I Opened the Citi ThankYou Premier Just for Its Incredible Gas Station Bonus Category – And I Earned ~$130 per Year!

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I Opened the Citi ThankYou Premier Just for Its Incredible Gas Station Bonus Category – And I Earned ~$130 per Year!

Joseph HostetlerI Opened the Citi ThankYou Premier Just for Its Incredible Gas Station Bonus Category – And I Earned ~$130 per Year!Million Mile Secrets Team

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I opened the Citi ThankYou® Premier Card back when my job required a LOT of driving.  And I earned ~$130 annually in travel from 1 simple perk.

The Citi ThankYou Premier is one of the best (if not THE best) credit card to use for gasoline.  That’s because you’ll earn 3 Citi ThankYou points per $1 at gas stations.  And because Citi ThankYou Points are worth at least 1.25 cents toward travel, you’ll get a return of 3.75 cents at the pump.

So this card is exceptional for road warriors!

I Earned Nearly Enough Points With Gasoline Expenses Alone for a Free Flight to Maui

Citi ThankYou Premier:   Your Go-To Card for Gas Stations

Before working at Million Mile Secrets, I worked construction that put ~180 miles per day on my car.  That’s 46,000+ miles per year, just for work!

So one of the big draws of the Citi ThankYou Premier for me was that it earned 3 points per $1 at gas stations.  Not to mention its sign-up bonus and tons of other crazy good benefits.  I had to apply.

Side Note:   I was NOT immediately approved for the card online, so I called the reconsideration line.  The representative had NO additional questions for me.  She just approved me immediately!

Because I was spending ~$3,500 per year on gas, I earned ~10,500 ThankYou points each year.  That’s a hefty return for purchases I had to make anyway.

For example, you can fly from the West Coast to Hawaii with as little as 12,000 Citi ThankYou points when you transfer them to Singapore Airlines.  Or, because ThankYou points are worth 1.25 cents each through the Citi ThankYou Travel Portal, I could book flights, hotels, rental cars, etc., and receive ~$130 off (10,500 points X 1.25 cents each)!

$130 back each year is pretty great.  It more than makes up for the card’s $95 annual fee (which is waived the first 12 months, by the way), so I can use the rest of the card’s benefits guilt-free.  Check out those benefits here.

The Citi ThankYou Premier currently comes with a sign-up bonus much better than when I applied.  You’ll earn 60,000 ThankYou points after spending $4,000 on purchases within the first 3 months of account opening.  That’s $750 in guaranteed free travel!

Be sure to read our full review of the card here.

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I just got the Citi Preferred, but…

I prefer Chase Freedom this quarter at 5x or 10% in URs value, USAA at 5% cash or even Amex Blue Business+ at 2x or 3.8% in MRs value.

All beat 3.75%

That’s great, but I prefer to buy discount gas cards on eBay to save 7% on gas plus receive the cash price at 76.

I get my gas at Sam’s Club, using my rewards cards (above) and probably beat 76 prices by way over 7%, and don’t have to hassle with gift cards.

Oh man, I’m jealous! The Sam’s Club in San Diego doesn’t have a gas station. The 76 right next to my house is $3.67 for cash price, so with the 7% discount I’m paying ~$3.41. That matches the absolute cheapest price in the county, which is far and is cash only, so I’m happy with my setup. (Costco here is $3.55 and has a huge line.)

There is no “reconsideration line” stop perpetuating this myth. Citi reps can’t just over turn the banks credit policy.

Just got mine approved, first try.