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Don’t Worry About “Points Value” – Use Your Rewards Where and When You Want and Enjoy Free Travel!

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Don’t Worry About “Points Value” – Use Your Rewards Where and When You Want and Enjoy Free Travel!

Jasmin BaronDon’t Worry About “Points Value” – Use Your Rewards Where and When You Want and Enjoy Free Travel!Million Mile Secrets Team

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We all get hung up on maximizing our travel credit card rewards and squeezing the most value from them.  I know I’m guilty of drooling over pics and stories online where folks have gotten crazy, outsized value from their miles and points – sometimes in excess of 10 cents per point.

I’ve done it too, having booked four Business Class seats for me and the kids from Manila to New York on Japan Airlines and Cathay Pacific.  I redeemed American Airlines miles earned from the Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® and CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® and got a value of ~6.6 cents per American Airlines mile.

Yes, it was awesome.  But I’d never feel guilty about getting a lower value from my miles and points after this, as long as we’re still getting travel for pennies on the dollar and making lifetime memories.  And neither should you!

We’ve Made Amazing Family Memories With Miles and Points, and That’s What Matters Most

Don’t Get Anxious About Maximizing Your Points Value

There’s definitely a tendency in our hobby to always get the hottest deals and the biggest bang from our miles and points.  Here at MMS, we have dozens and dozens of travel guides to help you make the most of your hard-earned rewards, and a lot of the questions we get are around topics like:

  • What are my miles and points worth?  (In most cases, it depends on how you use them)
  • How do I get the most value from my rewards?
  • What mistakes should I avoid with miles and points?
  • What are the best redemptions with my miles and points?

It’s the fourth point that’s the kicker because one person’s version of “best” might be tied to value per point and how luxurious or aspirational the redemption is.  Others are motivated by getting the most coach flights and budget-friendly hotel stays, or spending time with family and friends and using rewards as a means to achieve those goals.

My point is – don’t get too fussed about using your rewards the way other people do.  There’s no right or wrong way to use your travel rewards.  Whether you redeem them for international or domestic travel, coach or First Class, Airbnb or luxury hotels – the important thing is to do what you like with them.

Here’s an example:  My kids, boyfriend, and I are headed to Maui in a couple of months for a long-awaited tropical vacation.  For three of the nights, we’re using Choice hotel points from my guy’s account for a stay at a cute (but not terribly glamorous) Ascend Collection property.  At 30,000 points per night, it’s a lot of points for a Choice hotel.  Most of their locations cost far fewer points than that, and when you run the numbers we’re getting a value of ~1.1 cents per point.

We’re Spending 90,000 Choice Points for a Stay Worth ~$1,000

The value per point certainly isn’t earth-shattering on paper, although it’s above average for Choice points.  And you know what – I don’t care.  Higher, lower, it doesn’t really matter, because he had the points ready to go and this hotel will suit our needs for that part of our trip.  It’s really well reviewed on TripAdvisor and we’ll have a full kitchen, dining area, and plenty of space.  So we’re looking forward to a fun stay!

Maybe we could have saved the Choice points for a different redemption, and used other points to book somewhere else instead.  I’d probably drive myself crazy fine-tuning and weighing all the different options.  If that’s your style – and I know lots of us even on the MMS team get a kick out of doing just that – go for it!  Again, whatever makes you the happiest is the best way to use your points.

What about you?  Do you try to get the most cents per mile or point when you redeem?  Or are you content to just travel for free in whatever way works out for you at the time?  I’d love to hear your thoughts in the comments.

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Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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So glad you wrote this.

Glad you enjoyed the article!

I’ve started adopting a similar mindset. Even if I’m getting slightly less value from my points, I just focus on the amazing travel experiences I’m getting thanks to those miles and points!

Hawaii is expensive in cash or points but you are correct that you should use the points you have that serve the purpose for your stay. I am sure your trip to Maui is not to stay in a hotel and having a kitchen and dining area is helpful to keep the cost down. My wife and I went to Maui last March and stayed at the Residence Inn instead of the Marriott Resort just down the road because it served our needs the best. Have a great time in Maui!

Author

Hi Tony – Thanks! We’re actually doing a bit of a splurge in Maui too with Hilton points (post coming up on that shortly) – in either case we’re not spending a ton of cash and looking very much forward to an adventure. 🙂

Well said. The best points, and the ones that have been used!

Author

Thanks Trup! Gotta get out and travel!