For the rates and fees of the American Express Gold Card, please click here.
Amex Gold Card Now Earns Bonus Points at Restaurants Worldwide
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INSIDER SECRET: The American Express® Gold Card is a solid choice for your overseas purchases because it has no foreign transaction fees (see rates & fees).
The American Express® Gold Card is the best Amex card to use for dining purchases because it earns 4X Amex Membership Rewards points at restaurants. This bonus has been limited to US restaurants, but as of June 6, 2019, it will apply to restaurants worldwide.
The Amex Gold card also comes with up to $120 in yearly dining credits. You can earn a $10 statement credit per month with the following merchants:
- Grubhub/Seamless
- The Cheesecake Factory
- Ruth’s Chris Steak House
- Participating Shake Shack locations (locations inside ballparks, stadiums, airports and racetrack won’t qualify)
That seems like a limited list, but Grubhub and Seamless are delivery services, so in reality you have 1,000s of locations to choose from.
If you have an Amex Gold card you should keep an eye on your statement because people have reported problems with the 4x restaurant bonus posting to their accounts correctly. Also, restaurants that are inside of other establishments (i.e. hotel restaurant, casino, event venue) may not earn bonus points depending on how the transaction codes.
Amex Gold Welcome Offer
Currently with the American Express Gold Card card, you’ll earn 60,000 American Express Membership Rewards points after you spend $4,000 on purchases in the first 6 months from account opening.
You’ll also get these other perks:
- 4X AMEX Membership Rewards points per $1 at US supermarkets, on up to $25,000 per calendar year in purchases (then 1X)
- 3X AMEX Membership Rewards points per $1 on flights booked directly with airlines or on Amextravel.com
- Up to $100 airline incidental fee credit each calendar year on your selected airline
- Terms apply
For more information, read our American Express Gold Card review. The card does have a $250 annual fee (see rates & fees).
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American Express® Gold Card
Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months.
Earn 4X Membership Rewards® Points on Restaurants worldwide, including takeout and delivery.
Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. Enrollment required.
$100 Airline Fee Credit: up to $100 in statement credits per calendar year for incidental fees at one selected qualifying airline.
No Foreign Transaction Fees.
Annual Fee is $250.
Terms Apply.
Intro APR on purchases
N/A
Regular APR
See Pay Over Time APR
Annual Fee
$250
Balance Transfer Fee
N/A
Rates & Fees
Annual Fee $250
Other
Credit Needed Excellent
/
Good
Issuer American Express
Card Type American Express
MORE INFO
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