Meeting AMEX Minimum Spending Just Got Easier!

January 12, 2017 By Meghan Hunter

Signing up for credit cards through partner links earns us a commission. Terms apply to the offers listed on this page. Here’s our full Advertising Policy.

Update: One or more card offers in this post are no longer available. Check our Hot Deals for the latest offers.

Need help meeting minimum spending on your new AMEX card? Plastiq’s latest promotion might be your best bet!

Through February 28, 2017, Plastiq will charge a reduced fee of 2% (normally 2.5%) when you pay bills with your American Express card.

Meet Minimum Spending Plastiq Reduces Fee On AMEX Cards To 2 — Pay Almost Any Bill With a Credit Card Through Plastiq!

I’ll give you the details of this promotion!

Pay Bills Through Plastiq With AMEX for a Reduced Fee

Link: Use AMEX With Plastiq for 2% Fee

Plastiq allows you to pay any bill (businesses or individuals) with a credit card. Even bills that don’t normally accept credit cards, like mortgages, rent, and car payments! You can read my review of Plastiq here.

Folks like Plastiq because it can be a good way to meet minimum spending requirements. But Plastiq usually charges a 2.5% fee for their services, so it’s not a good idea to use Plastiq JUST to earn credit card rewards

But through February 28, 2017, Plastiq is charging a reduced 2% fee when you use your American Express card to pay your bills! This could be a great opportunity to meet minimum spending on cards with extra big spending requirements!

For example, The Business Gold Rewards Card from American Express OPEN is currently offering 50,000 AMEX Membership Rewards points after spending $5,000 in the first 3 months of opening your account. That’s a higher minimum spending requirement than most cards.

Until January 25, 2017, The Business Platinum® Card from American Express is offering up to 100,000 AMEX Membership Rewards points! But you’ll have to spend $15,000 in 3 months to get it!

You’ll earn 50,000 AMEX Membership Rewards points after spending $5,000 in the first 3 months of opening your account. And you’ll receive ANOTHER 50,000 AMEX Membership Rewards points after you spend an additional $10,000 in the first 3 months of opening your account.

That won’t be easy for many folks! But the ability to pay bills that don’t usually accept credit card will help.

And taking advantage of this offer is simple. All you have to do is:

Schedule a payment for ANY bill
Make sure the processing date is no later than February 28, 2017
Use any American Express card for the payment

That’s it! A lower 2% fee will automatically be applied to your transaction. Just remember, you will NOT get the reduced fee if you schedule a payment AFTER February 28, 2017.

Note: There’s always a chance something can go wrong, so pay in advance to be sure your payment is received on time. That said, Million Mile Secrets team member Harlan has used Plastiq without problems for almost a year.

Bottom Line

Plastiq and AMEX have teamed up to give you a reduced 2% fee (normally 2.5%) when you pay bills with your AMEX card. But your bill MUST be paid no later than February 28, 2017.

This can be a great way to meet minimum spending requirements at a low cost.

Will you take advantage of this latest promotion from Plastiq?

Chase Sapphire Preferred® Card

APPLY NOW

Chase Sapphire Preferred® Card

Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $1,000 when you redeem through Chase Ultimate Rewards®. Plus earn up to $50 in statement credits towards grocery store purchases within your first year of account opening.
Earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1 point per dollar spent on all other purchases.
Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 toward travel.
With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash’s subscription service. Activate by 12/31/21.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.

Intro APR on purchases

N/A

Regular APR

15.99%-22.99% Variable

Annual Fee

$95

Balance Transfer Fee

Either $5 or 5% of the amount of each transfer, whichever is greater.