Do Gift Cards Qualify for the AMEX Business Platinum $200 Annual Airline Credit?

Do Gift Cards Qualify for the AMEX Business Platinum $200 Annual Airline Credit?

Million Mile SecretsDo Gift Cards Qualify for the AMEX Business Platinum $200 Annual Airline Credit?Million Mile Secrets Team

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A great perk of The Business Platinum® Card from American Express OPEN is the $200 in statement credits per calendar year for airline incidentals.

The annual Business Platinum airline credit works with purchases like luggage fees and lounge day passes.

I selected Southwest as my airline for the Business Platinum card.  But with Southwest, you get 2 free checked bags.  And there are no Southwest lounges.

So I wanted to see if purchasing Southwest gift cards would trigger the $200 airline credit.  And, it worked!

American Express Business Platinum Airline Credit
Purchasing Southwest Gift Cards With the AMEX Business Platinum Card Got Me the $200 Airline Credit

Here’s how I did it!

American Express Business Platinum Airline Credit

Link:   The Business Platinum® Card from American Express OPEN 

I used my AMEX Business Platinum card to purchase Southwest gift cards to get the $200 statement credit.  I’ll use the gift cards to pay for flights in the future!

Keep in mind, this might not work with every airline.  So only do what you’re comfortable with.  Or do a test with a small amount before you spend $200.

Here’s how I purchased the Southwest gift cards.

Step 1.   Visit Southwest Gift Card Website

First, I navigated to the Southwest gift card website.  Click “Continue” in the bottom left corner to get started with your purchase.

American Express Business Platinum Airline Credit
Click Continue to Begin Your Southwest Gift Card Purchase

Step 2.   Enter Gift Card Details

Then, you can enter the details of your gift card purchase order.

You can select to have the gift card emailed or shipped.  Email is easiest and you won’t pay extra shipping fees.

American Express Business Platinum Airline Credit
Enter Your Email Information to Get Your Southwest Gift Card

I purchased 2 separate $100 Southwest gift cards.  If you purchase one $200 gift card, it might not trigger the AMEX Business Platinum airline credit.

Step 3.   Wait for the AMEX Statement Credit

I received a credit on my AMEX statement 2 days after purchasing the $100 Southwest gift cards.

American Express Business Platinum Airline Credit
Credits Were Applied to My AMEX Statement 2 Days After Purchasing the Southwest Gift Cards

AMEX says qualifying airline incidental purchases will be reimbursed within 2 to 4 weeks.  But in my experience, it’s much faster!

Bottom Line

After you select an airline on the AMEX Business Platinum card, you can receive $200 in statement credits for airline incidental fees.   

I selected Southwest as my airline with the Business Platinum card.  Then, I purchased two $100 Southwest gift cards to get the $200 AMEX Business Platinum airline credit.  And the credit posted in 2 days!

Keep in mind, this might not work with every airline.

Did purchasing airline gift cards work to get you the Business Platinum airline credit?  I’d love to hear in the comments below!

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i have not been credited with the reimbursment yet (4 days since purchase, original purchase $95). On the amex website the egift card is showing as an airline ticket purchase? Below is the copied transaction detail on AMEX. Hopefully the credit goes through.

Doing business as:


View Details on Merchant Website









Category: Travel - Airline

Dispute/Inquire about this Charge

Learn More Flight Details




Ticket Number: 00605***** <--- this is my gift cert number not ticket number


For United and American A, don't go over $100. Purchase two $100 GCs and that should work. I make a $200 GC in the past and no credit shown but did it again with two $100 GCs the next year and it worked...

I did this with Alaska recently and it worked for 2x$100 gift cards

I was reimbursed on the personal platinum card for Alaska but when I tried a few months back with the business platinum for $50 AMEX didn't reimburse. They told me gift cards don't qualify. Now I need to figure out how to spend the credit.

How is the business class travel experience on SWA?


There's no Business Class on Southwest. But many of their flights are relatively short. I really enjoy flying Southwest because you get 2 free checked bags and there are no change or cancellation fees!

I received the credit for buying delta E. card, but the amex charged the insurance that I usually get charged with each flights, the question, should I call amex and ask for the insurance money back? esp. it ended being 4 insurance deals, one for each purchase of 50$ gift card, or just take it as loss not to alert to amex.

should I cancel flight insurance in general?

any tips.


It might be too late to get a refund for any flight insurance you purchased. Some credit cards have built-in travel protection, which might be what you're looking for:

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