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INSIDER SECRET: Flying Delta? Make sure to use your Delta Reserve® Credit Card from American Express for complimentary Delta Sky Club airport lounge access. Simply present your Delta boarding pass and card at the club’s desk and receive free access.
The Delta Reserve® Credit Card from American Express comes with 40,000 Delta SkyMiles and 10,000 Medallion® Qualification Miles (MQM) welcome bonus after meeting minimum spending requirements, and dozens of Delta-related perks and benefits.
There’s no better credit card for the Delta frequent flyer, but this card isn’t just for road warriors and those with elite Delta status. With a good welcome bonus, this card is perfect for anyone looking to earn Delta SkyMiles towards their next flight.
Some of the best benefits include complimentary Delta Sky Club airport lounge access, an annual companion certificate and a free first checked bag for you and up to eight companions on the same reservation. And you’ll receive plenty of top-notch travel and purchase protections as well.
Here’s our full Delta Reserve credit card review.
Delta Reserve Credit Card Review: A Welcome Bonus Worth $400+ and Benefits With Even More Value
Apply Here: Delta Reserve Credit Card from American Express
With the Delta Reserve card from American Express, you’ll earn 40,000 Delta SkyMiles and 10,000 Medallion® Qualification Miles (MQMs) after spending $3,000 on purchases in the first three months of account opening. The value of Delta miles varies depending on how you use them, but at minimum you can get $400 worth of flights when you redeem through Delta Pay With Miles.
You can potentially get far more value from your 40,000 Delta miles (43,000 miles if you include the miles you’ll earn for the minimum spending) when you book award flights on Delta or their many partners, including Virgin Atlantic, KLM, Air France and Virgin Australia. You can even use Delta miles for flights in swanky business and first-class products like Virgin Atlantic’s Upper Class or Air France’s new business class.
You don’t have to look very far to find some awesome ways to use your Delta miles, even though Delta no longer has an award chart. For example, you can fly in Virgin Atlantic Upper Class for as little as 42,500 Delta miles from London to Tel Aviv.
Delta miles never expire, so you won’t have to worry about losing your miles. That means the 40,000 miles you earn through the Delta Reserve card’s welcome bonus can rest safely in your Delta account.
How to Earn Miles With the Delta Reserve Credit Card
Earning miles with the Delta Reserve is super straightforward. You’ll earn:
- 2x Delta miles per dollar spent with Delta Air Lines. When you buy a ticket, book a Delta Vacation or use your card for in-flight purchases, you’ll earn double miles.
- 1x Delta mile per dollar spent on all other purchases.
- Terms Apply
How to Use Miles From the Delta Reserve Credit Card
You can use Delta miles for travel on Delta and its partners. The simplest redemptions are basic award flight bookings made via Delta’s website, and that’s where you’ll usually get the best value. Amex Delta cardholders can also redeem miles with Pay With Miles at a rate of 1 cent per mile towards paid Delta tickets with no blackout dates.
There are also options to redeem your miles for gift cards, vacations or a Delta Private Jet membership. These aren’t typically the best deal.
Delta Reserve Credit Card Benefits
There’s no shortage of Amex Delta Reserve benefits and perks. I’d argue that the card’s benefits are really what makes it the perfect card for Delta frequent flyers. However, even if you don’t plan on flying with Delta a lot, you can still get a lot of value out of the Delta Reserve card.
Complimentary Access to Delta Sky Club Lounges Worldwide
Maybe it’s just because I always find myself stuck in airports on long layovers, but my favorite benefit of the Delta Reserve is the complimentary access to Delta Sky Clubs.
As long as you’re flying on Delta, you’ll be able to visit any of Delta’s 50+ Sky Clubs across the globe. Simply present your boarding pass and your Delta Reserve card and you’ll be welcomed in at no charge. This benefit is fantastic for frequent flyers because Sky Clubs offer free food and drinks, are a quiet place to relax and some even include shower suites and spas.
Delta Miles Boost – Earn Even More Delta Miles and Medallion® Qualification Miles
Another super valuable benefit for Delta frequent flyers is Delta Miles Boost. If you plan on using the Delta Reserve for a lot of purchases or a number of big-ticket items, you’ll easily be able to earn even more miles.
If you spend $30,000 with the Delta Reserve credit card in a calendar year, you’ll receive both 15,000 additional Delta miles and 15,000 Medallion® Qualification Miles (MQMs). Medallion® Qualification Miles are required to earn elite status so earning 15,000 MQMs just for everyday purchases is an amazing perk of the card.
If you’re a big spender and manage to spend $60,000 with the Delta Reserve credit card in a calendar year, you’ll earn another 15,000 Delta miles and 15,000 Medallion® Qualification Miles. This means you can earn up to an additional 30,000 Delta miles and 30,000 Medallion® Qualification Miles just for using your card.
Annual Companion Certificate
Each year when you renew your Delta Reserve credit card, you’ll earn a companion certificate. When you pay for a round-trip domestic flight in coach, premium economy or first class, you can bring a companion along for just the cost of taxes and fees (up to $75).
First Checked Bag for Free
When you have the Delta Reserve credit card, you and up to eight companions on the same reservation get your first free checked bag for free. That means you could save $60 per person for every round-trip Delta flight.
20% Back on Inflight Purchases
As someone who’s always stuck in Delta Main Cabin, I’m always indulging on inflight snacks. Luckily, with the Delta Reserve credit card, you’ll get 20% back on those inflight purchases in the form of a statement credit.
There’s nothing worse than walking down the aisle of an aircraft during boarding only to find out that every overheard bin is full. That walk of shame back to the boarding door to check your bag is the absolute worst.
With the Delta Reserve credit card from American Express, you won’t have to worry about not getting access to overhead bins because you’ll receive priority boarding. You’ll board right after SkyPriority in Main 1, and be among the first to store your bags and have more time to get settled before your flight.
Medallion® Qualification Dollar (MQD) Waiver
This means as long as you spend $25,000 in a calendar year with your card, you won’t have to worry about spending a certain amount on flights with Delta to earn Silver, Gold or Platinum Medallion® status. If you’re after Diamond Medallion® status, you’ll need to be a big spender as you’ll need to spend $250,000 to receive the waiver for Diamond status.
Travel Protection and Rental Car Coverage
The Delta Reserve credit card also offers you peace of mind when you’re out on the road.
Lost, Damaged or Stolen Baggage Insurance
The Delta Reserve credit card offers baggage insurance when you use your card with a common carrier (airline, train, cruise operator or bus).
If during your trip, your bag is lost, damaged or stolen, the Delta Reserve card covers baggage up to $500 for checked bags and $1,250 for carry-on bags. There are some exclusions which you can read about in the guide to the baggage insurance plan.
Car Rental Insurance
The Delta Reserve card also provides secondary insurance for car rentals. This can give you peace of mind should the unexpected occur during your rental period.
Travel Accident Insurance
In addition to baggage insurance and secondary car rental coverage, the Delta Reserve credit card also offers travel accident insurance.
When you use your Delta Reserve card to pay for the full fare with a common carrier, you may be protected in the event of serious injury or accidental death. For more information on what’s covered, visit the Amex website for full details of travel accident insurance.
Is the Amex Delta Reserve Credit Card Worth the Annual Fee?
The Amex Delta Reserve comes with a rather hefty annual fee of $450 a year (See Rates & Fees). Additionally, the annual fee isn’t waived for the first year like some other cards (See Rates & Fees). However, the Delta Reserve card annual fee is worth it even if all you do is earn the welcome bonus in the first year.
With complimentary Delta Sky Club airport lounge access, priority boarding, an annual companion certificate and many other benefits, the Delta Reserve credit card from American Express annual fee is easy to justify for frequent Delta travelers.
Does the Delta Reserve Credit Card Charge Foreign Transaction Fees?
No. (See Rates & Fees)
Who Is Eligible for the Delta Reserve Credit Card?
As long as your credit in good shape and your annual income is reasonable, you shouldn’t have any difficulty getting the Delta Reserve credit card. Keep in mind, Amex only allows folks to earn the welcome bonus on a particular card once, per person, per lifetime. So if you’ve had this exact card in the past you won’t qualify for the bonus.
Here is how you can complete an Amex business card application.
American Express Concierge and Customer Support With the Delta Reserve Credit Card
Because the Delta Reserve is an American Express credit card, you’ll receive 24/7 customer support from the American Express card services team. This includes support over the phone or via American Express’ chat feature on their official website.
My experience with American Express customer support has been nothing short of flawless. The few times I’ve actually had to use Amex customer support, they managed to call me before I can even enter the phone number on the back of my card. Whether it was unusual spending activity or fraud protection, American Express customer support has always been proactive and has managed to resolve any issues.
In addition to American Express customer support, the Delta Reserve credit card also offers access to American Express Concierge. I’m also a huge fan of the American Express Concierge benefit offered by select American Express cards.
With the Delta Reserve credit card, you’ll receive assistance from the American Express Concierge team who can assist you in making dinner reservations, travel planning or booking last-minute concert tickets. I’ve personally managed to score reservations at popular restaurants like Craig’s in West Hollywood and amazing tickets to Lorde’s Melodrama Tour thanks to the American Express Concierge team.
Cards Similar to the Delta Reserve Credit Card
If you want to earn Delta miles without paying a huge annual fee, consider these personal Delta cards:
Gold Delta SkyMiles® Credit Card from American Express – You’ll get perks that can save you time and money, like free checked bags and priority boarding. And you’ll earn 30,000 Delta miles after spending $1,000 on purchases within the first three months of opening your account. Plus, you’ll earn a $50 statement credit after making a Delta purchase within the same time frame. The $95 annual fee is waived the first year (See Rates & Fees).
Platinum Delta SkyMiles® Credit Card from American Express – This comes with a higher annual fee of $195 (See Rates & Fees), but includes a domestic main cabin round-trip companion certificate each year upon renewal of your card. You’ll earn 35,000 Delta miles and 5,000 Medallion® Qualification Miles after spending $1,000 on purchases in the first three months of account opening, plus a $100 statement credit when you make a Delta purchase in the same time frame.
Out of the Delta credit cards, the Delta Reserve Credit Card from American Express is by far the most premium Delta credit card. Additionally, perks and benefits aside, the card has a welcome bonus of 40,000 Delta miles and 10,000 Medallion® Qualification Miles when you spend $3,000 on purchases in the first three months of opening an account.
You’ll even receive complimentary Delta Sky Club access when you travel on Delta. And you’ll get tons of other money-saving benefits and perks from the Delta Reserve, including an annual companion certificate when you renew your card, priority boarding and a free first checked bag for you and up to eight companions on the same Delta reservation.
You can apply for the Delta Reserve credit card from American Express here.
To learn more about Delta miles, check out these guides:
- Delta SkyMiles Review
- Delta Miles Value
- Delta Status
- How to Earn Delta SkyMiles
- How to create a Delta Account
- How to Use Delta Miles
- Delta Award Chart
- Do Delta Miles Expire?
- Delta SkyMiles Deals
- Delta Promotions
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For the rates and fees of the Delta Reserve Card, please click here.
For the rates and fees of the Gold Delta SkyMiles Card, please click here.
For the rates and fees of the Platinum Delta SkyMiles Card, please click here.