How to use Chase Offers to easily save money

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If you have any Chase credit card (or even a Chase debit card), you can save with Chase Offers. They work like Amex Offers, in that you can earn statement credits for spending you’d make anyway.

You’re eligible for Chase Offers if you have any consumer Chase rewards credit card, like the Chase Sapphire Preferred® Card (our best credit card for beginners to using miles and points). And Chase small business credit cards are also eligible for these deals.

You can add Chase Offers through your online Chase account, but can’t currently do it with the Chase Mobile app (you used to be able to though). Here’s how to add Chase Offers to your travel credit cards.

What are Chase Offers?

Chase has made it super easy to save money on your everyday spending with Chase Offers. All you have to do is add the deal to your account and then make a purchase as you normally would. If the purchase meets the spending requirements the credit will be automatically added to your account, although it won’t be instant.

The actual offers that will be available to you will vary for each card you have and your spending habits can impact which deals you’ll be targeted for. What makes Chase Offers so potentially useful is that the credit is added after you make the purchase, so it’s easy to stack these deals with other discounts codes or with online shopping portals.

Here’s how simple it is to add Chase Offers to your cards.

How to add Chase Offers to your cards

Sign into your Chase account

Once you log into your Chase account scroll down a bit and click on the Chase Offers box.

Scroll to the bottom of your account page

On the next page you can see which offers are available for each of your accounts. Click “Add to card” to add the offer, once it’s added it will be noted with a green checkmark.

To switch between accounts click the drop-down menu at the top of the page and pick the account you want to add an offer to.

Check your offer terms

Each offer will have different terms, which you can see by clicking on the offer. Pay attention to the expiration date and what specific purchases will or won’t count. For example, this Starbucks offer I have on my Chase Sapphire Reserve® card will earn 5% back until I earn $1.50 (up to $30 in eligible spending). But, according to the terms, purchases from Starbucks located in airports, hotels, retail locations (like Target) or grocery stores won’t earn the cash back.

Bottom line

Chase Offers are an incredibly easy way to save money you’d probably be spending anyway and adding them to your cards is straightforward. Just sign into your Chase account, browse the offers on each of your cards and add the ones you want. Just remember to use the right card with the right merchant or you’ll miss out on your statement credit.

If you have cards like the Chase Sapphire Preferred, Chase Sapphire Reserve or IHG® Rewards Club Premier Credit Card, you’re eligible for these discounts.

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Featured photo by Trong Nguyen/Shutterstock.

Jason Stauffer is a contributor to Million Mile Secrets, he covers topics on points and miles, credit cards, airlines, hotels, and general travel.

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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nicolas
1 year ago

I just bought something a week ago (still in the same billing cycle) and then realized that I had a chase offer so I added it. Did I miss out or do you think they’ll give it to me?

Chris
1 year ago

If you add an offer for, say, a hotel, and the hotel stay is credited as part of the CSR’s $300 travel credit, are you still eligible for the bonus points?

Frank Doyle
1 year ago

Wait, so the Chase Pay app doesn’t have the offers? I have to install ANOTHER Chase app to get the offers? Stupid.

Andrew W
Reply to  Frank Doyle
1 year ago

Hi Frank!

I’ve read some articles online that say they are planning on bringing Chase offers to the Chase Pay app. So they’re working on it.

Dave
1 year ago

Is the app named Chase Mobile or Chase Pay? Both are mentioned in the article.

Jasmin
Reply to  Dave
1 year ago

Hi Dave, fixed – thanks for catching that. It’s the Chase Mobile app.

Tammy Horvath
1 year ago

I don’t have any offers and I have 4 Chase cards. Freedom, Sapphire Preferred, Ink Business Cash & Ihg. Is this odd?

Andrew W
Reply to  Tammy Horvath
1 year ago

Hi Tammy!

Have you updated your Chase mobile app? Some people online were reporting the same issue of not being able to see the Chase offers, but it was fixed once they updated the app on their phone.

Let us know if that works for you, thanks!

Tammy Horvath
Reply to  Andrew W
1 year ago

If I add an offer does it just add it to the card it is connected to and then I just use that credit card at check out? I don’t have to use the Chase pay feature, do I, because no one takes that where I live? THANK YOU.

Andrew W
Reply to  Tammy Horvath
1 year ago

Exactly! Just use your card at checkout and you should see the applicable credit back to your card in several business days.

Tammy Horvath
Reply to  Andrew W
1 year ago

THANK YOU. They are there now!!!

Andrew W
Reply to  Tammy Horvath
1 year ago

Awesome! Glad it fixed the issue and hope there are some offers you can use.

I haven’t seen anything of interest for me specifically, but I’ve got my fingers crossed.

Tammy Horvath
Reply to  Tammy Horvath
1 year ago

One more question: It doesn’t appear it works on business cards. Is this correct?

Andrew W
Reply to  Tammy Horvath
1 year ago

I haven’t seen any reports online that confirm it’s available or showing up on business cards yet. But they might roll it out to biz cards eventually, I’m not sure.