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Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

$1,000+ Saved! My Strategy for Using Shopping Portals and Special Amex Credit Card Discounts

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$1,000+ Saved! My Strategy for Using Shopping Portals and Special Amex Credit Card Discounts

Meghan Hunter$1,000+ Saved! My Strategy for Using Shopping Portals and Special Amex Credit Card DiscountsMillion Mile Secrets Team

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Update: One or more card offers in this post are no longer available. Check our Hot Deals for the latest offers. 

INSIDER SECRET: One of the easiest ways to save money (or earn miles and points) is to go through a shopping portal for all online purchases.

Whenever anyone asks how I got into the miles and points hobby, I explain that it all started with an interest in personal finance. I was reading a lot about savings and retirement and I happened upon a blog that discussed how miles and points could be used as a savings account — a way to make travel dreams a reality.

My obsession with earning rewards for the purchases I was already making grew from there and one of the first things I started doing was shopping through a shopping portal to earn miles, points and cash back. Most of the time I find that the cash-back rate is much better than the travel-rewards bonuses, so I end up using portals like Rakuten and TopCashback a lot. I use them more than, say, the American Airlines shopping portal.

In fact, I’ve become so accustomed to using a shopping portal that over the past 18 months or so I’ve earned over $1,000 in cash back just by making a majority of my online purchases through TopCashback. Before, I was consistently using Rakuten (formerly ebates) and earned tons of cash back through that portal, too.

In addition to getting free money through shopping portals, I regularly use Amex Offers from the Amex cards I hold. These are targeted statement credits or bonus points you can earn when you enroll your card and spend a certain amount at qualifying merchants, including hotels, airlines and shopping.

Over the past six months or so, for example, I’ve saved $195 by using my The Business Platinum Card® from American Express for certain purchases.
I have three Amex cards in my wallet now and plan on applying for the Hilton Honors Aspire Card from American Express soon to take advantage of some of the card’s incredible benefits. If you’re into earning Hilton points, take a look at these limited-time offers (valid through August 28, 2019):

The offer for the Hilton Honors Aspire Card from American Express remains at a 150,000-point bonus you can earn after spending $4,000 in the first three months of account opening.

Information for the Hilton Honors Business Card has been collected independently by Million Mile Secrets and has not been reviewed by the card issuer.

Let’s not forget about the other types of savings that certain American Express cards offer. For example, team member Jasmin saved $550 on a recent trip to Hawaii thanks to her Hilton Honors Aspire Card from American Express.

Bottom line, it’s incredibly important to remember to take the time to make those few extra clicks to save big. The little things can really add up.

For the latest tips and tricks on traveling big without spending a fortune, please subscribe to the Million Mile Secrets daily email newsletter.

Featured image courtesy of lenetstan/Shutterstock.

Hilton Honors American Express Surpass® Card

Hilton Honors American Express Surpass® Card

  • Earn 125,000 Hilton Honors Bonus Points with the Hilton Honors American Express Surpass® Card after you use your new Card to make $2,000 in eligible purchases within the first 3 months of Card Membership.
  • Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year.
  • Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio.
  • Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
  • Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year.
  • $95 annual fee.
  • Terms Apply.
  • See Rates & Fees
Terms Apply | Rates & Fees

More Info

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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TCB owes me money...

Don’t use YCB. TCB drags their feet to respond to issues and owes me hundreds of dollars. The volume of emails back and forth to obtain my payouts is ridiculous. The representatives are nasty to boot.

I maintained a detailed spreadsheet with all the information they requested, which I sent to TCB. They needed me to complete tedious and time-consuming forms repeatedly. In my opinion, the goal is for you to go away since the payout isn’t worth the time invested. After I emailed them my chart, they banned me for failure to follow their rules of completing the time-wasting forms for each transaction. In my opinion, TCB banned me since I had a meticulous table with screenshots of all my purchases documenting their failure to pay.

The company is refusing to payout now, including the ACH transfer that TCB claims they sent and never did. They finally sent one payout, but they still owe me more.

Take a look at the complaints on the US Better Business Bureau: https://www.bbb.org/us/nj/rochelle-park/profile/coupon-service/topcashback-usa-inc-0221-90167456/complaints A quick Google search reveals this is a universal problem. TCB even has a “nudge” button on their site. Why should anyone have to remind a company they owe you money?

Instead, use Rakuten, which is more reliable. If the spend doesn’t track, I paste my order into the page and Rakuten resolves the issue promptly. No-fuss, no muss. Higher payouts are meaningless if I don’t receive the money.

When something sounds too good to be true, it usually is. The value isn’t real if you don’t receive the money.

Author

I’ve never had issues (knock on wood) but goodness, I’m sorry to hear you’ve had such a poor experience with them. Thank you for sharing.