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Easy $300 With the Bank of America Platinum Visa Business Card (Won’t Affect 5/24 Status!)

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    INSIDER SECRET: This could be a decent option for small business owners who’ve been in the miles & points hobby for a while.

    Here’s an easy way to earn a pair of Ben Franklins.

    With the Bank of America® Platinum Visa® Business credit card, you’ll get a $300 statement credit after you spend $3,000 in purchases within the first 90 days of account opening. And the card has no annual fee!

    Here’s what you need to know.

    I LOVE Miles & Points, but Cash Is Still the Most Flexible Rewards You Can Earn From a Credit Card

    Bank of America Platinum Visa Small Business Card

    Apply Here:   Bank of America® Platinum Visa® Business credit card

    The Bank of America Platinum Visa Small Business card is a pretty vanilla card that comes with a $300 statement credit after spending $3,000 in purchases on the card within the first 90 days of account opening.

    The card also comes with:

    Is This a Good Deal?

    This card doesn’t come with a list of spectacular benefits or offer any rewards for ongoing spending. But the $300 statement credit welcome offer is pretty decent for a card with no annual fee.

    Make $300 by meeting this small business card’s minimum spending requirements

    If you’ve been a miles & points hobbyist for a while, you probably already have lots of cards from other banks, like Amex, Chase, and Citi. So this could be a good card for you.

    Bank of America small business cards have historically NOT counted against your Chase “5/24 rule” status.  So opening the Bank of America Platinum Visa Small Business card should NOT adversely impact your chances of being approved for valuable Chase cards later!

    And remember, you don’t need a million dollar corporation to qualify for a small business card. If you have a for-profit venture, like babysitting, coaching, freelance writing, or selling items on eBay, you have a small business.

    Bottom Line

    You’ll earn a $300 statement credit after spending $3,000 in purchases on the card within the first 90 days of opening the Bank of America® Platinum Visa® Business credit card. Its ongoing benefits are pretty much non-existent, but at least it has no annual fee.

    Also, Bank of America small business cards don’t affect your Chase 5/24 status. So you can open this card without impacting your chances of being approved for other travel credit cards.

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    Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)