Starbucks Lovers Rejoice! There Is a New Way to Get Rewarded for Your Lattes!

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Starbucks Lovers Rejoice! There Is a New Way to Get Rewarded for Your Lattes!

Million Mile SecretsStarbucks Lovers Rejoice! There Is a New Way to Get Rewarded for Your Lattes!Million Mile Secrets Team

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Yesterday we learned a new Chase Starbucks card was on it’s way!  And today, via The Points Guy, applications are open.

The Chase Starbucks Rewards Visa earns Starbucks stars, which you can redeem for Starbucks food and beverages.  So for most folks, this is NOT a great card to get.  But if you are an ardent Starbucks enthusiast, the card does offer a lot of great ways to save on your Starbucks purchases.

Starbucks Disciples Heres An Easy Way To Get 2 Free Drinks
If You’re Looking to Collect Starbucks Stars, Then We’ve Got Good News for You!

Here are the details of the new card.

Chase Starbucks Rewards Visa Card

Link:   Chase Starbucks Rewards Visa Card

Starbucks has teamed up with Chase to offer a new credit card to reward their loyal customers.  The Chase Starbucks Rewards Visa card comes with a 2,500 Starbucks star sign-up bonus after spending $500 on purchases in the first 3 months from account opening.  And the purchases do NOT have to be made at Starbucks to qualify for the bonus.

You’ll also get:

  • Up to 3 Starbucks Stars per $1 spent at Starbucks locations.  You’ll get 1 Starbucks star per $1 digitally loaded to your Starbucks app with the card, in addition to the 2 Starbucks stars per $1 you earn when paying with your Starbucks app
  • 1 Starbucks star per $4 spent outside of Starbucks
  • 8 Barista Picks per year
  • 250 Starbucks star bonus the first time you use your card to digitally load your Starbucks app
  • Starbucks Gold status

The card has a $49 annual fee that is NOT waived the first year.  It also incurs a 3% foreign transaction fee.

Is This a Good Deal?

To earn 3 Starbucks stars per $1 spent in Starbucks stores you’ll have to jump through some hoops.

You’ll earn 1 Starbucks star per $1 you load to the Starbucks app with your Chase Starbucks Rewards card.  And you’ll get an additional 2 Starbucks stars per $1 spent with the app at Starbucks locations.  So if you load your Starbucks app with your Chase Starbucks Rewards card and then make in-store purchase with the app, you’ll earn 3 Starbucks stars per $1 spent at Starbucks locations.

And the 8 Barista Picks per year are free food or drinks offered to you throughout the year based on your preferences.  You’ll get the Barista Pick coupon added to your Starbucks account starting 45 days after opening your account and once every ~6 weeks after that.

With Starbucks Gold status you’ll be able to get a reward (drink or food item) for only 125 Starbucks stars.  So the sign-up bonus and bonus for digitally loading your Starbucks app are good for 22 free drink or food items (2,500 Starbucks star sign-up bonus + 250 Starbucks star digital load bonus / 125 stars per reward)!

The Chase Starbucks Rewards Card Could Be the Most Rewarding Option for Your Starbucks Purchases

The Chase Starbucks Rewards card is the best option for earning rewards for Starbucks purchases.  But it also has a $49 annual fee, which means you’ll have to spend a LOT at Starbucks each to year to make it worth while.

The card will count toward your Chase “5/24” limit, so if you apply you could be missing out on more lucrative Chase card offers.  So for most folks this is NOT a good deal.

And Starbucks stars can only be used at – you guessed it – Starbucks.  So most folks would be better off earning Chase Ultimate Rewards points per $1 spent at restaurants (including Starbucks) with the Chase Sapphire Reserve card, because flexible points give you more redemption options.

Bottom Line

Applications for the new Chase Starbucks Rewards card are now open!  You’ll get a 2,500 Starbucks star bonus after spending $500 in the first 3 months from account opening.

The card comes with lots of nice perks, like Starbucks Gold status and 8 free Barista Pick rewards a year.  And it could be the most rewarding card for Starbucks purchases.  So if you’re a Starbucks regular, it might be a good deal for you.

But unless you are spending a LOT at Starbucks, I do NOT recommend this card.  It will count toward your Chase “5/24” limit.  And it only earn rewards that can be redeemed at Starbucks, which won’t get you any Big Travel with Small Money.

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Chase Sapphire Reserve®

Chase Sapphire Reserve®

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • Named "Best Premium Travel Credit Card" for 2018 by MONEY® Magazine
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year
  • 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. $0 foreign transaction fees.
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select
  • Up to $100 application fee credit for Global Entry or TSA Pre✓®

More Info

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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I’m a frequenter of Starbucks and love their perks. That said, this seems like a terrible card to have. You already get 2 stars per $1 spent if you’re a gold member and this counts toward chases 5/24 rule. Not a good deal by a long shot.

Million Mile Secrets

Yeah, co-branded store credit cards usually aren’t great deals.