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Never Pay Interest on Your Chase Cards Again With This Simple Trick!

Never Pay Interest on Your Chase Cards Again With This Simple Trick!

Million Mile SecretsNever Pay Interest on Your Chase Cards Again With This Simple Trick!Million Mile Secrets Team

We devote thousands of hours of research to help you get Big Travel with Small Money. You support us by signing-up for credit cards through partner links which earn us a commission. Here’s our full Advertising Policy.

If you’ve got your travel plans in place and you’re earning a big sign-up bonus, there is one more thing you do NOT want to forget!

You’ll want to pay your balance in FULL every month.  Because paying interest and fees can negate the value of any points you earn.

Once you have multiple credit cards, it can be trickier to stay organized.  And we’ve all had that terrible feeling that comes with missed a due date!  But an easy way to keep track of payments and avoid interest is to set up automatic payments.

Chase Sapphire Reserve Automatic Payments
Don’t Fool With Trying to Remember to Pay Your Credit Card Every Month. Set Up Automatic Payments and Avoid Paying Interest and Fees!

I’ll show you how to set up automatic payments for your Chase credit cards, like the Chase Sapphire Reserve or Chase Ink Business Preferred.  So you don’t have to worry about accidentally missing a due date or paying fees or interest!

Setting Up Chase Automatic Payments

Setting up automatic payments is a straightforward process and shouldn’t take more than a few minutes.

It’s worth doing so you don’t forget to pay your balances off each month.  This is important because the value of your rewards can easily be erased by interest and fees!  Here’s a step-by-step video guide!

 

 

 

These are the steps to take to set up an automatic payment on a Chase credit card.

Step 1.   Log Into Your Account

First, log into your Chase account.  Not every Chase homepage will look the same.  So I’ll show you 2 different sets of screenshots.

If your account page looks like the one below, you’ll need to scroll down and select the “Pay credit card” tab under the account you want to pay.

Chase Sapphire Reserve Automatic Payments
Click on the “Pay Credit Card” Link

Or if your Chase homepage looks like this other screen, you’ll select the appropriate credit card account on the left side of the screen.  Then, click “Set up.”

The “Set up” link is near the center beside where it says “Automatic payment is Off.”

Chase Sapphire Reserve Automatic Payments
Choose the Credit Card Account You Want to Pay and Click the “Set up” Link

Step 2.   Select “Automatic Payments

Next, you’ll click the “Automatic Payments” tab on the upper-left side of your screen.

Chase Sapphire Reserve Automatic Payments
Select the “Automatic Payments” Button

If you have the other style homepage, then skip to step 4.

Step 3.   Choose Your Credit Card

Once you click “Automatic Payments,” you’ll be able to select the credit card account you want to set up an automatic payment for.

Then click “Set Up Automatic Payment.”

Chase Sapphire Reserve Automatic Payments
Pick a Credit Card & Click “Set Up Automatic Payment”

Step 4.   Choose a Bank Account to Pay With

Choose a payment amount.  You can pay the “Minimum payment due” or “Full amount due.”  The default is usually set to pay the minimum amount due.

Then select a bank account from the “Pay from” drop-down menu or add a new bank account and click the“Next” button.

Chase Sapphire Reserve Automatic Payments
Choose the Amount You Want to Pay & the Bank Account You Want to Pay With

The other homepage looks different, but you’ll follow the same steps.

You’ll need to choose a bank account and a payment amount.  Then click the “Next” button.

Chase Sapphire Reserve Automatic Payments
Select the Bank Account You’re Paying With & the Payment Amount, Then Click “Next”

Remember, you always want to pay off your balance every month!  Because late fees and interest are the worst!

Note:  If you are taking advantage of a 0% APR offer, then you might want to pay less than the full balance each month.  But remember, if you only pay the minimum amount due and the 0% APR expires before you pay the balance off, you will start paying interest!

Step 5.  Review & Confirm the Information

Now is your chance to make sure you chose the correct credit card, payment amount, and bank account.

You’ll have to review and agree to the terms and conditions before you can click the “Set Up Automatic Payment” button.  

Chase Sapphire Reserve Automatic Payments
Once You Agree to the Terms & Conditions, You Can Click “Set Up Automatic Payment”

If you have the other homepage, once again, the steps will be the same.

Double check that your information is correct, including which card you’re registering, which bank account you’re using, and that you’re paying the full amount due.

Next, check the box to agree to the terms and conditions and click “Set up automatic payments.

Chase Sapphire Reserve Automatic Payments
Agree to the Terms & Conditions and Click “Set Up Automatic Payments”

At this point, you should see a page confirming that you’ve successfully registered.

That’s it!

Now you can continue earning lots of miles and points with your Chase credit cards!  And you won’t worry about missing a payment, getting hit with fees, or accruing interest on your account. 🙂

Bottom Line

You can easily set up automatic payments for your Chase credit cards!  This can give you peace of mind.

You won’t have to worry about remembering your due dates.  And with your payment being made in full each month (or the minimum payment) you’ll avoid late fees and interest!

Do you normally use the automatic payments feature to keep up with your credit card bills?  Or do you have a different method for staying organized?  Let me know in the comments!

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Chase Sapphire Reserve®

Chase Sapphire Reserve®

  • Earn 50K bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year
  • Named a ‘Best Travel Credit Card for 2017’ by MONEY® Magazine
  • 3X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases. Plus, no foreign transaction fees
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select
  • Up to $100 application fee credit for Global Entry or TSA Pre✓®

More Info

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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If I have automatic payments set up then manually pay off the balance before it’s due will the automatic payment pay it a second time? I like to review my statements then pay it. But like auto payment as backup. But not if it double pays.

Million Mile Secrets

Generally, you shouldn’t have to worry about double payments. BUT I recommend contacting your bank and confirming what their policies are with them.

Good Tip and Article.. Thanks!

Like the arrows and the video.
Helpful!

Million Mile Secrets

Thanks, glad to hear it was helpful!