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The American Express® Gold Card is the best Amex card to use for dining purchases because it earns 4X Amex Membership Rewards points at restaurants. This bonus has been limited to US restaurants, but as of June 6, 2019, it will apply to restaurants worldwide.
The Amex Gold card also comes with up to $120 in yearly dining credits. You can earn a $10 statement credit per month with the following merchants:
- The Cheesecake Factory
- Ruth’s Chris Steak House
- Participating Shake Shack locations (locations inside ballparks, stadiums, airports and racetrack won’t qualify)
That seems like a limited list, but Grubhub and Seamless are delivery services, so in reality you have 1,000s of locations to choose from.
If you have an Amex Gold card you should keep an eye on your statement because people have reported problems with the 4x restaurant bonus posting to their accounts correctly. Also, restaurants that are inside of other establishments (i.e. hotel restaurant, casino, event venue) may not earn bonus points depending on how the transaction codes.
Amex Gold Welcome Offer
Currently with the American Express Gold Card card, you’ll earn 35,000 American Express Membership Rewards points after you spend $4,000 on purchases in the first 3 months from account opening.
You’ll also get these other perks:
- 4X AMEX Membership Rewards points per $1 at US supermarkets, on up to $25,000 per calendar year in purchases (then 1X)
- 3X AMEX Membership Rewards points per $1 on flights booked directly with airlines or on
- Up to $100 airline incidental fee credit each calendar year on your selected airline
- Terms apply
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For the rates and fees of the American Express Gold Card, please click here.