Details of Citi Prestige Cell Phone Protection Benefit Announced – Here’s What You Need to Know
Signing up for credit cards through partner links earns us a commission. Terms apply to the offers listed on this page. Here’s our full advertising policy: How we make money.
Late last year Citi announced a major overhaul of the Citi Prestige card. And one of the positive changes was the card’s new cell phone protection benefits.
They didn’t give many specifics back then, but we now have the details of this new card perk. This is good news because you don’t want to leave money on the table by using the wrong card to pay your monthly cell phone bill!
Here’s what you need to know about the Citi Prestige’s cell phone protection benefits and how they compare to the other best credit cards to pay cell phone bills.
Citi Prestige Cell Phone Protection
Beginning May 1, 2019, the Citi Prestige’s new cell phone protection plan will go into effect. It will apply to damage and theft and will be available for up to five phones when the monthly phone bill is paid for using your Citi Prestige card.
You’ll be able to file claims online, but there will be a $50 deductible per claim. And the benefit will be capped at $1,000 per claim and $1,500 per year.
This coverage is pretty comparable to the other best credit cards to pay cell phone bills with. So if you’re deciding between cards that offer cell phone protection you’ll need to consider other things like each card’s welcome offer, ongoing bonus categories, travel benefits, etc.
For me personally, it makes more sense to use a card like the Ink Business Preferred Credit Card. That’s because not only does it offer cell phone protection but it earns 3X Chase Ultimate Rewards points (my favorite!) for cell phone payments.
If you’re a Citi Prestige cardholder, what do you think about this new card benefit? If you don’t have the card, does the addition of a perk like this motivate you to apply for it?
We’d love to hear your thoughts in the comments below!
Get the latest miles & points news delivered to you daily by subscribing to our newsletter.
Chase Sapphire Preferred® Card
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 when you redeem through Chase Ultimate Rewards®.
Enjoy new benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5X points on travel purchased through Chase Ultimate Rewards®, 3X points on dining and 2X points on all other travel purchases, plus more.
Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash’s subscription service. Activate by 12/31/21.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.
Intro APR on purchases
N/A
Regular APR
15.99%-22.99% Variable
Annual Fee
$95
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Rates & Fees
Other
MORE INFO
Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)
Join the Discussion!