Rumor: Chase “5/24 Rule” Contaminating More Cards, According to New Data Points – Update Your Credit Card Application Strategy NOW

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The oppressive Chase “5/24 rule” is spreading to more credit cards…

This news affects whether or not you can earn some of the most unbelievably valuable sign-up bonuses in the world of miles & points.  If you don’t want changes like this to catch you off-guard, you can follow our newsletter to stay up to date.

Chase issues many terrific travel rewards credit cards, like the Chase Sapphire Preferred Card (our #1 card pick for beginners).  But they will NOT approve you for most of their cards if you’ve opened 5+ cards from any bank (NOT counting Chase business cards and certain other business cards) in the past 24 months.

Now, a bunch of data points indicate that The World Of Hyatt Credit Card is now affected by the Chase “5/24 rule”.

You Can Use Hyatt Points to Stay at Hotels in Gorgeous Locations, Like the Hyatt Regency Waikiki

The World of Hyatt Card is one of the best Chase cards, in my opinion.  Hyatt is the favorite hotel chain of most Million Mile Secrets team members!  They have excellent hotels for a reasonable amount of points.

The card comes with up to 60,000 bonus Hyatt points after meeting tiered minimum spending requirements.  That’s a TON of points, potentially worth hundreds and hundreds of dollars.  For example, I used 20,000 Hyatt points for a night at the Hyatt Regency Waikiki last year (which would have cost $400+ per night).

If you’re new to this hobby and you are interested in this card, BE SURE it’s one of your first 5 credit card applications.  And if you’re a miles & points veteran, here’s how to check your “5/24” status so you know when you re-qualify for this card.

Again, we can’t say for CERTAIN that the Chase Hyatt now falls under the “5/24 rule”.  But it appears that way.  And it’s better to be safe than sorry!

Note:   You can also earn tons of Hyatt points by transferring Chase Ultimate Rewards points to Hyatt from cards like the Ink Business Preferred Credit Card (which is also subject to the “5/24 rule”).

There are still a few good Chase cards that do NOT yet appear to be affected by this rule, like the British Airways Visa Signature Card and the IHG Rewards Club Premier Credit Card.  But we shouldn’t be surprised if Chase adds those to the “5/24” list.

The information for the British Airways Visa card has been collected independently by Million Mile Secrets. The card details on this page have not been reviewed or provided by the card issuer.

Do you have any data points of being denied or approved for The World of Hyatt card with respect to the Chase “5/24 rule”?  Let me know in the comments!

Joseph Hostetler is a full-time writer for Million Mile Secrets, covering miles and points tips and tricks, as well as helpful travel-related news and deals. He has also authored and edited for The Points Guy.

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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