If You Don’t Have AMEX Cards in Your Wallet, You’re Leaving Money on the Table

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If You Don’t Have AMEX Cards in Your Wallet, You’re Leaving Money on the Table

JasminIf You Don’t Have AMEX Cards in Your Wallet, You’re Leaving Money on the TableMillion Mile Secrets Team

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Update: One or more card offers in this post are no longer available. Check our Hot Deals for the latest offers.

Everyone on the MMS team keeps annual-fee cards in their wallet because their ongoing earning and benefits can more than offset the yearly expense.  But when a card has no annual fee and offers perks and savings – for free – it’s a no-brainer to hang onto them year after year.

I was having a peek at my AMEX accounts and was happy to see I’d saved over $50 just in the past couple of months by adding AMEX Offers to my no-annual-fee The Blue Business℠ Plus Credit Card from American Express (See Rates & Fees).  It was really just as easy as clicking to add a couple of offers to my account and making eligible purchases (gas, which I would have bought anyway) and waiting for the statement credits to post.

AMEX cards can put real cash back in your pocket.  And if you’re not making the most of AMEX Offers, it’s like throwing money away!

Getting Statement Credits From AMEX Offers for Common Purchases You’ll Make Anyway, Like Gas, Are an Easy Way to Save

I’ll show you how easy it is to save money without having to worry about clipping coupons or swiping a loyalty card!

AMEX Cards Will Save You Money – With Little Effort

Link:   Everything to Know About AMEX Offers

AMEX Offers are targeted deals where you can earn statement credits or bonus points by enrolling your eligible American Express cards and making a qualifying purchase.  To add offers to your cards, sign into your AMEX account online and click on the offers you’re interested in.

Both AMEX Membership Rewards earning cards and co-branded cards, like the Hilton and Starwood cards, are eligible for AMEX Offers.

You Can Save Big on Retail Purchases, Travel Expenses, and More With AMEX Offers

You can also check to see how much you’ve saved on a particular card with AMEX Offers.  For example, here’s the screenshot from my AMEX Blue Business Plus Credit Card showing what I’ve saved over the past ~6 weeks.  This card has no annual fee so any savings are pure gravy!

The AMEX Blue Business Plus is a favorite among many miles and points enthusiasts.  While it doesn’t currently come with a welcome bonus, the Blue Business Plus earns 2X Membership Rewards points per $1 spent on all purchases (up to $50,000 per calendar year, then 1X).

In October and November I Saved With My AMEX Blue Business Plus Every Time I Filled up at Exxon Mobil Using the Speedpass App

Savings on annual-fee cards can offset the yearly cost many times over, too.  For example, here’s what I’ve saved in under 2 years with my Starwood Preferred Guest® Business Credit Card from American Express – which has a $95 annual fee (waived for the first year).

The $95 Annual Fee (Waived the First Year) on My AMEX Starwood Business Card Is Well Worth It for the AMEX Offers Savings

So effectively, I’ve made a $270 profit ($365 in savings – $95 annual fee) in less than 2 years with a single card.  And $150 of those savings were just in the past few months on my AT&T cell phone bill (again, a purchase I’d have to make anyway).  And keep in mind, the AMEX Starwood Business card comes with a free night (at hotels costing 35,000 Marriott points per night or less) each account anniversary, which can more than offset the annual fee.

I love that these savings are automatic once you add the offers to your card.  And sometimes I’ll add offers and forget I’ve done so, then get a pleasant surprise later when I make a qualifying purchase that triggers the deal.

If you don’t have AMEX cards in your wallet yet, here’s a list of our favorite American Express cards.  And the cards below earn transferable AMEX Membership Rewards points which you can move to airline and hotel partners for Big Travel, like Delta, JetBlue, and Hilton:

And if you’d prefer AMEX cards without an annual fee, consider these cards:

How much money have you saved with your American Express cards and AMEX Offers?  I’d love to hear your success stories in the comments!

For rates and fees of the Blue Business Plus Card, please click here.
For rates and fees of the Hilton Amex Card, please click here.
For rates and fees of the Blue Cash Everyday Card, please click here.
For rates and fees of the SimplyCash Plus Business Card, please click here.

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The Blue Business℠ Plus Credit Card from American Express

The Blue Business℠ Plus Credit Card from American Express

  • Get rewarded for business as usual. Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners.
  • 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
  • Enjoy the flexibility to put more purchases on the Card and earn rewards when you buy above your credit limit*.
  • You’ve got the power to use your Card beyond its credit limit* with Expanded Buying Power.
  • More buying power for your business means more opportunities to earn points. That’s everyday business with the Blue Business Plus Card.
  • *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
  • 0.0% intro APR on purchases and balance transfers for 15 months, then a variable rate, 13.49%, 17.49% or 21.49%, based on your creditworthiness and other factors as determined at the time of account opening.
  • Terms Apply
  • See Rates & Fees
Terms Apply | Rates & Fees

More Info

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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Amex SPG Luxury card

I signed up for the Amex SPG card, after reaching my minimum spend I am informed by Amex that I would not be receiving my points because of fraud. I was shocked, fraud? To be honest I am not smart enough to commit fraud against AMEX.
I am wondering if anyone else has run into this problem and if so how did you resolve it?

Can I downvote a blog post? Can I put *words* in *bold* in my *comment*? Holy lord.