We are an independent publisher. Our reporters create honest, accurate, and objective content to help you make decisions. To support our work, we are paid for providing advertising services. Many, but not all, of the offers and clickable hyperlinks (such as a “Next” button) that appear on this site are from companies that compensate us. The compensation we receive and other factors, such as your location, may impact what ads and links appear on our site, and how, where, and in what order ads and links appear. While we strive to provide a wide range of offers, our site does not include information about every product or service that may be available to you. We strive to keep our information accurate and up-to-date, but some information may not be current. So, your actual offer terms from an advertiser may be different than the offer terms on this site. And the advertised offers may be subject to additional terms and conditions of the advertiser. All information is presented without any warranty or guarantee to you.

This page may include: credit card ads that we may be paid for (“advertiser listing”); and general information about credit card products (“editorial content”). Many, but not all, of the offers and clickable hyperlinks (such as a “Apply Now” button or “Learn More” button) that appear on this site are from companies that compensate us. When you click on that hyperlink or button, you may be directed to the credit card issuer’s website where you can review the terms and conditions for your selected offer. Each advertiser is responsible for the accuracy and availability of its ad offer details, but we attempt to verify those offer details. We have partnerships with advertisers such as Brex, Capital One, Chase, Citi, Wells Fargo and Discover. We also include editorial content to educate consumers about financial products and services. Some of that content may also contain ads, including links to advertisers’ sites, and we may be paid on those ads or links.

For more information, please see How we make money.

How to Decide Where to Stay in Hawaii Using Hotel Points

Signing up for credit cards through partner links earns us a commission. Terms apply to the offers listed on this page. Here’s our full advertising policy: How we make money.

Update: One or more card offers in this post are no longer available. Check our Hot Deals for the latest offers.

Million Mile Secrets reader Brian commented:

I’m totally new to miles.  My wife and I would like to go to Hawaii.  I have enough American Airlines miles to get us there, but need help with hotels.

Where should I start?  What’s a good chain or card to collect miles on for Hawaii?

Planning a trip to Hawaii is very exciting, Brian!  Congratulations on earning the American Airlines miles to get there!

Brian and His Wife Have Enough Airline Miles to Fly to Hawaii – but Where Should They Stay?

Let’s see what strategies Brian can use to get Big Hotels with Small Money in Hawaii!

1.   Where Do You Want to Go?

Before you decide on a hotel or chain, you’ll have to figure out which islands you want to visit!

Many folks who visit Hawaii for the 1st time choose to stay in Honolulu, on the island of Oahu.  There are a lot of popular tourist attractions there, including Pearl Harbor, the Polynesian Cultural Center, and Waikiki beach.

If You Stay in Honolulu, a Walk Along Waikiki Beach Is a Must!

But Honolulu is also big and crowded, so some folks prefer staying on quieter neighbor islands like Hawaii (The Big Island), Kauai, or Maui.

Emily and I have traveled to Maui and Kauai, and they’re both amazing!

Wherever you decide to go, there are plenty of hotel options!

2.   Use Online Tools to Narrow Down Hotel Choices

I like using Hotel Hustle to find hotels that can be booked using points.  It’s a great tool, because it shows you how many points you’ll need for your specific travel dates, and show you if award nights are available!

Another option is AwardMapper.  It shows similar information, but it’s not specific to travel dates and won’t search for available award rooms.

Hotel Hustle Shows You Available Award Rooms and Prices in Points and Dollars!

And whenever Emily and I are deciding on a hotel, we always check TripAdvisor for reviews and suggestions from other travelers!

You should also consider whether you want to make your points last longer by staying in lower-category hotels, or if you want a luxury stay at 1 of Hawaii’s top resorts.

The next step is earning the points for your stay.

3.   Where Will You Get the Points?

After deciding on a hotel or chain, you’ll have to figure out how you’ll earn the points!

There are many credit cards which earn hotel points directly.  And some of them have very substantial sign-up bonuses!

The Chase Hyatt Card Earns You 2 Free Nights at Any Hyatt, Including the Grand Hyatt Kauai

But remember, you can also transfer points from Citi ThankYou, American Express Membership Rewards and Chase Ultimate Rewards to several hotel chains!  So you might consider signing-up for cards that earn points in these programs.

I prefer transferring Chase Ultimate Rewards points to Hyatt because you can often get an excellent value!  We used Hyatt points to stay at the Grand Hyatt Kauai.

When You Have the Chase Sapphire Preferred, Ink Plus, or Ink Bold Card, You Can Transfer Your Chase Ultimate Rewards Points to Hyatt, Marriott, IHG, and The Ritz-Carlton

Here are some ways to earn points from each major hotel chain:

Best Western

Choice Hotels

Hilton

We Used Hilton Points and the Weekend Nights From the Citi Hilton HHonors Reserve Card to Stay at the Grand Wailea Resort in Maui

Hyatt

IHG

Marriott / Ritz-Carlton

Starwood

Wyndham

It Only Costs 15,000 Points per Night to Stay at the Wyndham Koloa Landing at Poipu Beach Grand Resort in Kauai

You can read about all the ways to earn Hilton points and Hyatt points for more ideas!

And don’t forget, our Beginner’s Guide to Miles & Points has lots of great tips for folks who are just starting out!

Bottom Line

If you’re planning a trip to Hawaii but don’t know where to stay using points, there are lots of great tools that can help, like Hotel Hustle, AwardMapper, and TripAdvisor.

Once you’ve decided which hotels you’re interested in, you can earn lots of hotel points by applying for hotel credit cards with big sign-up bonuses.

Or you can transfer points from programs like American Express Membership Rewards, Chase Ultimate Rewards, and Citi ThankYou.

Emily and I hope you and your wife have a wonderful trip to Hawaii, Brian!  Please let us know where you decide to stay!

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)