This “Deal” Is for Suckers!

Signing-up for credit cards through partner links earns us a commission. Here’s our full Advertising Policy.

This “Deal” Is for Suckers!

Million Mile SecretsThis “Deal” Is for Suckers!Million Mile Secrets Team

Signing-up for credit cards through partner links earns us a commission. Here’s our full Advertising Policy.

One of the least discussed ways to use miles & points is to redeem them for merchandise.  Well, there’s a reason most of us in the miles & points community don’t talk about it – it’s almost always a terrible deal!

This Deal Is For Suckers
You Can Use Hilton Points to Pay for Amazon Purchases. But It’s Usually a Bad Deal

Million Miles Secret Agent Simon commented on Facebook:

Have you done an article on the Amazon and Hilton arrangement to use Hilton points for Amazon purchases?  Looks like a bad deal to me.  Thoughts?

Simon is right!  It’s NOT a good deal to use your Hilton points for Amazon purchases.

Bad Deal:   Non-Travel Point Redemptions

I’ve written about how to shop on Amazon with Chase Ultimate Rewards points and AMEX Membership Rewards points.  And how to use United Airlines miles to buy merchandise.

If you use Hilton points for Amazon purchases you’ll only get ~0.2 cents per point.  But you can easily get 2X to 4X as much value per point when you use your Hilton points for free nights!

So I do NOT recommend using Hilton points for Amazon purchases.  Because there are many more valuable uses for your points.

Is It Ever a Good Deal?

Occasionally there are great deals, like the targeted offer to save $30 off a $60 Amazon purchase by paying with a single AMEX Membership Rewards point.  Or your points might expire before you can redeem them for travel.

This Deal Is For Suckers
Sometimes Travel Isn’t the Most Important Priority in Life

In those situations, I say go for it!  Because at the end of the day you should do what brings you the most satisfaction.  And that might not always be travel.

Bottom Line

One of the ways you can use your miles & points is to purchase merchandise.  But this is almost always a bad deal, because you won’t get nearly as much value for your points.

So unless there is a special offer, or your points & miles are about to expire, I would NOT recommend using your points in this way.

But as always, you should do what brings you the most happiness.

If you have any questions, feel free to send us a message on Facebook.  And while you’re at it, follow us to learn more about Big Travel with Small Money! 🙂

If you liked this post, why don’t you join the 36,000+ readers who have signed-up to receive free blog posts via email (only 1 email per day!) or in an RSS reader …because then you’ll never miss another update!

The Platinum Card® from American Express

The Platinum Card® from American Express

  • Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
  • Enjoy Uber VIP status and free rides in the U.S. up to $15 each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings.
  • 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
  • 5X Membership Rewards points on prepaid hotels booked on
  • Enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
  • Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More.
  • $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline.
  • Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. Enrollment required.
  • $550 annual fee.
  • Terms Apply.
  • See Rates & Fees
Terms Apply | Rates & Fees

More Info

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

Add comment

E-mail is already registered on the site. Please use the Login form or enter another.

You entered an incorrect username or password

Sorry that something went wrong, repeat again!


by Newest
by Best by Newest by Oldest

My husband spent all of our miles/points to buy stuff on Amazon that he thought was “free”. Imagine my reaction when he told me how the stuff he was getting was all free and I realized what he meant. Long story short, I did cry some. Are there worse things in life? Of course. But, I did shed some tears.

My advice, once you attach your credit card to get the “good” offer, remove it just in case!

Million Mile Secrets

Removing the card just in case is a good idea. I hope that what he bought was for you! 😉

No, which makes it all so much worse! But, the silver lining is he was never into acquiring points before but I now have him out there with me! So perhaps in the long run we’ll earn many more miles than he “lost”. Here’s to hoping!

Million Mile Secrets

Consider it an investment! Seems like it’s paying good dividends.

I remember when I first started with credit cards, redeeming for gift cards and thought it was a great deal!

Million Mile Secrets

I’ve done the same thing before, Boonie!

I can top that. I used to get magazines :(.

Million Mile Secrets

Maybe they’ll be collectible items one day!