Mastercard World Elite card benefits – Save on delivery, Lyft rides, cell phone coverage and more

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Many of the top rewards credit cards are part of the Mastercard payment network. I always make sure to carry at least one Mastercard or Visa credit card with me because I’ve found that smaller stores are less likely to accept Discover or Amex cards.

And beyond it’s nearly universal acceptance, there are other perks to having a Mastercard credit card in your wallet. Mastercard provides a long list addition benefits that can come with your card. The best perks, which we review in this guide, are reserved for World and World Elite Mastercards.

Mastercard World Elite card perks

World Elite Mastercards come with rental car perks with National, Avis and Sixt. (Photo by Friends Stock/Shutterstock.)

If your Mastercard has the World Elite designation these are the extra perks that can come with your card. However, depending on the specific travel credit card or card issuer, the actual perks will vary. For example, one great perk for World Elite Mastercards is the cell phone insurance, but Citi Premier® Card cardholders not being eligible for this benefit, even though it’s a World Elite Mastercard.


This benefit is only available with a World Elite Mastercard. You can earn a $10 credit each calendar month in which you complete five eligible rides with Lyft. To qualify, the rides must be paid for with your World Elite Mastercard and be one of the following fares: Standard, Shared, Shared Saver, Lux, Lux Black, Lyft XL, and Lyft Black XL rides. Business rides, gift card purchases, ride-pass subscription purchases, bikes, scooters or separate tip charges won’t count toward earning the monthly credit.

Once you’ve earned the credit, it will be valid for 30 days. You can enroll for this offer by adding your World Elite Mastercard as your payment method in your Lyft account. You can also potentially earn more than one monthly credit with a single World Elite card if you use the card with more than one Lyft account, so only one $10 credit per Lyft account. My wife and I both loaded the same World Elite card into our individual Lyft accounts. As long as we each take five rides in the calendar month we’ll both earn a $10 credit.


Your World Elite Mastercard earns double Fandango points for movie tickets purchased through the Fandango website or mobile app. This means you’ll earn 500 Fandango points for every two movie tickets purchased. Those points are worth $5 toward movie tickets or streaming movies on FandangoNOW.

The $5 credit expires in 21 days, unless you have Fandango elite status.


World Elite Mastercard credit cards now earn 5% in cash rewards for purchases with Boxed. The cash rewards can be used toward future Boxed purchases. You must create (or have) a Boxed account to take advantage of this perk and you can earn up to $500 in cash rewards per calendar year.


Postmates purchases of $25 or more get $5 back. This discount is automatically applied to your order when you pay with an eligible card.

Cell phone insurance

This protection covers stolen or damaged phones, including even cosmetic screen scratches that don’t affect your ability to make calls. This benefit covers you for up to $800 per claim with a maximum payout per year of $1,000 and there is a $50 deductible.

Mastercard ID Theft Protection

Eligible cardholders can register for Mastercard ID Theft Protection.  This will get you access to personal information monitoring services.  You’ll also have access to a team of identity theft resolution specialists, available 24/7 to help quickly take care of any identity theft incidents.


Get unlimited complimentary two-day shipping at over 140 merchants, including Saks Fifth Avenue, 1-800-Flowers and Staples.

Priceless Golf

World Elite Mastercard cardholders can book exclusive golf experiences and events. Plus, you can take advantage of the Mastercard Golf Concierge Services to book your next round of Golf.

World Elite Concierge

You can sign-up for the World Elite Concierge service here. A concierge can help you with everything from travel plans to hard-to-get dinner reservations or concert tickets.

Complimentary travel services

You can call 1-855-802-1387 today or visit to use Mastercard’s Travel & Lifestyle Services.

Mastercard Luxury Hotel & Resorts Portfolio

When you book your stay with the Mastercard Luxury Hotel & Resorts Portfolio you’re eligible for complimentary upgrades, early check-in/late check-out (when available, free breakfast for two (daily) and select property-specific amenities.

Vacation packages

World Elite cardholders can receive $50-$250 off worldwide tour bookings and vacations.

Car rental benefits

With Avis, National or Sixt World Elite cardholders can request to receive elite status. In addition, you can also receive up to 25% off with these rental car companies.

Mastercard Airport Concierge

With Mastercard’s airport concierge services are available in 700 airports worldwide and your Mastercard will get you a 15% discount. Services include baggage assistance, chauffeured vehicle or help getting fast tracked through immigration.

Mastercard Priceless Cities

With Mastercard Priceless Cities you can get preferred access to sporting events, concerts, culinary experiences and more.

Mastercard Priceless Surprises

When you use your World Elite Mastercard you’ll be entered into the Mastercard Priceless Surprises contest. The grand prize is a trip, like a trip for two to the MLB All-star game.

Mastercard Hotel Stay Guarantee 

If you aren’t satisfied by your hotel booking, Mastercard has Lifestyle Managers that will work with you to make it right. Making it right means working with the hotel to fix the issue or finding you comparable accommodations. This perk only applies to hotels with a rating of three or more stars.

Mastercard Lowest Hotel Rate Guarantee  

If you find a lower rate for the exact same prepaid hotel (same date, room type, etc.) Mastercard will refund the difference. To qualify for this guarantee you’ll need to book through the Mastercard Travel & Lifestyle Services.


Onefinestay is a home rental service and with your World Elite Mastercard you can save 10% on rentals worldwide.

Enhanced price protection

For up to 120 days from purchase you can be reimbursed in an eligible items drops in price.

Extended warranty

Eligible manufacturers’ warranties can be doubled up to an additional 12 months.

Fuel Rewards Network 

A discount program that works at gas stations, grocery stores and restaurants. You can link your Mastercard to your Fuel Rewards Network account and earn additional rewards, rather than carrying a separate discount card.

Top World Elite Mastercard credit cards

The information for the Capital One Savor Cash Rewards, Citi AAdvantage Platinum card, CitiBusiness AAdvantage Platinum card, Citi Prestige cards has been collected independently by Million Mile Secrets. The card details on this page have not been reviewed or provided by the card issuer.

World versus World Elite Mastercard

The World Mastercard designation comes fewer benefits, but many of the perks overlap. For example, World Mastercards can come with these same benefits:

  • Hotel stay guarantee
  • Lowest hotel rate guarantee
  • Enhanced price protection
  • Extended warranty
  • Onefinestay discount 
  • Mastercard Priceless Cities 
  • ShopRunner membership
  • Postmates discount
  • Cell phone insurance – $600 per claim with a $50 deductible for up to $1,000 per year.
  • Mastercard ID Theft Protection
  • Fuel Rewards Network
  • Mastercard airport concierge
  • Mastercard Luxury Hotels & Resorts
  • Complimentary travel services

Best World Mastercard credit cards

The information for the Bank of America Business Advantage Travel card, AAdvantage Aviator Silver, Spirit Airlines, and Frontier Airlines cards has been collected independently by Million Mile Secrets. The card details on this page have not been reviewed or provided by the card issuer.

Bottom line

If you’ve got a Mastercard you’re entitled to additional benefits just for being a cardholder. The specific perks available to you will vary by card issuer and which specific card you have. But depending on which type of Mastercard you have, you’re eligible to save on fuel, delivery, movie tickets, Lyft rides, vacation packages, rental cars and more.

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Jason Stauffer was a writer for Million Mile Secrets where he covered points, miles, credit cards, airlines, hotels and general travel. His work has appeared in The Points Guy and NextAdvisor.

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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