money!

Remember, you may qualify for a business without even knowing it! Check out my post on how to qualify for a small business credit card.
My ReviewMy review of the Blue Cash EverydayMy review of the Blue Cash Preferred

AMEX Everyday Credit Cards

Link:   AMEX EveryDay® Credit Card from American Express

Link:   AMEX EveryDay® Preferred Credit Card

 AMEX EveryDay® Credit Card from American ExpressAMEX EveryDay® Preferred Credit Card
AvailabilityAvailable to new applicantsAvailable to new applicants
Sign-up BonusEarn 10,000 Membership Rewards® Points
after you use your new Card to make $1,000 in purchases in your first 3 months.

$25 statement credit when you make a $25+ purchase at NewEgg in the first 3 months

Get a complimentary year of Newegg Premier Membership

(To see this offer, scroll down to the bottom of the NewEgg promotion page)
Earn 15,000 Membership Rewards® Points
after you use your new Card to make $1,000 on purchases on your new Card in your first 3 months.
Rewards Earning RateUse your Card 20 or more times on purchases in a billing period and get 20% more points on those purchases less returns and credits. Terms and limitations apply

Earn 2X points at US supermarkets. On up to $6,000 per year in purchases

Earn 2X points when you book travel through AmexTravel.com

Earn 1 point per $1 on everything else

Terms and Conditions apply
Use your Card 30 or more times on purchases in a billing period and get 50% more points on those purchases less returns and credits. Terms and limitations apply

Earn 3X Points at US Supermarkets on up to $6,000 per year in purchases.

Earn 2X points at US Gas Stations

Earn 2X points when you book travel through AmexTravel.com

Earn 1 point per $1 on everything else

Terms and Conditions apply
Transfer AMEX Membership Rewards Points to Travel PartnersYesYes
Travel DetailsSecondary auto coverage

Travel Accident Insurance
Secondary auto coverage

Travel Accident Insurance
Annual Fee$0$95
NotesThe AMEX EveryDay credit card is the only no-annual fee credit card that earns points that transfer to American Express travel partners.With the 50% bonus from using your card 30+ times per month, the AMEX EveryDay Preferred has a great earning rate! But crunch the numbers to see if it's worth the annual fee.
See rates and fees
My ReviewMy review of the AMEX EveryDayMy review of the AMEX EveryDay Preferred

Barclaycard

Barclaycard typically approves folks for only 1 or 2 Barclaycard credit cards per year.  So it’s important to decide carefully which Barclaycard credit cards are right for you.

Confused By Cards With Similar Names Heres A Chart To Explain

Folks Love JetBlue Because of Their Top-Notch Mint Class Seats, Roomy Coach Seats, Fast Free Wi-Fi, and More! So the Barclaycard JetBlue Cards Are Popular With Million Mile Secrets Readers

Common reasons for a denial are:

  • Too many recent credit applications in general
  • Too many recent Barclaycard credit applications
  • Already enough credit available on existing Barclaycard credit cards
  • Not using their existing Barclaycard credit cards enough (they want to see more than a few purchases a month)

So make each application count!

Barclaycard JetBlue Credit Cards

Link:   JetBlue Card

Link:   JetBlue Plus Card

Link:   JetBlue Business Card

 JetBlue CardJetBlue Plus CardJetBlue Business Card
AvailabilityAvailable to new applicantsAvailable to new applicantsAvailable to new applicants
Sign-Up BonusEarn 5,000 bonus points after you spend $1,000 on purchases in the first 90 daysEarn 30,000 bonus points after you spend $1,000 in purchases within the first 90 days

Earn 30,000 bonus points after you spend $1,000 in purchases within the first 90 days

Rewards Earning RateEarn 3 points per $1 on JetBlue purchases

Earn 2 points per $1 at restaurants and grocery stores

50% savings on eligible in-flight purchases including cocktails, food and movies
6 points per $1 on JetBlue purchases

2 points per $1 at restaurants and grocery stores

1 point per $1 everywhere else
6 points per $1 on JetBlue purchases

2 points per $1 at restaurants and office supply stores

1 point per $1 everywhere else
Travel DetailsNO foreign transaction feesFree first checked bag for cardholder and up to 3 companions on the same reservation when you use your card to pay for your ticket

50% discount on eligible in-flight purchases

NO foreign transaction fees
Free first checked bag for cardholder and up to 3 companions on the same reservation when you use your card to pay for your ticket

50% discount on eligible in-flight purchases

NO foreign transaction fees
Annual Fee$0$99 (Not waived the first year)$99 (Not waived the first year)
NotesThis card doesn't have a lot of great benefits. But it's unusual to find a no-annual fee credit card with NO foreign transaction fees!Our readers are big fans of the The JetBlue Plus card. The card will refund 10% of your points when you redeem them for flights.

You will also get 5,000 JetBlue points (worth ~$70 in JetBlue flights) each year on your account anniversary!
The card will refund 10% of your points when you redeem them for flights.

You will also get 5,000 JetBlue points (worth ~$70 in JetBlue flights) each year on your account anniversary!

You may qualify for a business without even knowing it! Check out my post on how to qualify for a small business credit card.
Full ReviewMy review of the JetBlue CardMy review of the JetBlue Plus CardMy review of the JetBlue Business Card

Credit Card Products

Some credit card companies won’t let you get the sign-up bonus on a similar card, unless the card is considered a “different product.”

For example, you can’t get the bonus on the AMEX EveryDay card more than once.  But you CAN get the bonus on the AMEX EveryDay, and later apply for the AMEX EveryDay Preferred, because they are not the same card product.

Each bank has different rules, but you can read my general guidelines of how to tell if credit cards are different products here.

Bottom Line

Lots of credit cards have similar sounding names.  Some even have similar benefits.  But applying for the wrong credit card can mean a difference of tens of thousands of points!

Always be sure to study the benefits of each credit card, and don’t assume a similar name means equivalent perks.

Have you ever applied for the wrong credit card?

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Editorial Disclaimer: Neither the responses below nor the editorial content on this page are provided or commissioned by the bank advertisers, and have not been reviewed, approved or otherwise endorsed by the bank advertisers. Opinions expressed here are the author’s alone, not those of the bank advertisers. It is not the bank advertisers’ responsibility to ensure all posts and/or questions are answered.

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4 responses to “Confused by Cards With Similar Names? Here’s a Chart to Explain!

  1. I think you missed another confusing set. That is the The Enhanced Business Platinum® Card from American Express OPEN and the The Platinum Card® from American Express. They are talked about soo interchangeably that even American Express’ site blurs the lines between the too in their literature.

  2. The Amex Blue for Business card needs to show that the points are transferable if linked with another Membership Rewards card.