Chase Offers Are Now Live Within the Mobile App: Triple Stack Your Savings (Can Be Added to Multiple Cards)

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Update: One or more card offers in this post are no longer available. Check ourHot Dealsfor the latest offers.

Chase Offers are now live but are only available through Chase’s mobile app.  These deals are very similar to AMEX Offers – you’ll need to add the deal to your card and you’ll receive a statement credit after making a qualifying purchase.

I have offers available to add to my personal cards, like the Chase Sapphire Preferred Card.  But I don’t see any for my business cards, like the Ink Business Preferred Credit Card.  Chase is still in the process of rolling these offers out to everyone, so hopefully, they will make these discounts available for business cardholders too.

This is a helpful addition from Chase that provides an opportunity for you to triple dip on savings.  But in my opinion, they’ll need to make a few improvements for the deals to be useful for most folks.  I’ll explain why.

My Chase Sapphire Preferred Card Was Targeted With an Offer for 10% Back at Omaha Steaks

Because Chase Offers are statement credits, you can still make a purchase through a shopping portal and receive that discount.  Plus, you’ll also earn points or miles for the purchase!

For example, I have a Chase Offer for 15% back on a 1-800-Flowers purchase and I can get 20% cash back through a shopping portal.  That’s a respectable 35% back, plus I’ll get 1 Chase Ultimate Rewards point per $1 for paying with my Chase Sapphire Preferred card.

These deals have a cap on how much cash back you can earn.  For the 1-800-Flowers offer, the maximum I can earn is $18 back.  And it’s only valid for a single purchase.

You can add the same offer to multiple cards, but each card is targeted for different offers based on your spending habits with that card.  For example, my Chase IHG card didn’t have any offers, likely because I rarely use it.  Under the card’s Chase Offers section it just tells me to “use your card and check back here for offers from various merchants.”

To find the offers, you’ll have to login into your Chase mobile banking app (not Chase Pay) and scroll to the bottom.  Or click on one of the credit cards in your account and scroll to the bottom of that page.  If you don’t see them, check back later this week as it seems Chase hasn’t rolled these out for everyone yet.

Overall, the Chase offers I’m seeing aren’t nearly as good as AMEX Offers.  Not only do AMEX Offers have bigger discounts, but there are also more of them and they’re available for more useful purchases, like hotels, airlines, etc.

That said, something is better than nothing.  So it’s still a positive addition for Chase cards, albeit a small one.

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Jason Stauffer is a contributor to Million Mile Secrets, he covers topics on points and miles, credit cards, airlines, hotels, and general travel.

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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Mike
1 year ago

How much to spend if they’re giving 10% up to $8 max credit. How much to maximize this deal should I spend. Not good at math…

Jean Yeck
1 year ago

There are several Chase Apps. Can you tell us which one please? Thank you.

Shelley
1 year ago

I don’t see offers in mine either. I find the mobile app doesn’t give a lot of info and I rarely use it. I usually use the Safari version of the Chase website. But for my Chase freedom and my IHG I’m not seeing any offers.

Julie
1 year ago

Saw offers earlier this morning. Snagged a couple. But then tried to go back on few minutes later and system wouldn’t allow. #Overload

Nun
1 year ago

Do you have a screenshot please? I don’t see anything

Brad
1 year ago

I still don’t see any offers in my mobile app