Can You Get the Sign-Up Bonus for the AMEX Platinum If You Already Have the AMEX Premier Rewards Gold?

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Million Mile Secrets reader Waldorf emailed:

Hi, I am wondering if I already had the American Express Premier Rewards Gold card, would I be able to get the sign-up bonus for the American Express Platinum card? Thanks!

Can You Get The Sign Up Bonus For The AMEX Platinum If You Already Have The AMEX Premier Rewards Gold

Waldorf Can Get the Sign-Up Bonus on 2 American Express Cards!

Although Waldorf has the American Express Premier Rewards Gold card, he can get the sign-up bonus on the American Express Platinum card!

That’s because they are different card products.  Keep reading to learn more!

American Express Platinum

Link:   American Express Platinum card

Link:   My review of the American Express Platinum card 

Waldorf can get 40,000 American Express Membership Rewards points from the American Express Platinum card after spending $3,000 within 3 months.  As always, terms and limitations apply.

The usual sign-up bonus is 25,000 American Express Membership Rewards points, so this is a good deal!  But there have been higher offers previously.  And the Mercedes Benz Platinum card offers 50,000 points which is a better deal!

With the American Express Platinum card, Waldorf gets:

  • Up to a $200 Airline Credit each year
  • To receive the statement credit, you need to select a qualifying airline
  • Airport lounge access (Delta, Priority Pass, Airspace, and American Express Centurion Lounges)
  • $100 statement credit for Global Entry (a huge time saver!) 
  • Terms & limitations apply

The $450 annual fee is NOT waived.  

I love American Express Membership Rewards points because they are flexible.  Waldorf can transfer them to certain airlines and hotels.

 American Express Membership Rewards Airline Transfer Partners 
AeroMexicoAir CanadaAlitalia
ANAAsia MilesBritish Airways
Delta AirlinesEl AlEmirates
EtihadFlying Blue (Air France / KLM)Hawaiian Airlines
IberiaJetBlueSingapore Airlines
Virgin AmericaVirgin Atlantic
 American Express Membership Rewards Hotel Transfer Partners 
Choice HiltonStarwood

Different Card Products

Although American Express issues both the American Express Premier Rewards Gold and the American Express Platinum card, they are 2 different card products.  That’s because they are 2 distinct charge cards.  And you can get a sign-up bonus for each!

So Waldorf can get the sign-up bonus for the American Express Platinum card!

But he can NOT get the sign-up bonus for the American Express Platinum again card IF he had the personal American Express Platinum card in the past.

With American Express, Waldorf can NOT get the sign-up again on the personal cards that he has had previously.

Personal American Express cards have the these terms and conditions:

If we identify you as currently having an American Express® Card account, you may not be eligible for this welcome bonus offer. This offer is also not available to applicants who have or have had this product.

However, Waldorf CAN get the sign-up bonus again on the American Express Platinum business card IF it’s been over 12 months since he last had the card.  That’s because business and personal American Express cards have different rules about sign-up bonuses.

Bottom Line

Waldorf can get the sign-up bonus on the American Express Platinum card even if he has the American Express Premier Rewards Gold card.  That’s because they are different card products.

American Express has different sign-up bonus rules for personal and business cards.  Waldorf can NOT get the sign-up bonus again for an American Express personal card.

But Waldorf CAN get it again on the business version of a card, like the American Express Platinum or Mercedes Benz Platinum card IF it’s been at least 12 months since he last had the card.

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13 responses to “Can You Get the Sign-Up Bonus for the AMEX Platinum If You Already Have the AMEX Premier Rewards Gold?

  1. “You have been identified as a current American Express Card Member. You may have seen an offer advertised for this product previously, but the offer is not available to current American Express Card Members”. So I believe you’re incorrect with this post.

  2. If you already have the Amex regular platinum card can you get the bonus if you get the Amex Platinum Mercedes Benz card or vice versa?

  3. First time commenter here….
    I was just looking for an answer to this question! Glad I started following you on Twitter last week!

    But… the post is very verbose and repetitive. I would reread it if I were you to catch words that don’t belong. There’s an extra word “again” in this sentence:
    “But he can NOT get the sign-up bonus for the American Express Platinum again card IF he had the personal American Express Platinum card in the past.”
    Anyway, the post repeats it’s main idea twice. Not sure if that how you normally write, but it was a bit confusing because I thought I was continuing to read new information, but it was the same details just worded differently.

    Anyway, the main point I want to make is that on DDF this is NOT so clear. People say you need wait a certain about of time in between closing the PRG before going for the Personal Plat. Some say you’ll definitely get both bonuses if you apply for the 2 cards as a 2BM but are not so sure if you apply for them at different times. And it seems pretty clear that you won’t get the bonus on the Personal Plat if your PRG is currently open.

    Do you have personal experience getting the bonus on the PRG and then also on the Personal Plat?

  4. Hi, wasn’t there a rule that you have to wait 90 days when applying between Gold and Platinum?

  5. What about if you had the amex business platinum but you downgraded to business green to keep points alive. a year ago. Can you still get the bonus for business platinum?

  6. Just called Amex last week and being offered a ‘Spending $10K in three month getting 150K points’ promotion for personal platinum, it was an uncommon offer on personal version tho…applied on the phone and card reached me two days later. now wondering how to hit the number in next three month……

  7. Can I get the Plat even while I have the gold open?

  8. Hahah Yehuda thats exactly the writing style here, repeat the same thing over and over and make a post way more verbose than it needs to be. All about that SEO.

    “Explain it to me like I’m a 4 year old” – Joe Miller

  9. Like Jose, I also believe you are wrong with your info on this post, or at the very least this is a YMMV situation. I recently got the Premier Rewards Gold card and did not receive the advertised bonus because I already had received for my Platinum card (both personal)… I called in to Amex and they confirmed that that was the case – you can’t get both bonuses on two personal charge cards.

    I did receive the bonus for my Business Rewards Gold card though, despite having the Amex Platinum personal so you are correct that you can receive one bonus on each the personal side and the business side.

  10. Do the same rules apply for the business versions of these cards? If I have gold business, can I get platinum?

  11. The same would apply for business cards, additionally business cards have an added benefit of being able to get the bonus every 12 months instead of 1 per lifetime.

  12. Pingback: Applying for the Platinum and PRG back-to-back allowed? - FlyerTalk Forums

  13. Anybody tried this with international versions of Amex? I just moved to the UK and they are offering Gold for anybody who has not held an Amex charge card in the last 6 months I cancelled my US version of the card. Will they count that and refuse to give me the bonus?