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Chase Offers are now live but are only available through Chase’s mobile app. These deals are very similar to AMEX Offers – you’ll need to add the deal to your card and you’ll receive a statement credit after making a qualifying purchase.
I have offers available to add to my personal cards, like the Chase Sapphire Preferred Card. But I don’t see any for my business cards, like the Ink Business Preferred Credit Card. Chase is still in the process of rolling these offers out to everyone, so hopefully, they will make these discounts available for business cardholders too.
This is a helpful addition from Chase that provides an opportunity for you to triple dip on savings. But in my opinion, they’ll need to make a few improvements for the deals to be useful for most folks. I’ll explain why.
Because Chase Offers are statement credits, you can still make a purchase through a shopping portal and receive that discount. Plus, you’ll also earn points or miles for the purchase!
For example, I have a Chase Offer for 15% back on a 1-800-Flowers purchase and I can get 20% cash back through a shopping portal. That’s a respectable 35% back, plus I’ll get 1 Chase Ultimate Rewards point per $1 for paying my Chase Sapphire Preferred card.
These deals have a cap on how much cash back you can earn. For the 1-800-Flowers offer, the maximum I can earn is $18 back. And it’s only valid for a single purchase.
You can add the same offer to multiple cards, but each card is targeted for different offers based on your spending habits with that card. For example, my Chase IHG card didn’t have any offers, likely because I rarely use it. Under the card’s Chase Offers section it just tells me to “use your card and check back here for offers from various merchants.”
To find the offers, you’ll have to login into your Chase mobile banking app (not Chase Pay) and scroll to the bottom. Or click on one of the credit cards in your account and scroll to the bottom of that page. If you don’t see them, check back later this week as it seems Chase hasn’t rolled these out for everyone yet.
Overall, the Chase offers I’m seeing aren’t nearly as good as AMEX Offers. Not only do AMEX Offers have bigger discounts, but there are also more of them and they’re available for more useful purchases, like hotels, airlines, etc.
That said, something is better than nothing. So it’s still a positive addition for Chase cards, albeit a small one.
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