Can I Have Both the AMEX Delta Gold and AMEX Delta Platinum Cards at Once?
Signing up for credit cards through partner links earns us a commission. Terms apply to the offers listed on this page. Here’s our full advertising policy: How we make money.Update: One or more card offers in this post are no longer available. Check our Hot Deals for the latest offers.
Million Mile Secrets Reader, Fran, emailed:
Can you have both the Gold Delta SkyMiles® Credit Card from American Express and Platinum Delta SkyMiles® Credit Card at the same time?Yes, you can! That’s because the AMEX Gold Delta SkyMiles card and AMEX Platinum Delta SkyMiles card are different credit card products.
I’ll explain why. And give you some ideas of how to spend your Delta miles!
Can’t Choose Between the Increased Delta AMEX Sign-up Bonuses? You Don’t Have To!
With the AMEX Delta Gold, you’ll earn 50,000 Delta miles after spending $2,000 in purchases within the first 3 months, and a $50 statement credit on a Delta purchase in the first 3 months.
And with the AMEX Delta Platinum, you’ll earn 70,000 Delta miles and 10,000 Medallion Qualification Miles (MQMs) after spending $5,000 within the first 3 months. You’ll also get a $100 statement credit when you make a Delta purchase in the first 3 months.
And you can have both cards at once, because American Express considers them different credit card products. So you can get 120,000 Delta miles from signing-up for both credit cards!
Remember, AMEX will only process 1 credit card application every 7 days. So if you try and apply for both cards on the same day, the second card will be processed after 7 days.
American Express will only allow you to have 5 credit cards with them at once (not including charge cards like The Platinum Card from American Express). So if you already have 5 AMEX credit cards, you can cancel 1 of them before applying for 1 of these cards.
Keep in mind, American Express only allows folks to get the sign-up bonus ONCE per person, per lifetime, on ALL their cards. So if you’ve had either card before, you will NOT be eligible to earn the sign-up bonus again.
What Can You Do With 120,000 Delta Miles?
You can get Big Travel by signing-up for both the AMEX Delta Gold and Delta Platinum credit cards. With 120,000 Delta miles, you can get:
- $1,200 off paid airfare with Delta
- 2 coach round-trip tickets to Europe from the US
- First Class ticket from the US to Hong Kong (with 40,000 miles left over!)
- 6 round-trip tickets in coach for a family trip from Chicago to Toronto
You can have both the AMEX Delta Gold and AMEX Delta Platinum at the same time. And with the limited-time increased welcome bonuses, you’ll receive 120,000 Delta miles if you sign-up for both cards!
You can only receive the sign-up bonus ONCE per person, per lifetime, on all AMEX cards. And AMEX will only let you hold 5 of their credit cards at once. So if you already have 5 AMEX cards, you should cancel 1 of them before applying for an AMEX Delta card.
Thanks for the question, Fran!
Chase Sapphire Preferred® CardAPPLY NOW
Chase Sapphire Preferred® Card
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 when you redeem through Chase Ultimate Rewards®.
Enjoy new benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5X points on travel purchased through Chase Ultimate Rewards®, 3X points on dining and 2X points on all other travel purchases, plus more.
Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash’s subscription service. Activate by 12/31/21.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.
Either $5 or 5% of the amount of each transfer, whichever is greater.
Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)