You Can Now Apply for Chase Sapphire Reserve in Branches, 5/24 Rule Seems to Be in Effect

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Folks on Reddit are reporting they’ve been able to apply for the Chase Sapphire Reserve with its incredible 100,000 Chase Ultimate Rewards point bonus at Chase branches today (Sunday).

Those of y’all who live near a Chase branch and are anxious to apply can use the Chase branch locator to see if there’s a branch open today.

Unfortunately most branches are NOT open on Sunday or they are already closed.  Although I noticed branches in San Francisco’s Chinatown are still open.

You Can Now Apply For Chase Sapphire Reserve In Branches 5/24 Rule Seems To Be In Effect

You Can Transfer the 100,000 Chase Ultimate Rewards Points You’ll Earn From the Chase Sapphire Reserve Bonus to Stay at the Best Hyatt Hotels Like the Grand Hyatt Kauai

But I also have disheartening news.

Are You Eligible for the Best Card Offer Ever?

Link:   Chase Sapphire Reserve Offer Details

It’s been tougher to be approved for most Chase cards if you’ve opened ~5+ cards from any bank (except these business cards) in the past 24 months.  This includes all Chase cards that earn Chase Ultimate Rewards points.  This has been dubbed the “5/24” rule.

And from what people on Reddit who have already applied are saying, it seems very likely the Chase Sapphire Reserve bonus is also blocked for those of us who have enjoyed opening 5+ cards in the past in 24 months.

It’s not surprising.  But we were hoping this wouldn’t be the case!

Reported exceptions to the rule so far are:

  • You are a Chase Private Client
  • You go to a Chase branch are they let you know you are pre-approved for the Chase Sapphire Reserve

There’s still no application link yet, but the Chase Sapphire Reserve benefits guide IS online for us to drool over.  🙂

I’ll let you know if anything changes about who can get the Chase Sapphire Reserve bonus.  And I’ll post when the Chase Sapphire Reserve application is online!

Or you can walk into your local branch on Monday.

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12 responses to “You Can Now Apply for Chase Sapphire Reserve in Branches, 5/24 Rule Seems to Be in Effect

  1. can someone please to a side by side comparison of the Reserve and the Prestige’s travel protection benefits and limits??

  2. Too bad on the 5/24 on this card. Probably will cost them quite a bit of $. Oh well.

  3. I applied for Amex Express Gold for the bonus and AMEX Everyday which belong to membershiprewards. Both my points end up in one place. So when I quit the Gold before paying 195.00, the points are now in Everyday which has no annual fee. Are there other cards with large bonuses and huge annual fees that can be transferred before paying the annual fee? Some have fees that that are acceptable but others, I can’t see the reason for keeping it. For instance, IHG charges 49.00 but give me a free room, I think. Citi Hilton gave me 75,000 sign up bonus with no annual. Alaska charge 75.00 but have that companion ride for 99.00 plus tax. Not bad. I want to get all the bonuses before they stop me for going bonkers.

  4. Signed up for the Chase Sapphire Preferred a month ago. Got the bonus. I realized I have already met my travel goals for 2018. This Chase Sapphire Reserve card was introduced a bit too late, after all the needed points were accumulated. And I thought to myself, “I do not need an extra card and pay additional fees.” Part of being smart is know when to say No to an offer when we have enough, regardless all the hype out there. 🙂

  5. I have the CSP card and although this deal sounds too great to pass up, I have a feeling that Amex and Citi will step up their benefits/waive fee, etc. I’d rather stick with Chase since every account i own is with J.P. Morgan but they may waive the fee around the holidays. That is when my other CSP is due for renewal. Just my 2 cents.

  6. I’ve been wanting to get the Chase Freedom Unlimited. Should I first get the Freedom Unlimited first before the Chase Reserve?

  7. Can I use the Global Entry credut for my authorized user instead of me (since I already have it)? Thanks.

  8. @R Johnson – If it costs them enough $$ to matter, they’ll drop it.

  9. Does anyone know when the 100K bonus will expire?

  10. I want to know how people had applied in the branch on Sunday when all branches are closed on sunday? There is no expiration on the 100k point offer and once you have the points, they do not expire as long as the account is open. You cannot add Global Entry as your Authorized User, it does have to be a physical person.

  11. sounds like they have a lot of the same rewards and benefits as the AMEX Platinum card…

  12. I just applied for Sapphire Reserve card in my local branch and was denied due to “too many credit card accounts opened in the last 2 years”, the usual story. I am at 8/24 with credit score 750 but my name was not in the “preapproved list”, when the branch manager typed my SS number.

    So branch application is not a success for everyone, but I guess it is worth a shot only when your name appears in the pre-approved list.