Step-by-Step Guide to Using Chase Offers Inside the Chase Mobile App

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Step-by-Step Guide to Using Chase Offers Inside the Chase Mobile App

Million Mile SecretsStep-by-Step Guide to Using Chase Offers Inside the Chase Mobile AppMillion Mile Secrets Team

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If you’re a Million Mile Secrets regular, you already know about Chase Offers.  They work like AMEX Offers, in that you can get sizable statement credits for spending you’d make anyway.

You’re eligible for Chase Offers if you have cards like the Chase Sapphire Preferred® Card (our #1 credit card for folks new to using miles & points) or plenty of others!  I have the Chase Sapphire Preferred Card, Chase United Explorer Card, Chase Marriott Premier Plus, Chase Freedom, and Chase Freedom Unlimited, and they ALL have Chase Offers available to add.

Now, you can add Chase Offers through the Chase Mobile app!

One of My Chase Offers for My Chase Sapphire Preferred Is 15% Off a Purchase at Sheraton of $100+

Here’s how to add the Chase Mobile app to your phone and how to find and add Chase Offers.

Everything You Need to Know About Using Chase Offers With the Chase Mobile App

Chase has made it super easy to save money on your everyday spending by adding Chase Offers through the Chase Mobile app.  Here’s how simple it is to download the app and add Chase Offers to your cards!

Step 1.   Find Chase Mobile App in Your App Store

Head to your app store and search for Chase Mobile.

Find “Chase Mobile”

Step 2.   Download and Open the Chase Mobile App

Tap “Download“, and then “Open” after the app installs on your phone.

Download and Open the App

Step 3.   Sign Into Your Chase Account

If this is your first time using the app, you’ll need to confirm to the app that it’s really you.  When you attempt to sign-in, you can choose to receive an identification code via text, email, or phone call to verify your identity.  Enter it into the field below along with your password, and you’re in!

You’ll Only Need to Do This Once

You can set up fingerprint or face recognition to quickly sign into your account in the future if you like.

Step 4.   Scroll to the Bottom of Your Account Page

You’ll now see the list of open credit cards you have with Chase, along with the balances of each.  Scroll to the bottom of the page to find a white box filled with Chase Offers.  You’ll see a preview of 3 offers, and a link that says “See All Offers“.

Scroll Past Your Card Balances Until You See the Box With Chase Offers

Step 5.   Select a Card to See Which Chase Offers Are Available for You

Click “See All Offers“, and you’re taken to a page listing a bunch of cool merchants offering various statement credits.

At the top of the page, you’ll see a drop down menu that says “Choose Your Account“, along with the last 4 digits of one of your credit cards.  You can click this menu to select another card, which will have its own unique Chase Offers.  So even if you don’t like what you see, make sure you check ALL your cards.

Make Sure You Check Each Account for Its Own Offers

Step 6.   Add Chase Offers to Your Card

To add Chase Offers to your card, just click the merchant you plan to shop with.

THAT’S IT.  One click and it’s added to your card.  Then just remember to shop with the card you selected, and you’ll get the statement credit!

You’ll See Offers You’ve Already Added Listed at the Bottom

Note:   Data points show that folks receive emails stating their credit would post within 3 and 10 days.  Though the Chase website says the credits will be applied within 7 to 14 business days after you earn it.  Jasmin added and used a Chase Offer for Lowe’s a few days ago but hasn’t yet received the credit on her account, although it does show up under “total earned to date” on the app.

And if you’re not seeing many available offers on your cards, it could be because you’re not using your cards much.  The more you use your cards, the more useful offers Chase will push your way.

Bottom Line

Chase Offers are an incredibly easy way to save money you’d probably be spending anyway.  And adding them to your account is straightforward with the Chase Mobile app.

Just sign into your account, browse the offers on each of your cards, and tap the offer you want!  Just remember to use the right card with the right merchant, or you’ll miss out on your statement credit!

If you have cards like the Chase Sapphire Preferred, Chase Sapphire Reserve, or IHG® Rewards Club Premier Credit Card, you’re eligible for these discounts.

How much have you saved so far with Chase Offers?

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Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred named "Best Credit Card for Flexible Travel Redemption" - Kiplinger's Personal Finance, June 2018
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards

More Info

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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If you add an offer for, say, a hotel, and the hotel stay is credited as part of the CSR’s $300 travel credit, are you still eligible for the bonus points?

Wait, so the Chase Pay app doesn’t have the offers? I have to install ANOTHER Chase app to get the offers? Stupid.

Hi Frank!

I’ve read some articles online that say they are planning on bringing Chase offers to the Chase Pay app. So they’re working on it.

Is the app named Chase Mobile or Chase Pay? Both are mentioned in the article.

Hi Dave, fixed – thanks for catching that. It’s the Chase Mobile app.

I don’t have any offers and I have 4 Chase cards. Freedom, Sapphire Preferred, Ink Business Cash & Ihg. Is this odd?

Hi Tammy!

Have you updated your Chase mobile app? Some people online were reporting the same issue of not being able to see the Chase offers, but it was fixed once they updated the app on their phone.

Let us know if that works for you, thanks!

If I add an offer does it just add it to the card it is connected to and then I just use that credit card at check out? I don’t have to use the Chase pay feature, do I, because no one takes that where I live? THANK YOU.

Exactly! Just use your card at checkout and you should see the applicable credit back to your card in several business days.

THANK YOU. They are there now!!!

Awesome! Glad it fixed the issue and hope there are some offers you can use.

I haven’t seen anything of interest for me specifically, but I’ve got my fingers crossed.

One more question: It doesn’t appear it works on business cards. Is this correct?

I haven’t seen any reports online that confirm it’s available or showing up on business cards yet. But they might roll it out to biz cards eventually, I’m not sure.