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If You Don’t Have Amex Cards in Your Wallet, You’re Missing Huge Opportunities to Save Money

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If You Don’t Have Amex Cards in Your Wallet, You’re Missing Huge Opportunities to Save Money

Jasmin BaronIf You Don’t Have Amex Cards in Your Wallet, You’re Missing Huge Opportunities to Save MoneyMillion Mile Secrets Team

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INSIDER SECRET: Amex Offers, which are targeted deals you can add to your card, can save you hundreds of dollars on everyday purchases. No coupon clipping or swiping a loyalty card required!

Everyone on the MMS team keeps annual-fee cards in their wallet because their ongoing earning and benefits can more than offset the yearly expense. But when a card has no annual fee and offers perks and savings – for free – it’s a no-brainer to hang onto it year after year.

I was having a peek at my Amex accounts and was happy to see I’d saved over $50 just in the past couple of months by adding Amex Offers to my no-annual-fee The Blue Business℠ Plus Credit Card from American Express (See Rates & Fees). It was really just as easy as clicking to add a couple of offers to my account and making eligible purchases (gas, which I would have bought anyway) and waiting for the statement credits to post.

You can really save money with Amex cards. If you’re not making the most of Amex Offers, it’s like throwing cash away.

Getting statement credits from Amex Offers for common purchases you’ll make anyway, like gas, are an easy way to save. (Photo by aabejon/iStock by Getty Images)

Amex Cards Will Save You Money – With Little Effort

Read our post with everything you need to know about Amex Offers

Amex Offers are targeted deals where you can earn statement credits or bonus points by enrolling your eligible American Express cards and making a qualifying purchase. To add offers to your cards, sign into your Amex account online and click on the offers you’re interested in.

Both Amex Membership Rewards earning cards like The Business Platinum® Card from American Express, and co-branded cards, like the Hilton Honors Aspire Card from American Express and Marriott Bonvoy Brilliant™ American Express® Card, are eligible for Amex Offers.

You can save big on retail purchases, travel expenses and more with Amex Offers

You can also check to see how much you’ve saved on a particular card with Amex Offers. For example, here’s the screenshot from my Amex Blue Business Plus Credit Card showing what I saved in under two months. This card has no annual fee so any savings are pure gravy.

The Amex Blue Business Plus is a favorite among many miles and points enthusiasts. While it doesn’t currently come with a welcome bonus, the Blue Business Plus earns 2x Membership Rewards points per $1 spent on all purchases (up to $50,000 per calendar year, then 1x).

Over a couple of months, I saved with my Amex Blue Business Plus every time I filled up at Exxon Mobil using the Speedpass app.

Savings on annual-fee cards can offset the yearly cost many times over, too. For example, here’s what I saved in under 2 years with my Marriott Bonvoy Business™ American Express® Card, which has a $125 annual fee (See Rates & Fees).

If you make the most of Amex Offers you can get a value much higher than the annual fee.

Keep in mind, the Marriott Bonvoy Business comes with a free night (at hotels that cost 35,000 Marriott points per night or less) each account anniversary, which can more than offset the annual fee.

I love that these savings are automatic once you add the offers to your card. And sometimes I’ll add offers and forget I’ve done so, then get a pleasant surprise later when I make a qualifying purchase that triggers the deal.

If you don’t have Amex cards in your wallet yet, here’s our list of the best American Express cards. And the cards below earn transferable Amex Membership Rewards points which you can move to Amex transfer partners to unlock free travel, like Delta, JetBlue and Hilton:

Card Welcome Bonus & Minimum Spending Requirements
The Business Platinum® Card from American Express


Up to 75,000 Amex Membership Rewards points

50,000 Membership Rewards points after spending $10,000 on purchases in the first 3 months of opening your account, plus earn an extra 25,000 Amex Membership Rewards points after spending an additional $10,000 on qualifying purchases within the first 3 months of opening your account. Terms Apply.
The Blue Business℠ Plus Credit Card from American ExpressNo welcome bonus
The Platinum Card® from American Express


60,000 Amex Membership Rewards points after spending $5,000 on purchases within the first 3 months of opening your account. Terms Apply.
American Express® Gold Card35,000 Amex Membership Rewards points after spending $2,000 on purchases within the first 3 months of opening your account. Terms Apply.
American Express® Business Gold Card
35,000 Amex Membership Rewards points after spending $5,000 on purchases within the first 3 months of opening your account. Terms Apply.
Business Green Rewards Card from American Express5,000 Amex Membership Rewards points after your first purchase on the card within the first year of card membership. Terms Apply.
Amex EveryDay® Preferred Credit Card from American Express
Card Image Not Available
15,000 Amex Membership Rewards points after spending $1,000 on purchases within the first 3 months of opening your account. Terms Apply.
Amex EveryDay® Credit Card from American ExpressCard Image Not Available
10,000 Amex Membership Rewards points after spending $1,000 on purchases within the first 3 months of opening your account. Terms Apply.
The information for the Amex EveryDay Preferred Credit Card and Amex EveryDay Credit Card has been collected independently by Million Mile Secrets. The card details on this page have not been reviewed or provided by the card issuer.

And if you’d prefer Amex cards without an annual fee, consider these cards:

How much money have you saved with your American Express cards and AMEX Offers? I’d love to hear your success stories in the comments!

For rates and fees of the Blue Business Plus Card, please click here.

For rates and fees of the Hilton Amex Card, please click here.

For rates and fees of the Blue Cash Everyday Card, please click here.

For rates and fees of the SimplyCash Plus Business Card, please click here.

For rates and fees of the Marriott Bonvoy Business Card, please click here.

The Blue Business℠ Plus Credit Card from American Express

The Blue Business℠ Plus Credit Card from American Express

  • Get rewarded for business as usual. Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners.
  • 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
  • Enjoy the flexibility to put more purchases on the Card and earn rewards when you buy above your credit limit*.
  • You’ve got the power to use your Card beyond its credit limit* with Expanded Buying Power.
  • More buying power for your business means more opportunities to earn points. That’s everyday business with the Blue Business Plus Card.
  • *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
  • 0.0% intro APR on purchases and balance transfers for 12 months, then a variable rate, 15.49%, 18.49% or 21.49%, based on your creditworthiness and other factors as determined at the time of account opening.
  • Terms Apply
  • See Rates & Fees
Terms Apply | Rates & Fees

More Info

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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Amex SPG Luxury card

I signed up for the Amex SPG card, after reaching my minimum spend I am informed by Amex that I would not be receiving my points because of fraud. I was shocked, fraud? To be honest I am not smart enough to commit fraud against AMEX.
I am wondering if anyone else has run into this problem and if so how did you resolve it?

Can I downvote a blog post? Can I put *words* in *bold* in my *comment*? Holy lord.