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Is the AMEX Delta Reserve for Business Credit Card Worth It? 2 Heavy-Hitting Benefits Make It a No-Brainer for Frequent Delta Travelers

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Is the AMEX Delta Reserve for Business Credit Card Worth It?  2 Heavy-Hitting Benefits Make It a No-Brainer for Frequent Delta Travelers

Brett HolzhauerIs the AMEX Delta Reserve for Business Credit Card Worth It?  2 Heavy-Hitting Benefits Make It a No-Brainer for Frequent Delta TravelersMillion Mile Secrets Team

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If you’re a small business owner who wants to aim for Delta elite status and you enjoy Delta airport lounges, you should REALLY consider this card.

It’s got a welcome bonus of 80,000 Delta miles and 5,000 MQMs (Medallion® Qualifying Miles, which help you earn elite status) after spending $6,000 on purchases in the first 3 months of account opening. Offer ends July 2, 2019.  It does come with a $450 annual fee (See Rates & Fees) – but also comes with incredible benefits and perks that can make it worth keeping.

So why consider this card?  Is the Delta Reserve for Business Credit Card worth it?

Is The AMEX Delta Reserve For Business Worth It?  Here’s How to Tell

The Amex Delta Reserve For Business Is Worth It (But Consider Other Delta Cards, Too)

Apply Here:   Delta Reserve for Business Credit Card

Read our review of the Delta Reserve for Business Credit Card

With the Delta Reserve for Business Credit Card, you’ll earn 80,000 Delta SkyMiles and 5,000 Medallion Qualification Miles (MQMs) after spending $6,000 on purchases in the first 3 months of account opening.

The card also comes with:

  • 2 Delta miles per $1 spent on Delta Airlines purchases
  • 1 Delta mile per $1 spent on every other purchase
  • Complimentary access to Delta SkyClubs when flying on Delta
  • Annual companion certificate
  • Terms Apply

There’s a $450 annual fee.  However, access to the Delta airport lounges negates the cost of the annual fee by itself.  A Delta SkyClub annual membership for 1 person costs $545, so you will already be ahead at that rate!

Delta SkyClub Lounges Are of Good Quality (Something That Can’t Always Be Said About American Airlines and United Airlines Lounges)

Another big win is the annual companion certificate.  Every year when you renew your card (pay the annual fee), you’ll get a digital companion certificate that lets you add a second traveler to your domestic round-trip flight reservation (within the contiguous 48 US states) for just the cost of taxes and fees for that passenger.  That can save you a LOT of money, depending on your flight routes.

The card’s other travel benefits also help to offset the card’s annual fee, such as:

  • First checked bag free for you and up to 8 companions (a potential value of $540 per round-trip flight)
  • Delta miles boost – Earn 15,000 bonus miles and 15,000 MQMs after you spend $30,000 or more in eligible purchases on the card in a calendar year.  And an additional 15,000 bonus miles and 15,000 MQMs after spending $60,000 in eligible purchases in a calendar year
  • AMEX Offers – Targeted discounts or bonus miles on everyday purchases.  Simply add the deals to your card and make an eligible purchase to earn the discounts

The Other Delta Business Cards May Suit You Better

If you make the most of the Delta Reserve for Business Credit Card, you’ll come out well ahead of the annual fee.  But keep in mind there are 2 other Delta Business cards, so be sure to look at the different scale of perks between them before you apply.  You can eventually try them ALL out if you like.

Gold Delta SkyMiles® Business Credit Card from American ExpressPlatinum Delta SkyMiles® Business Credit Card from American ExpressDelta Reserve for Business Credit Card
Earnings on Spending • 2X Delta miles per dollar on purchases made directly with Delta
• 1X Delta miles on all other purchases
• 2X Delta miles per dollar on purchases made directly with Delta
• 1X Delta miles on all other purchases
• 2X Delta miles per dollar on purchases made directly with Delta
• 1X Delta miles on all other purchases
Companion Certificate NoYesYes
Foreign Transaction Fees NoneNoneNone
Annual Fee$95, waived the first year (See Rates & Fees)$195 (See Rates & Fees)$450 (See Rates & Fees)
Welcome bonusEnds July 2, 2019: Limited Time Offer - 70,000 Delta SkyMiles after spending $4,000 in first 3 months. Plus a $50 statement credit after making a Delta purchase in first 3 months.Ends July 2, 2019: Limited Time Offer - 80,000 Delta miles and 5,000 MQMs after spending $6,000 in first 3 months. Plus a $100 statement credit after making a Delta purchase in first 3 monthsEnds July 2, 2019: Limited Time Offer - 80,000 Delta miles and 5,000 MQMs after spending $6,000 in first 3 months

Of the three Delta Business cards, the Gold Delta SkyMiles Business Credit Card card is actually my favorite.  Even though it is the “lowest” on the scale, it gets the job done.  I’m not a huge fan of status with Delta, so MQMs don’t mean much to me.  While one of the main perks of the Delta Reserve for Business Credit Card is access to Delta SkyClubs when flying on Delta, I already have that in The Platinum Card® from American Express, which is better for me.

Bottom Line

The Delta Reserve for Business Credit Card is definitely worth it, and not just for the 80,000 Delta miles welcome bonus you’ll earn after meeting minimum spending requirements.  However, it is only worth it if you travel with Delta frequently, as get access to the Delta Sky Clubs.

Let me know which of the Delta Business cards is your favorite!  And subscribe to our newsletter below for more credit card tips:

For rates and fees of the Gold Delta SkyMiles® Business Credit Card from American Express, please click here.

For rates and fees of the Platinum Delta SkyMiles® Business Credit Card from American Express, please click here.

For rates and fees of the Delta Reserve for Business Credit Card, please click here.

Delta Reserve for Business Credit Card

Delta Reserve for Business Credit Card

  • Earn 80,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $6,000 in purchases on your new Card in your first 3 months.
  • Plus, get a 0% introductory APR for 6 months on purchases. After the introductory 6 months period, the APR for purchases will be variable at 17.99%-26.99% based on your credit worthiness and other factors at account opening.
  • This APR will vary with the market based on the Prime Rate. Limited Time Offer Expires: 07/02/2019
  • Earn 15,000 Medallion® Qualification Miles (MQMs) and 15,000 bonus miles after you reach $30,000 in eligible purchases on your Card in the calendar year.
  • Earn 2 miles per dollar spent on eligible purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases.
  • Find room for your carry-on and settle into your seat sooner with Main Cabin 1 Priority Boarding.
  • Pay no foreign transaction fees when you spend overseas.
  • Terms and limitations apply
  • See Rates & Fees
Terms Apply | Rates & Fees

More Info

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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