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This page may include: credit card ads that we may be paid for (“advertiser listing”); and general information about credit card products (“editorial content”). Many, but not all, of the offers and clickable hyperlinks (such as a “Apply Now” button or “Learn More” button) that appear on this site are from companies that compensate us. When you click on that hyperlink or button, you may be directed to the credit card issuer’s website where you can review the terms and conditions for your selected offer. Each advertiser is responsible for the accuracy and availability of its ad offer details, but we attempt to verify those offer details. We have partnerships with advertisers such as Brex, Capital One, Chase, Citi, Wells Fargo and Discover. We also include editorial content to educate consumers about financial products and services. Some of that content may also contain ads, including links to advertisers’ sites, and we may be paid on those ads or links.
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UPDATE: The Starwood American Express credit card offers in this post are no longer available, but check Hot Deals for the latest offers!
Million Mile Secrets reader, Larry, writes:
For the Starwood Preferred Guest from American Express personal and small business cards, are you allowed to merge all the points into 1 Starwood account number?
Yes. If you have separate Starwood Preferred Guest accounts for your American Express Starwood Preferred Guest personal and small business cards, there’s a way to combine them.
Plus, friends and family (who have been living at your address for at least the last 30 days) can add their Starwood points to your account for free!
Starwood Lets You Share and Combine Points, So You’ll Have Enough in Your Account for Award Nights at Hotels Like the Westin Grand Cayman
How to Combine Starwood Accounts
Link: Starwood Preferred Guest® Credit Card from American Express
Link: Starwood Preferred Guest® Business Credit Card from American Express
A lot of folks are applying for the AMEX Starwood personal and small business cards because they each offer an increased sign-up bonus of 30,000 Starwood points when you complete the minimum spending.
This is the highest offer I’ve ever seen for these cards, and for the last several years it’s only come around once a year.
When you complete the application for each card, there’s a space to enter your Starwood number. If you enter this information when you apply, the points from both cards will go into the same account.
Enter Your Starwood Number on Your Application and the Points You Earn From the AMEX Starwood Personal and Small Business Cards Will Go Into the Same Account
But if you’re like Larry and don’t have your Starwood number handy or aren’t a member when you apply, an account will be created for you. And when you apply for 2 cards, you’ll wind up with 2 different accounts.
Log into 1 of your Starwood accounts and click on your name. Select “My Profile” from the dropdown menu.Sign Into Your Starwood Account and Select Your Name at the Top of the Page
Step 2 – Click on Your Profile and Combine Accounts
Go to your Starwood profile.
Select “My Profile” From the Drop Down Menu
Then begin combining your accounts.
Click “Combine Accounts”
Step 3 – Complete the Form
Enter your account information.
Note: Before You Can Combine Your Separate Accounts, the Name and Address Must Match-Up Exactly
The terms & conditions say the names and addresses have to match up letter-for-letter. So if you have 1 account with the name Larry and the other with the name Lawrence, you’ll have to call Starwood to do the merge.
You Can Also Combine Points With Friends & Family
And if Larry needs more Starwood points for an award stay, a friend or family member can transfer points to his account.
Most airline and hotel loyalty programs charge a fee for you to share points with friends and family. But with Starwood, you can transfer points between accounts for free, as long as you have the same address on your accounts for at least 30 days.
However, I do NOT recommend changing addresses just to transfer points. That’s because you could lose the points in your account if Starwood finds out you did that to get around their rules.
Share Your Starwood Points With Friends or Family Who Live With You for Free!
Then click “Transfer Starwood Points” and enter the information for the account where you’d like to send your Starwood points.
Select “Transfer Starpoints” to View the Transfer Form
The form will pop-up for you to complete.
It Could Take Up to 5 Business Days to Complete the Transfer
But in my experience, it only takes a few days.
Bottom Line
If you’ve recently signed-up for the American Express Starwood personal and small business cards to take advantage of the increased bonus of 30,000 points when you complete the minimum spending, you may have 2 Starwood accounts.
And if you need more Starwood points to complete an award booking, you can share with friends or family (with the same address for at least 30 days) for free!
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