Even My 65-Year Old Mom Is Using Flexible Chase Points to Save $1,000s on Hyatt Hotel Stays!

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Even My 65-Year Old Mom Is Using Flexible Chase Points to Save $1,000s on Hyatt Hotel Stays!

KeithEven My 65-Year Old Mom Is Using Flexible Chase Points to Save $1,000s on Hyatt Hotel Stays!Million Mile Secrets Team

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Credit card points systems and hotel loyalty programs are much less complicated than most folks think.  And investing a little time to learn how they work can have a huge pay off!

Just look at my mom.  She’s retired and loves to travel.  Over the past few years, she’s taken advantage of several of the best travel credit card offers.  And with a little help from our award booking guides, she’s used points to get tens of thousands worth of free travel, including luxurious First Class flights and free stays at 5-star hotels.

Like many in the miles & points hobby, she loves earning flexible Chase Ultimate Rewards points with cards like the Chase Sapphire Reserve® and Ink Business Preferred℠ Credit Card.  Because she can transfer points directly to airline and hotel partners, including Hyatt, Southwest, and United Airlines.  This is how she recently got a 4-night, $2,000 hotel stay in Boston, for $0 out-of-pocket!

Having a Stash of Chase Ultimate Rewards Points Came in Handy for My Mom! She Was Able to Get a $2,000 Hotel Stay for ZERO Out-of-Pocket!

Transferring Chase Points to Hyatt Is an Easy Way to Get Big Travel!

If you haven’t transferred Chase Ultimate Rewards points before, you should check out our step-by-step video guide to transferring Chase Ultimate Rewards points to airline and hotel partners!

The process is just about as straightforward as moving money from your checking to savings account.  Transferring Chase points to your airline or hotel account typically occurs instantly.  So you don’t have to stress about waiting for your points to appear to book award travel.

One reason many people love Hyatt is because they have a no “blackout date” policy when it comes to using points for free nights.  As long as a standard room is available for sale, you can book it using points!  This isn’t the case at other Chase hotel transfer partners.

Plus, the Hyatt award chart usually offers better deals compared to other Chase hotel transfer partners.  For example, you’ll pay 5,000 to 30,000 Hyatt points for a Hyatt award night.

Here’s a real-life example.  My mom traveled to Boston recently.  Nightly room rates at different hotels in the area were really expensive.

For example, a standard room at the Hyatt Regency Cambridge was $487 per night plus taxes & fees, which brought the cost of a 4-night stay to over $2,000.  Instead, my mom transferred Chase Ultimate Rewards points to her Hyatt account to book the same exact stay without having to pay a dime.  Award nights at the hotel cost 15,000 Hyatt points per night, so she used 60,000 points total.

Instead of Paying $2,000 for a 4-Night Hotel Stay, My Mom Transferred Chase Ultimate Rewards Points to Her Hyatt Account to Book the Same Exact Stay Without Paying a Thing!

With this redemption, she got ~3.3 cents per point worth of value out of her Chase Ultimate Rewards points (~$2,000 hotel stay / 60,000 points).  That’s a much better value than you’d get redeeming points for cash back!

Here’s How to Earn Chase Ultimate Rewards Points

Here’s how YOU can earn Chase Ultimate Rewards points.  Personally, I have 6 of the 7 cards on this list!

And once you have one of the powerful premium cards above, consider adding 2 of these:

The information for the Chase Freedom Unlimited and Chase Freedom has been collected independently by Million Mile Secrets.  The card details on this page have not been reviewed or provided by the card issuer.

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Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred named "Best Credit Card for Flexible Travel Redemption" - Kiplinger's Personal Finance, June 2018
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards

More Info

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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Gerald Frank Yee

Did you tell your mom how you celebrate exploiting loopholes to pay for your Tesla?


Of course! I believe she may have framed the article.