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Banks are continuing to get tougher with their credit card application rules, which limits the opportunity to earn new sign-up bonuses.
But folks with small businesses qualify for business cards with big sign-up offers, like the Chase Ink Business Preferred Credit Card. And have lots of ways to earn extra miles & points thanks to many terrific bonus spending categories.
And many bonus categories are great for small business owners, like advertising, office supplies, and shipping.
I’ll share a few quick small business ideas which can earn you bonus miles & points!
Get Big Travel With Small Money With a Business
Here are 7 ways you can earn miles & points with a small business without a huge upfront investment!
1. Rideshare Driver
Your biggest expenses will likely be fuel and other automotive related purchases. So you’ll want to get a card that earns bonus points for gas purchases.
With The Business Gold Rewards Card from American Express OPEN, you can earn 3X AMEX Membership Rewards points at US gas stations on your first $100,000 in category spending if it is your selected bonus category for the year. And if you choose the same bonus category with the SimplyCash® Plus Business Credit Card from American Express, you’ll earn 3% cash back at US gas stations on your first $50,000 in spending each year.
Or with the Chase Ink Business Cash Credit Card, you will earn 2% cash back (2 Chase points) at gas stations on up to $25,000 a year (combined with restaurants).
For tips and tutorials on becoming a rideshare driver, I’d recommend checking out The Rideshare Guy.
2. Share Your Vehicle
Are you tired of paying criminally high parking fees at the airport? Then consider getting paid to park your car when you leave it at one of TravelCar’s US locations!
While you’re gallivanting around the world, TravelCar rents out your vehicle. You get paid by the mile. And if your car isn’t rented out, you still get free parking!
If you’re looking to rent a car, you can book a TravelCar rental for up to 70% less than a traditional car rental.
And when you’re not flying out of town, you can still earn money with your car using services like Turo, HyreCar, and GoShare. And if you’re okay with the strange looks, you can earn $100s a month by turning your ride into a giant advertisement!
3. Selling on eBay & Amazon
Selling items for a profit on eBay or Amazon can be a great way to earn some extra money and points at the same time.
You’ll be able to earn bonus points on shipping expenses with these business cards:
- Chase Ink Business Preferred – 3X Chase Ultimate Rewards points on shipping, travel, internet, cable and phone services, advertising purchases made with social media sites, and search engines (up to a maximum of $150,000 in combined purchases per account anniversary year)
- AMEX Business Gold Rewards – 3X AMEX Membership Rewards points on shipping purchases up to $100,000 per year if it is your selected bonus category
- AMEX SimplyCash Plus – 3% cash back on shipping purchases up to $50,000 per year if it is your selected bonus category
Million Mile Secrets team member Keith actively sells items on eBay and Amazon. And earns loads of points & miles as a result!
4. Airbnb Host
If you’ve got extra space in your house, you can rent it out on Airbnb. Team member Harlan pays more than half of his mortgage listing his spare room on Airbnb!
And you don’t need a spare bedroom to start making money with Airbnb. You can be creative. Team member Jason booked a night in a hippie bus, which has been to over 30 Grateful Dead shows! And some folks set up tents in their backyard to rent out on Airbnb!
As an Airbnb host, you might have some upfront costs for furniture (or tents). And there are lots of other expenses you can put on your small business cards, including cleaning products, food, toiletries, your cable TV subscription, and internet service.
Depending on where you shop, many of these purchases can earn you bonus rewards. For example, you can purchase cleaning products and toiletries at office supply stores to earn 5X rewards using:
The Chase Ink Business Cash is also great because you’ll get 5% cash back (5 Chase points) on internet and cable TV expenses, which you likely pay for as a host.
5. Delivery Service
It’s easier to be a delivery driver because your vehicle doesn’t have to meet the same requirements. You can even use a motorcycle or, in some areas, a bicycle!
Fuel will most likely be your biggest expense. So consider cards like the AMEX Business Gold Rewards, AMEX SimplyCash Plus, or Chase Ink Business Cash, which all can earn bonus rewards on gas purchases.
6. Dog Walker
If you’re a stay-at-home parent and are looking for a part-time business you can do while the kids are in school, dog walking might be the perfect fit!
Other than doggy treats, your biggest expense could be advertising. If you plan on advertising your services on social media or search engines, there are several business cards that earn a bonus on those purchases.
You can earn 3X Chase Ultimate Rewards points with the Chase Ink Business Preferred on advertising purchases made with social media sites and search engines. And you can earn 3X AMEX Membership Rewards points on selected advertising if it is your chosen bonus category on the AMEX Business Gold Rewards or AMEX SimplyCash Plus.
If you want to jumpstart your business, download the on-demand dog walking app, Wag!
Professional photographers are always in demand for weddings, special events, or corporate marketing gigs. And you don’t need to rent out studio space to get started!
As a photographer, you’ll want to advertise your services, especially when you’re just starting out. But as your business grows your expenses might change.
So I would consider getting a business card that lets you choose which category you earn bonus points in each year.
Both the AMEX Business Gold Rewards and AMEX SimplyCash Plus allow you to change your bonus category yearly. So you could pick advertising your first year. And if you find yourself traveling to photo shoots more in the future, you can change your bonus category to gas stations or airfare.
Starting a business does NOT have to require a significant financial investment. And once you’re up and running, you can get a small business card to earn miles and points!
Or dog walkers and photographers can use the Chase Ink Business Preferred to earn 3X Chase Ultimate Rewards points when paying for certain advertising expenses.
What businesses have you started earning miles & points with?