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If you’re a small business owner who wants to aim for Delta elite status and you enjoy Delta airport lounges, you should definitely consider this card. It’s got a welcome bonus of 40,000 Delta miles and 10,000 MQMs (Medallion® Qualification Miles, which help you earn elite status) after spending $3,000 on purchases in the first 3 months of account opening.
It does come with a $450 annual fee (See Rates & Fees) – but also comes with incredible benefits and perks that can make it worth keeping.
So why consider this card? Is the Delta Reserve for Business Credit Card worth it?
The Amex Delta Reserve For Business Is Worth It (But Consider Other Delta Cards, Too)
Apply Here: Delta Reserve for Business Credit Card
With the Delta Reserve for Business Credit Card, you’ll earn 40,000 Delta SkyMiles and 10,000 Medallion Qualification Miles (MQMs) after spending $3,000 on purchases in the first 3 months of account opening.
The card also comes with:
- 2 Delta miles per $1 spent on Delta Airlines purchases
- 1 Delta mile per $1 spent on every other purchase
- Complimentary access to Delta SkyClubs when flying on Delta
- Annual companion certificate
- Terms Apply
There’s a $450 annual fee (See Rates & Fees). However, access to the Delta airport lounges negates the cost of the annual fee by itself. A Delta SkyClub annual membership for 1 person costs $545, so you will already be ahead at that rate!
Another big win is the annual companion certificate. Every year when you renew your card (pay the annual fee), you’ll get a digital companion certificate that lets you add a second traveler to your domestic round-trip flight reservation (within the contiguous 48 US states) for just the cost of taxes and fees for that passenger. That can save you a LOT of money, depending on your flight routes.
The card’s other travel benefits also help to offset the card’s annual fee, such as:
- First checked bag free for you and up to 8 companions (a potential value of $540 per round-trip flight)
- Delta miles boost – Earn 15,000 bonus miles and 15,000 MQMs after you spend $30,000 or more in eligible purchases on the card in a calendar year. And an additional 15,000 bonus miles and 15,000 MQMs after spending $60,000 in eligible purchases in a calendar year
- AMEX Offers – Targeted discounts or bonus miles on everyday purchases. Simply add the deals to your card and make an eligible purchase to earn the discounts
The Other Delta Business Cards May Suit You Better
If you make the most of the Delta Reserve for Business Credit Card, you’ll come out well ahead of the annual fee. But keep in mind there are 2 other Delta Business cards, so be sure to look at the different scale of perks between them before you apply. You can eventually try them ALL out if you like.
Of the three Delta Business cards, the Gold Delta SkyMiles® Business Credit Card from American Express card is actually my favorite. Even though it is the “lowest” on the scale, it gets the job done. I’m not a huge fan of status with Delta, so MQMs don’t mean much to me. While one of the main perks of the Delta Reserve for Business Credit Card is access to Delta SkyClubs when flying on Delta, I already have that in The Platinum Card® from American Express, which is better for me.
The Delta Reserve for Business Credit Card can definitely worth it for some, and not just for the 40,000 Delta miles welcome bonus and 10,000 MQMs (Medallion® Qualifying Miles, which help you earn elite status) you’ll earn after meeting minimum spending requirements. It’s especially worth it if you travel with Delta frequently and can take advantage of the Delta Sky Clubs access.
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For rates and fees of the Gold Delta SkyMiles® Business Credit Card from American Express, please click here.
For rates and fees of the Platinum Delta SkyMiles® Business Credit Card from American Express, please click here.
For rates and fees of the Delta Reserve for Business Credit Card, please click here.