Never Seen This Perk Before – Earn at Least 10 Citi ThankYou Points Per Purchase With This Brand New Card

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Never Seen This Perk Before – Earn at Least 10 Citi ThankYou Points Per Purchase With This Brand New Card

Joseph HostetlerNever Seen This Perk Before – Earn at Least 10 Citi ThankYou Points Per Purchase With This Brand New CardMillion Mile Secrets Team

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Citi ThankYou points are on the rise.

It’s been a while since we’ve see a truly unique credit card perk.  Well, Citi has concocted a benefit that will make you want to swipe the card all the time.

Next week, on January 10, 2019, Citi will release the no annual fee Citi Rewards+ Card.  Among other solid benefits, the card rounds up the points you earn on a single purchase to nearest 10 points.  In other words, if you buy a pack of gum for $1, you’ll earn 10 Citi ThankYou points!

That’s phenomenal, because Citi ThankYou points = free travel.  Especially if you also have a card that enables you to transfer Citi ThankYou points to Citi’s travel partners like the:

Or

  • Citi Prestige

You can transfer ThankYou points to valuable airlines, like Flying Blue or JetBlue.  And with the Citi Premier, you can spend your Citi ThankYou points through the Citi Travel Portal at a rate of 1.25 cents per point.  I used the Citi ThankYou points I earned from the Citi Premier through the portal to receive a free rental car in Iceland!

Iceland Was Stunning But Expensive.  I Used Citi ThankYou Points to Offset the Cost of the Trip

New Citi Rewards+ Rounds Citi ThankYou Points Earnings to the Nearest 10

The Citi Rewards+ Card is a no-annual-fee credit card that comes with a welcome bonus of 15,000 Citi ThankYou points after spending $1,000 in purchases within the first 3 months of account opening.  That’s swell and all, but the card perks are the exciting part.

The Citi Rewards+ Card will round up the points you earn on a single purchase to the nearest 10.  If you spend $16, you’ll earn 20 points.  If you spend $3, you’ll earn 10 points.  That benefit alone will cause lots of folks to pull out the card often.  You can use the Citi Rewards+ Card to effectively earn bonus points on purchases that don’t fall under bonus categories with your other cards.

This benefit obviously works best for small purchases.  I find myself making small purchases frequently.  For example, I could have used the card at Walgreens when I popped in to buy band-aids on my way home to earn 10 points from a ~$2.50 purchase.  I could also make the card my default payment option for Google Play, and bank 10 Citi ThankYou points every time I impulsively buy a 99 cent app.

Additionally, the card earns 2 Citi ThankYou points per $1 at supermarkets and gas stations (though that bonus is capped at $6,000 per year, then 1X).  Here are some other worthwhile benefits:

  • 10% points rebate on the first 100,000 points you redeem each year
  • Extended Warranty
  • 90 Day Return Protection
  • Early access to tickets and VIP experiences
  • Trip Cancellation and Interruption Protection
  • Damage & Theft Protection
  • Rental Car Insurance

Keep in mind, this is a no annual fee card.  So you can keep it forever!  Just note that if you’re new to miles & points, we recommend getting Chase cards first because if you’ve opened 5 or more credit cards from any bank (not including certain business credit cards) you won’t qualify for Chase cards.

Let us know what you think of this upcoming card!  Did Citi get it right?

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Citi Premier Card

Citi Premier Card

  • Earn 50,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3 points per $1 spent on travel including gas stations
  • Earn 2 points per $1 spent at restaurants and on entertainment
  • Earn 1 point per $1 spent on all other purchases
  • 50,000 Points are redeemable for $625 in airfare on any airline, anytime with no blackout dates when booked through the ThankYou® Travel Center, or $500 in gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • Points Transfer allows you to transfer points to participating airline loyalty programs
  • No Foreign Transaction Fees on purchases

More Info

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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So this is essentially a 10 points per $1 card, because I’d set it to make $1 incremental increases on Amazon. $100 spend equals 1000 Citi points and a quick account shutdown, apparently. No way the card survives with benefits in this form.