Signing up for credit cards through partner links earns us a commission. Terms apply to the offers listed on this page. Here’s our full Advertising Policy.
Update: One or more card offers in this post are no longer available. Check our Hot Deals for the latest offers.
Million Mile Secret Agent Wendy asked:
I’m well on my way to earning miles & points. But how do I transfer the Chase Ultimate Rewards points I earn to United Airlines and Singapore Airlines?
Great question, Wendy! I’ll remind you of the basics of earning and using Chase Ultimate Rewards points. And some important factors to consider when deciding which airline to transfer your points to!
Transferring Chase Ultimate Rewards to Airline Partners
The most important thing to remember when transferring Chase Ultimate Rewards points to airline (or hotel!) partners is, once the transfer is complete, you can NOT transfer your points back. It’s a one-way deal!
This is important because you wouldn’t want to transfer your hard-earned Chase Ultimate Rewards points to an airline partner only to realize the same ticket costs fewer points with a different one!
So, consider the 3 major airline alliances and each airlines’ partners before transferring your Chase Ultimate Rewards points – or any flexible points for that matter! Because airline partners do NOT always charge the same amount of miles for the same ticket.
The 3 airline alliances and the Chase Ultimate Rewards airline transfer partners within each alliance are:
- British Airways
- Air France / KLM
- Korean Air
- Singapore Airlines
- United Airlines
Now that you know which Ultimate Rewards airline transfer partners are in each alliance, you can begin to determine your best award flight options!
Airline Partners Do NOT Always Charge the Same Prices for Award Tickets
For example, you can use both Singapore Airlines and United Airlines miles for Star Alliance flights. But a one-way flight on United Airlines from the mainland US to Hawaii using United Airlines miles costs 22,500 miles. And that same flight would cost only 17,500 Singapore Airlines miles.
In this case, save those valuable Chase Ultimate Rewards points and transfer them to Singapore Airlines instead of United Airlines!
Or, take a look at the Oneworld alliance transfer partners.
Because British Airways and Iberia are part of this alliance, you can redeem points from either program for award flights on partner airlines like American Airlines or Finnair. But the airlines have different award charts and redemption rules! And Iberia Avios points can oftentimes be more valuable than British Airways Avios points for short-haul partner award flights in the US.
For example, a short-haul flight from Charlotte to Baltimore on American Airlines would cost just 11,000 Iberia Avios points instead of 15,000 British Airways Avios points!
Which Cards Let You Transfer Chase Ultimate Rewards Points?
Remember, in order to transfer Chase Ultimate Rewards points to airline or hotel partners, you must have the Chase Sapphire Preferred Card, Chase Sapphire Reserve, Ink Business Preferred Credit Card, or the Ink Plus or Ink Bold (no longer available).
Points you earn with the Chase Freedom, Chase Freedom Unlimited, and Ink Business Cash Credit Card can NOT be transferred to airline and hotel partners unless you have 1 of the previously mentioned cards.
Plus, airlines often have partnerships outside of the alliances. So there are a few “unofficial” Chase Ultimate Rewards airline transfer partners, too. 😉
And be sure to check out our step-by-step guides for everything miles & points related! Including how to get to your favorite destinations and make your travel dreams a reality!
Have you figured out how to earn miles & points but still learning the best ways to use them?
A great first step is to become familiar with the 3 airline alliances and which airlines partner with one another. From there, you can figure out which partner charges the least amount of miles or points. Just because airlines are partners does NOT mean they charge the same price for an award seat!
This strategy works if you’re deciding how best to use your Chase Ultimate Rewards points, or any other type of flexible points!