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Is the Amex Delta Reserve for Business Credit Card Worth It? Two Heavy-Hitting Benefits Make It a No-Brainer for Frequent Delta Travelers

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Is the Amex Delta Reserve for Business Credit Card Worth It? Two Heavy-Hitting Benefits Make It a No-Brainer for Frequent Delta Travelers

Million Mile SecretsIs the Amex Delta Reserve for Business Credit Card Worth It? Two Heavy-Hitting Benefits Make It a No-Brainer for Frequent Delta TravelersMillion Mile Secrets Team

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INSIDER SECRET: When you pay this card’s annual fee, you’ll receive a voucher that lets you add a companion to one round-trip flight reservation within the continental US for merely the cost of taxes and fees.

If you’re a small-business owner who wants Delta elite status and access to Delta airport lounges, you should definitely consider this card. It’s got a welcome bonus of 40,000 Delta miles and 10,000 MQMs (Medallion® Qualification Miles, which help you earn elite status) after spending $3,000 on purchases in the first three months of account opening.

It comes with a $450 annual fee ($550 if application is received on or after 1/30/2020) (See Rates & Fees) – but also comes with incredible benefits and perks that can make it worth keeping.

So why consider this card? Is the Delta Reserve for Business Credit Card worth it?

Is the Amex Delta Reserve for Business worth it? (Photo by LukeandKarla.Trave/Shutterstock)

The Amex Delta Reserve for Business Is Worth It (But Consider Other Delta Cards, Too)

Apply Here:   Delta Reserve for Business Credit Card

Read our review of the Delta Reserve for Business Credit Card

With the Delta Reserve for Business Credit Card, you’ll earn 40,000 Delta SkyMiles and 10,000 Medallion Qualification Miles (MQMs) after spending $3,000 on purchases in the first three months of account opening.

The card also comes with:

  • 2 Delta miles per dollar spent on Delta Airlines purchases
  • 1 Delta mile per dollar spent on every other purchase
  • Complimentary access to Delta Sky Clubs when flying on Delta
  • Annual companion certificate
  • Terms apply

The card comes with a $450 annual fee ($550 if application is received on or after 1/30/2020) (See Rates & Fees). However, access to Delta airport lounges negates the cost of the annual fee by itself. A Delta Sky Club annual membership for one person costs $545, so you will already be ahead at that rate.

Another big perk is the annual companion certificate. Every year when you pay the annual fee, you’ll get a digital companion certificate that lets you add a second traveler to your domestic round-trip flight reservation (within the contiguous 48 US states) for just the cost of taxes and fees for that passenger. That can save you a lot of money, depending on your flight routes.

The card’s other travel benefits also help to offset the card’s annual fee, such as:

  • First checked bag free for you and up to 8 companions (a potential value of $540 per round-trip flight)
  • Delta miles boost — Earn 15,000 bonus miles and 15,000 MQMs after you spend $30,000 or more in eligible purchases on the card in a calendar year. And an additional 15,000 bonus miles and 15,000 MQMs after spending $60,000 in eligible purchases in a calendar year
  • Amex Offers with targeted discounts or bonus miles on everyday purchases (Add the deals to your card and make an eligible purchase to earn the discounts)

The Other Delta Business Cards May Suit You Better

If you make the most of the Delta Reserve for Business Credit Card, you’ll come out well ahead of the annual fee. But keep in mind there are two other Delta Business cards, so be sure to look at the range of cards to compare different perks before you apply.

Of the three Delta Business cards, the Gold Delta SkyMiles® Business Credit Card from American Express card is actually my favorite. Even though it is the “lowest” on the Delta card rage, it gets the job done. I’m not a huge fan of status with Delta, so MQMs don’t mean much to me. Although one of the main perks of the Delta Reserve for Business Credit Card is access to Delta Sky Clubs when flying on Delta, I already have that in The Platinum Card® from American Express, which is better for me.

Bottom Line

The Delta Reserve for Business Credit Card can definitely be worth it for some, and not just for the 40,000 Delta miles welcome bonus and 10,000 MQMs (Medallion® Qualifying Miles, which help you earn elite status) you’ll earn after meeting minimum spending requirements. It’s especially worth it if you travel with Delta frequently and can take advantage of Delta Sky Club access.

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For rates and fees of the Gold Delta SkyMiles® Business Credit Card from American Express, please click here.

For rates and fees of the Delta Reserve for Business Credit Card, please click here.

Delta Reserve for Business Credit Card

Delta Reserve for Business Credit Card

  • Earn 40,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months.
  • With Miles Boost®, you can earn 15,000 bonus miles and 15,000 Medallion® Qualification Miles (MQMs) after you spend $30,000 or more in eligible purchases on your Card in a calendar year.
  • Earn an additional 15,000 bonus miles and 15,000 MQMs after you spend $60,000 in eligible purchases on your Card in a calendar year for a total of 30,000 bonus miles and 30,000 MQMs. Starting January 30, 2020, you will no longer earn bonus miles with this benefit.
  • Earn 2 miles per dollar spent on eligible purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases.
  • Find room for your carry-on and settle into your seat sooner with Main Cabin 1 Priority Boarding.
  • Pay no foreign transaction fees when you spend overseas.
  • Enter Delta Sky Club® at no cost and bring up to two guests for an exclusive rate of $29 per person per visit.
  • Terms and limitations apply
  • See Rates & Fees
Terms Apply | Rates & Fees

More Info

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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Just wondering if you can get bonus MQMs from a second Delta/American Express credit card, if you have already gotten the max bonus mqms from your existing credit card?