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For more information, please see How we make money.

Advertiser Disclosure

We are an independent publisher. Our reporters create honest, accurate, and objective content to help you make decisions. To support our work, we are paid for providing advertising services. Many, but not all, of the offers and clickable hyperlinks (such as a “Next” button) that appear on this site are from companies that compensate us. The compensation we receive and other factors, such as your location, may impact what ads and links appear on our site, and how, where, and in what order ads and links appear. While we strive to provide a wide range of offers, our site does not include information about every product or service that may be available to you. We strive to keep our information accurate and up-to-date, but some information may not be current. So, your actual offer terms from an advertiser may be different than the offer terms on this site. And the advertised offers may be subject to additional terms and conditions of the advertiser. All information is presented without any warranty or guarantee to you.

This page may include: credit card ads that we may be paid for (“advertiser listing”); and general information about credit card products (“editorial content”). Many, but not all, of the offers and clickable hyperlinks (such as a “Apply Now” button or “Learn More” button) that appear on this site are from companies that compensate us. When you click on that hyperlink or button, you may be directed to the credit card issuer’s website where you can review the terms and conditions for your selected offer. Each advertiser is responsible for the accuracy and availability of its ad offer details, but we attempt to verify those offer details. We have partnerships with advertisers such as Brex, Capital One, Chase, Citi, Wells Fargo and Discover. We also include editorial content to educate consumers about financial products and services. Some of that content may also contain ads, including links to advertisers’ sites, and we may be paid on those ads or links.

For more information, please see How we make money.

PayPal Suspends My Account!

March 13, 2013 By Million Mile Secrets

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I wrote earlier about the PayPal prepaid debit card and cautioned folks that PayPal is notorious for suspending or closing accounts. I also suggested that you should NOT use the PayPal card if you can’t afford to be without the money you load on your PayPal card.

Well, PayPal suspended my account!

Fortunately, I had only ~$60 in my account. I was able to load my PayPal account with prepaid PayPal cards from CVS (for ~2 months) and then use my PayPal card to load my American Express Bluebird at Wal-Mart.

PayPal appears to be willing to reinstate my account if I provide all the information in the screenshot below.

PayPal Debit Card Account Suspended — Waiting for my Response

PayPal is also asking for details on the $500 PayPal MyCash reloads and the system doesn’t seem to tag them as MyCash reloads, but classifies them as “Payment Received” in the screenshot below.

Can You Explain This? — Payment Received

I’m curious to see how long it will take PayPal to reinstate my account. So, again, do NOT use PayPal if you can’t afford to be without the money which you load into the account. Pre-paid cards have their uses, but you HAVE to be aware of the risks of using them. Having your account suspended is one such risk.

PS: I’m on vacation this week (and have fallen sick) so I won’t be able to get to the comments or email soon.

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