If You Don’t Have Amex Cards in Your Wallet, You’re Missing Huge Opportunities to Save Money
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INSIDER SECRET: Amex Offers, which are targeted deals you can add to your card, can save you hundreds of dollars on everyday purchases. No coupon clipping or swiping a loyalty card required!
Everyone on the MMS team keeps annual-fee cards in their wallet because their ongoing earning and benefits can more than offset the yearly expense. But when a card has no annual fee and offers perks and savings – for free – it’s a no-brainer to hang onto it year after year.
I was having a peek at my Amex accounts and was happy to see I’d saved over $50 just in the past couple of months by adding Amex Offers to my no-annual-fee The Blue Business® Plus Credit Card from American Express (See Rates & Fees). It was really just as easy as clicking to add a couple of offers to my account and making eligible purchases (gas, which I would have bought anyway) and waiting for the statement credits to post.
You can really save money with Amex cards. If you’re not making the most of Amex Offers, it’s like throwing cash away.
Amex Cards Will Save You Money – With Little Effort
Read our post with everything you need to know about Amex Offers
Amex Offers are targeted deals where you can earn statement credits or bonus points by enrolling your eligible American Express cards and making a qualifying purchase. To add offers to your cards, sign into your Amex account online and click on the offers you’re interested in.
Both Amex Membership Rewards earning cards like The Business Platinum® Card from American Express, and co-branded cards, like the Hilton Honors Aspire Card from American Express and Marriott Bonvoy Brilliant™ American Express® Card, are eligible for Amex Offers.
You can also check to see how much you’ve saved on a particular card with Amex Offers. For example, here’s the screenshot from myAmex Blue Business Plus Card showing what I saved in under two months. This card has no annual fee so any savings are pure gravy.
The Amex Blue Business Plus Card is a favorite among many miles and points enthusiasts. The Blue Business Plus earns 2x Membership Rewards points per $1 spent on all purchases (up to $50,000 per calendar year, then 1x).
Savings on annual-fee cards can offset the yearly cost many times over, too. For example, here’s what I saved in under 2 years with my Marriott Bonvoy Business™ American Express® Card, which has a $125 annual fee (See Rates & Fees).
I love that these savings are automatic once you add the offers to your card. And sometimes I’ll add offers and forget I’ve done so, then get a pleasant surprise later when I make a qualifying purchase that triggers the deal.
If you don’t have Amex cards in your wallet yet, here’s our list of the best American Express cards. And the cards below earn transferable Amex Membership Rewards points which you can move to Amex transfer partners to unlock free travel, like Delta, JetBlue and Hilton:
|Card||Welcome bonus & minimum spending requirements|
|The Business Platinum Card® from American Express||Earn 75,000 Membership Rewards® points after you spend $15,000 on qualifying purchases within your first 3 months of Card Membership.|
|American Express®️ Green Card||Earn 30,000 Amex Membership Rewards® Points after you spend $2,000 on purchases in your first three months of account opening. Terms Apply.|
|The Blue Business® Plus Credit Card from American Express||Earn up to $300 when you make eligible purchases with Dell Technologies, DocuSign and FedEx within the first three months of Card Membership (up to $100 per merchant, in the form of statement credits). This offer will run through November 4, 2020|
|The Platinum Card® from American Express||60,000 Amex Membership Rewards® points after spending $5,000 on purchases within the first three months of opening your account. Terms Apply.|
|American Express® Gold Card||35,000 Amex Membership Rewards® points after spending $4,000 in purchases in the first three months of account opening. Terms Apply.|
|American Express® Business Gold Card||Earn 35,000 Membership Rewards® points after you spend $5,000 on eligible purchases with the Business Gold Card within the first three months of Card Membership. Terms Apply.|
|Amex EveryDay® Preferred Credit Card from American Express||15,000 Amex Membership Rewards® points after spending $1,000 on purchases within the first three months of opening your account. Terms Apply.|
|Amex EveryDay® Credit Card from American Express||10,000 Amex Membership Rewards® points after spending $1,000 on purchases within the first three months of opening your account. Terms Apply.|
And if you’d prefer Amex cards without an annual fee, consider these cards:
- The Blue Business® Plus Credit Card from American Express
- Hilton Honors American Express Card (See Rates & Fees)
- Blue Cash Everyday® Card from American Express (See Rates & Fees)
- SimplyCash® Plus Business Credit Card from American Express (See Rates & Fees)
How much money have you saved with your American Express cards and AMEX Offers? I’d love to hear your success stories in the comments!
For rates and fees of the Blue Business Plus Card, please click here.
For rates and fees of the Hilton Amex Card, please click here.
For rates and fees of the Blue Cash Everyday Card, please click here.
For rates and fees of the SimplyCash Plus Business Card, please click here.
For rates and fees of the Marriott Bonvoy Business Card, please click here.
The Blue Business® Plus Credit Card from American ExpressAPPLY NOW
The Blue Business® Plus Credit Card from American Express
Earn up to $300 back to boost your business. You can earn up to $100 in the form of statement credits at each of the following merchants: Dell Technologies, DocuSign or FedEx after you make an eligible purchase on your new Card within the first 3 months of Card Membership.
Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
Enjoy the flexibility to put more purchases on the Card and earn rewards when you buy above your credit limit*.
You’ve got the power to use your Card beyond its credit limit* with Expanded Buying Power.
More buying power for your business means more opportunities to earn points. That’s everyday business with the Blue Business Plus Card.
*The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 13.24% – 19.24%, based on your creditworthiness and other factors at account opening.
No Annual Fee
0% on purchases for 12 months from date of account opening
13.24% – 19.24% Variable
No annual fee
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