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One of my favorite ways to earn lots of Chase Ultimate Rewards points is by shopping on the Chase shopping portal. I do most of the purchasing for my family, and whenever we have to buy things, whether it’s a new computer, gifts for family & friends, or a new stroller for my baby girl, I always check the Chase Ultimate Rewards shopping portal to see if I can earn bonus points!
Points can add up faster than you think. For example, I recently purchased a stroller and earned half the Chase points needed for a one-way flight!
The Chase Ultimate Rewards portal has some excellent brand name stores, like Apple, Best Buy, Bloomingdales, Macy’s, and Gap. But you’ll need a credit card that earns Chase Ultimate Rewards points, like the Chase Sapphire Preferred or Chase Freedom to earn bonus points through the Chase shopping portal.
How to Double Dip Chase Ultimate Rewards Points by Shopping Through the Chase Ultimate Rewards Portal
Step 1. Log Into Your Chase Account, and Click on “Ultimate Rewards”
If you don’t have a Chase Ultimate Rewards card, I recommend starting with the Chase Sapphire Preferred® Card. It’s our #1 card for beginners because it’s so easy to use. You can earn 50,000 Chase Ultimate Rewards points (worth at least $625 in travel) after you spend $4,000 on purchases in the first 3 months from account opening.
Step 2. Click “Earn Bonus Points” to Access the Chase Ultimate Rewards Shopping Portal
Once you’ve signed into your account on Chase.com, click on “Earn Bonus Points.”
Step 3. Start Shopping!
If there’s something specific you are looking for, I usually google that item and “where to buy.” Then, I usually get a few retailers where that item is sold, and sometimes (but not always!) I can find that retailer on the Chase Ultimate Rewards shopping portal. Here’s an example of a recent stroller I purchased through the Chase shopping portal. Buying this stroller earned me half the points needed for a one-way flight!
You can filter by the store type and / or sort by the earn rate. I like sorting by the earn rate when I’m shopping so the stores with the biggest rewards come first. I recently got 21.5X points per $1 for buying flowers for my stepdad’s birthday, because a flower company was offering 20X points per $1, and I used my Chase Freedom Unlimited credit card for an added 1.5X points per $1, for a total of 21.5X points! Always use a Chase credit card to pay for your purchase. Again, my favorite card for newbies is the Chase Sapphire Preferred® Card.
The stores in the shopping portal can change and the earn rates will usually change as well. The store that earns 20X points per $1 today may only be 5X points per $1 tomorrow. So keep checking back if there’s a certain store you’d like to see with a higher earn rate. There’s no limit to the number of Chase Ultimate Rewards points you can earn! And your points never expire as long as you keep your credit card open.
Note: It’s always worth checking sites like Cashbackmonitor and Evreward to see if other portals have higher earn rates for the store you’re shopping at.
Step 4. Start Using Your Points
The best thing about Chase Ultimate Rewards points is you can transfer them to airline and hotel partners when you have the Chase Sapphire Preferred, Chase Sapphire Reserve, Chase Ink Business Preferred, or Chase Ink Plus / Ink Bold (no longer available to new applicants). This is where you’ll find the best value!
For example, you can transfer Chase Ultimate Rewards points to Hyatt and book certain hotels for only 8,000 points per night. Or move your points to Southwest for award flights – I found one-way flights to Jamaica on Southwest for ~3,500 points! We created a video guide to help you get started saving LOTS of money on traveling. Where do you want to go next??
Have you spotted any good deals on the Chase Ultimate Rewards shopping portal lately? Let us know in the comments!