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So if you have more than one Chase Ultimate Rewards card, you’ll get the best deal by moving your points to the right card.
I’ll show you how much your points are worth. And how to get the best rate toward your next trip!
Get the Best Deal When You Redeem Chase Points
A big thanks to Million Mile Secrets reader Ed, who emailed us about this!
If you like to use your Chase Ultimate Rewards points to book travel through Chase, be sure to use the right card! That’s because each Chase Ultimate Rewards card has a set rate of how much Chase Ultimate Rewards points are worth:
|Chase Ultimate Rewards Card||How Much Are Points Worth Toward Travel?||Do Points Transfer to Travel Partners?|
|Chase Freedom||1 cent||No|
|Chase Freedom Unlimited||1 cent||No|
|Chase Sapphire (no longer available)||1 cent||No|
|Chase Sapphire Preferred||1.25 cents||Yes|
|Chase Sapphire Reserve||1.5 cents||Yes|
|Chase Ink Business Cash Credit Card||1 cent||No|
|Chase Ink Business Unlimited℠ Credit Card||1 cent||No|
|Chase Ink Bold (no longer available)||1.25 cents||Yes|
|Chase Ink Plus (no longer available to new applicants)||1.25 cents||Yes|
|Chase Ink Business Preferred Card||1.25 cents||Yes|
So if you have more than one of these cards, your points will be worth MORE when you move them to a different card account to book your travel!
For example, Million Mile Secrets team member Harlan has 3 Chase Ultimate Rewards cards. And the points are worth different amounts toward travel bookings!
Let’s take a look at how much they’re worth toward the same flights.
If you book with the Chase Freedom, Chase Freedom Unlimited, Chase Sapphire, and Chase Ink Cash, you’ll need 75,376 Chase Ultimate Rewards points to cover a round-trip flight from Washington, DC, to Paris that costs $753.76. That’s a rate of 1 cent per point.
And if you have the Chase Sapphire Preferred, Chase Ink Bold (no longer available), or Chase Ink Plus, you’ll need 60,300 Chase Ultimate Rewards points for the exact same flights. That’s a savings of ~15,000 points! And each one is worth 1.25 cents.
Folks with the Chase Sapphire Reserve card pay the least amount of points because they’re worth 1.5 cents each. So for these flights, you’ll pay 50,250 Chase Ultimate Rewards points. When compared to the Chase Freedom or Chase Freedom Unlimited, for example, you save ~25,000 points.
Why Redeem Your Points This Way?
When you use your Chase Ultimate Rewards points toward travel, you can choose a seat from any available flight for sale. You won’t have to worry about blackout dates or spend time searching for award flights. And some folks like that flexibility.
However, you’ll often get a much better return for your Chase Ultimate Rewards points when you transfer them to air and hotel partners, including:
|Chase Ultimate Rewards Airline Transfer Partners|
|Aer Lingus||British Airways||Flying Blue (Air France/KLM)|
|Southwest||United Airlines||Virgin Atlantic|
|Chase Ultimate Rewards Hotel Transfer Partners|
Note: Points earned from the Chase Freedom, Sapphire, and Ink Cash cards can only be transferred to travel partners if you also have a Chase Sapphire Reserve, Chase Sapphire Preferred, Ink Plus, or Ink Bold card.
The flexibility of Chase Ultimate Rewards points is a big part of why it’s my favorite points program. And if you use them to book travel through Chase, be aware each point is worth a different amount, depending on which card account you use.
Chase Ultimate Rewards points are worth:
- 1 cent each when you book through Chase Freedom, Chase Freedom Unlimited, Chase Sapphire, and Chase Ink Cash
- 1.25 cents each when you book through Chase Sapphire Preferred, Chase Ink Bold (no longer available), or Chase Ink Plus
- 1.5 cents each when you book through Chase Sapphire Reserve
Depending on the retail cost of the trip, you can save thousands of points by transferring points from one account to another. It’s a fast & easy step that can save you big!