How to Earn TONS of Bonus Points by Using the Chase Ultimate Rewards Shopping Portal

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How to Earn TONS of Bonus Points by Using the Chase Ultimate Rewards Shopping Portal

EmilyHow to Earn TONS of Bonus Points by Using the Chase Ultimate Rewards Shopping PortalMillion Mile Secrets Team

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One of my favorite ways to earn lots of Chase Ultimate Rewards points is by shopping on the Chase shopping portal.  I do most of the purchasing for my family, and whenever we have to buy things, whether it’s a new computer, gifts for family & friends, or a new stroller for my baby girl, I always check the Chase Ultimate Rewards shopping portal to see if I can earn bonus points!

Points can add up faster than you think.  For example, I recently purchased a stroller and earned half the Chase points needed for a one-way flight! 

The Chase Ultimate Rewards portal has some excellent brand name stores, like Apple, Best Buy, Bloomingdales, Macy’s, and Gap.  But you’ll need a credit card that earns Chase Ultimate Rewards points, like the Chase Sapphire Preferred or Chase Freedom to earn bonus points through the Chase shopping portal.

Thanks to the Chase Ultimate Rewards Shopping Portal, I Don’t Have to Go to the Mall and I Can Earn Lots of Points for Travel

How to Double Dip Chase Ultimate Rewards Points by Shopping Through the Chase Ultimate Rewards Portal

Step 1.   Log Into Your Chase Account, and Click on “Ultimate Rewards”

If you don’t have a Chase Ultimate Rewards card, I recommend starting with the Chase Sapphire Preferred® Card.  It’s our #1 card for beginners because it’s so easy to use.   You can earn 50,000 Chase Ultimate Rewards points (worth at least $625 in travel) after you spend $4,000 on purchases in the first 3 months from account opening.

Step By Step Guide How To Book Travel With The Chase Travel Portal
Scroll Down Below Your Credit Card Accounts and Click on the “Ultimate Rewards” Button

Step 2.   Click “Earn Bonus Points” to Access the Chase Ultimate Rewards Shopping Portal

Once you’ve signed into your account on, click on “Earn Bonus Points.

Click on “Earn Bonus Points”

Step 3.   Start Shopping!

If there’s something specific you are looking for, I usually google that item and “where to buy.”  Then, I usually get a few retailers where that item is sold, and sometimes (but not always!) I can find that retailer on the Chase Ultimate Rewards shopping portal.  Here’s an example of a recent stroller I purchased through the Chase shopping portal.  Buying this stroller earned me half the points needed for a one-way flight!

You can filter by the store type and / or sort by the earn rate.  I like sorting by the earn rate when I’m shopping so the stores with the biggest rewards come first.  I recently got 21.5X points per $1 for buying flowers for my stepdad’s birthday, because a flower company was offering 20X points per $1, and I used my Chase Freedom Unlimited credit card for an added 1.5X points per $1, for a total of 21.5X points!  Always use a Chase credit card to pay for your purchase.  Again, my favorite card for newbies is the Chase Sapphire Preferred® Card.

The stores in the shopping portal can change and the earn rates will usually change as well.  The store that earns 20X points per $1 today may only be 5X points per $1 tomorrow.  So keep checking back if there’s a certain store you’d like to see with a higher earn rate.  There’s no limit to the number of Chase Ultimate Rewards points you can earn!  And your points never expire as long as you keep your credit card open.

Note:  It’s always worth checking sites like Cashbackmonitor and Evreward to see if other portals have higher earn rates for the store you’re shopping at.

Sort by the “Earn Rate”

Step 4.   Start Using Your Points

The best thing about Chase Ultimate Rewards points is you can transfer them to airline and hotel partners when you have the Chase Sapphire Preferred, Chase Sapphire Reserve, Chase Ink Business Preferred, or Chase Ink Plus / Ink Bold (no longer available to new applicants).  This is where you’ll find the best value!

For example, you can transfer Chase Ultimate Rewards points to Hyatt and book certain hotels for only 8,000 points per night.  Or move your points to Southwest for award flights – I found one-way flights to Jamaica on Southwest for ~3,500 points!  We created a video guide to help you get started saving LOTS of money on traveling.  Where do you want to go next??


Have you spotted any good deals on the Chase Ultimate Rewards shopping portal lately? Let us know in the comments!

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Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred named "Best Credit Card for Flexible Travel Redemption" - Kiplinger's Personal Finance, June 2018
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards

More Info

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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Have you had problems getting the points through the portal? I know it takes time to post, but some of mine finally did (Bed Bath & Beyond and Walmart) and they just gave me the 1.5% that I already get with Chase Freedom. I’m very concerned because I did all of my Christmas shopping through the portal specifically for the extra points!

Jason Brandt Lewis

I agree, but — of course — it’s not just Chase…virtually every airline with a co-branded credit card has a shopping portal. If, for example, I know that I’m a few points short of a ticket to ___________, I’ll shop through (e.g.) the Alaska Airlines shopping portal — double-dipping just as you suggest, by using my Alaska credit card, or United, or…etc., etc., etc.


That’s true! Chase is my favorite and the only one I personally use. I love the flexibility of Chase points. Thanks for sharing your experience!