I’ve searched for the BEST bank credit card bonus offers and listed them below because you usually can get the sign-on bonus once per card type. The card offers are listed by the issuing bank.
I keep the information on this page updated, but please double check the credit card applications for details about terms and conditions of the offers. Please let me know if you find a better offer so that I can list it here!
Here are 40+ ways to complete the minimum spending on credit cards if you are concerned about completing the minimum spending requirements.
Disclosure: I get a referral if you apply for some of these cards, but I always list the highest available bonus below.
If you find something better, I want to know about it!
1. American Express Membership Rewards
American Express Mercedes-Benz Platinum – 50,000 Points
- Earn 50,000 American Express Membership Reward points after spending $3,000 within the first 3 months on the American Express Mercedes Benz Platinum card
- $475 annual fee NOT waived for 1st year; No foreign transaction fee
- Membership Reward points transfer to Delta, British Airways, Air Canada’s Aeroplan and other hotels and airlines
- Lounge access to Delta, American Airlines, & US Airways (worth $300 to $500)
- $200 credit towards airline fees such as baggage charges, lounge membership, etc.
- Earn 5 points per $1 spent at Mercedes Benz & 1 point per $1 elsewhere
Daraius’ Tip: My detailed review of the American Express Mercedes Benz credit card
The Platinum Card® from American Express
- Earn 25,000 Membership Rewards® points after you spend $2,000 during your first three months of Card membership
- Premium travel benefits: access over 600 lounges worldwide when you enroll in Priority Pass™ Select, no foreign transaction fees
- Receive up to $200 annually in a statement credit with the airline of your choice to use towards baggage fees, flight-change fees, in-flight food and beverage purchases and more
- 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
- Entertainment benefits: get Advance Tickets before the public and access once in a lifetime events with By Invitation Only®
- Terms and restrictions apply
THE BUSINESS GOLD REWARDS CARD® FROM AMERICAN EXPRESS OPEN 
Limited Time Offer: Earn 50,000 Membership Rewards® points after you spend $5,000 in purchases on the Card in the first 3 months of Card membership†.
- Earn 50,000 Membership Rewards® points after you spend $5,000 in purchases on the Card in the first 3 months of Card membership†.
- Earn points even faster to get more rewards for your business.
- 3X points on airfare purchased from airlines. 2X points at US gas stations.
- Up to $100,000 in each category per year, then 1 point.
- Terms and limitations apply.
- Reduce travel costs, show appreciation for employees and clients, and offset everyday expenses by using points to get something back and grow your business.
- $0 introductory annual fee for the first year, then $175.
- †Apply online to qualify for this offer. See offer terms for details.
Daraius’ Tip: The usual offer for this card is zero points, so this is a good offer.
American Express® Premier Rewards Gold Card
- Earn More: earn 25,000 Membership Rewards® points when you spend $2,000 during your first three months of Card membership; earn 15,000 points when you spend $30,000 within one calendar year.
- Earn Fast: 3X points for flights booked with airlines, 2X points at US gas stations and US supermarkets, 1X points on other purchases. Terms and limitations apply.
- Book two consecutive hotel nights through American Express Travel and receive $75 back at checkout. Restrictions may apply
- Use points for gift cards for dining, entertainment, and to shop over 300 of some of your favorite brands
- Access to Benefits: Baggage Insurance Plan* when you travel, and shop with confidence with Extended Warranty* and Return Protection.*Underwritten by Amex Assurance Company.
- $0 introductory annual fee for the first year, then $175
- Terms and Restrictions Apply.
Daraius’ Tip: There have been 2 offers for 50,000 Membership Rewards points via creditcards.com after spending $1,000 within 3 months this year.
2. Barclays
Barclays Arrival
- 40,000 Miles after spending $1,000 within 3 months on the Barclays Arrival card
- 1 mile can be redeemed for 0.5 cent in statement credits or 1.1 cents towards travel, so 40,000 miles is worth $200 or $440 if redeemed for travel.
- $89 annual fee waived for 1st year; No foreign transaction fee
- Earn 2 miles per $1 on all purchases
Daraius’ Tip: This is perhaps the best cash back card if you redeem for travel since you get 2.2% cash back for travel redemptions.
Barclays Arrival – No Annual Fee
- 20,000 Miles after spending $1,000 within 3 months on the Barclays Arrival card
- 1 mile can be redeemed for 0.5 cents in statement credits or 1.1 cents towards travel, so 20,000 miles is worth $100 to $220
- No annual fee waived for 1st year; No foreign transaction fee
- Earn 2 miles per $1 on dining and travel and 1 mile per $1 on everything else
3. Capital One Venture Rewards
CAPITAL ONE® VENTURE℠ REWARDS – 10,000 POINTS
- Earn 10,000 Venture Rewards points after 1st purchase on the Capital One® Venture℠ Rewards card
- $59 annual fee waived for 1st year; No foreign transaction fee
- Earn 2 points per $1 spent (effectively 2% cash back redeemable towards travel)
4. Chase Ultimate Rewards
Chase Sapphire Preferred®
- 40,000 Ultimate Rewards points after spending $3,000 within 3 months on the Chase Sapphire Preferred® Visa
- $800 – $2,000 value if transferred to airline or hotel partners; $500 value if used for travel; $400 value if used for gift cards
- Points can be transferred to United Airlines, Virgin Atlantic, British Airways, Hyatt, Marriott, Priority Club, Ritz Carlton, Korean Air, Southwest, and Amtrak at a 1:1 ratio
- $95 annual fee waived for 1st year; No foreign transaction fee
- Earn 2 Ultimate Rewards points per $1 on dining and travel & 1 Ultimate Rewards point per $1 for everything else
- My detailed review of the Chase Sapphire Preferred® & how to get the best value from it
CHASE INK PLUS®
- Up to June 22, 2013 Only: 60,000 points after spending $5,000 within 3 months with the Chase Ink Plus®
- Points can be transferred to United Airlines, Virgin Atlantic, British Airways, Hyatt, Marriott, Priority Club, Ritz Carlton, Korean Air, Southwest, and Amtrak at a 1:1 ratio.
- $800 – $2,000+ value if transferred to airline or hotel partners; $750 value if used for travel; $600 value if used for gift cards
- Earn 1 Ultimate Rewards points per $1 spent
- $95 annual fee waived for 1st year; NO foreign transaction fee
- My detailed review of the Chase Ink Plus®
Daraius’ Tip: Don’t think you have a business? Read my post “3 ways you may qualify for a business” here. And here’s how to ace your business reconsideration call.
Chase Ink Bold®
- Up to June 22, 2013 Only: 60,000 points after spending $5,000 within 3 months with the Chase Ink Bold®
- Points can be transferred to United Airlines, Virgin Atlantic, British Airways, Hyatt, Marriott, Priority Club, Ritz Carlton, Korean Air, Southwest and Amtrak at a 1:1 ratio.
- $800 – $2,000 value if transferred to airline or hotel partners; $750 value if used for travel; $600 value if used for gift cards
- Earn 1 Ultimate Rewards points per $1 spent; 2X on hotels and gas, and 5x on office supply stores and telecom
- $95 annual fee waived for 1st year; NO foreign transaction fee. My detailed review of the Chase Ink Bold®
Daraius’ Tip: Don’t think you have a business? Read my post “3 ways you may qualify for a business” here. And here’s how to ace your business reconsideration call.
Chase Freedom®
- Earn 10,000 Ultimate Rewards points after spending $500 within the 1st 3 months on the Chase Freedom® Visa
- $100 value if bonus is redeemed for a check.
- Points can NOT be transferred by themselves to air and hotel partners. However, if you have a Chase Sapphire Preferred®, Chase Ink Bold® or a Chase Ink Plus® card you can combine points from this card and transfer them to air and hotel partners (United Airlines, Virgin Atlantic, British Airways, Hyatt, Marriott, Priority Club, Ritz-Carlton, Korean Air, Southwest and Amtrak) at a 1:1 ratio.
- $0 annual fee; 3% foreign transaction fee
- Quarterly bonus categories offer 5% bonus up to $1,500 or an extra 7,500 points per quarter for spending in those categories
- Earn 1 Ultimate Rewards point per $1 spent
Chase Sapphire
- Earn 10,000 Ultimate Rewards points after spending $500 within the 1st 3 months on the Chase Sapphire Card Visa
- Points can NOT be transferred by themselves to air and hotel partners. However, if you have a Chase Sapphire Preferred, Chase Ink Bold or a Chase Ink Plus card you can combine points from this card and transfer them to air and hotel partners (United Airlines, British Airways, Hyatt, Marriott, Priority Club, Ritz-Carlton, Korean Air, Southwest and Amtrak) at a 1:1 ratio
- Earn 1 Ultimate Rewards points per $1 spent; 2x on dining
- $0 annual fee; 3% foreign transaction fee
Chase Ink Cash®
- Up to June 22, 2013: Earn 25,000 Ultimate Rewards points after spending $3,000 within the 1st 3 months on the Chase Ink Cash® Credit Card
- $250 value if redeemed for gift cards
- Points can NOT be transferred by themselves to air and hotel partners. However, if you have a Chase Sapphire Preferred® , Chase Ink Bold® or a Chase Ink Plus® card you can combine points from this card and transfer them to air and hotel partners (United Airlines, Virgin Atlantic, British Airways, Hyatt, Marriott, Priority Club, Ritz-Carlton, Korean Air, Southwest and Amtrak) at a 1:1 ratio
- Earn 1 Ultimate Rewards points per $1 spent; 2x on restaurants and gas, and 5x on office supply stores and telecom
- $0 annual fee; 3% foreign transaction fee
INK CLASSIC
- Earn 2 Ultimate Rewards points on gas & hotels; 5x on office supply stores and telecom; & 1 point per $1 for everything else on the Chase Ink Classic
- Up to June 22, 2013: 25,000 points after spending $3,000 within 3 months
- Points can NOT be transferred by themselves to air and hotel partners. However, if you have a Chase Sapphire Preferred® , Chase Ink Bold® or a Chase Ink Plus® card you can combine points from this card and transfer them to air and hotel partners (United Airlines, Virgin Atlantic, British Airways, Hyatt, Marriott, Priority Club, Ritz-Carlton, Korean Air, Southwest and Amtrak) at a 1:1 ratio.
- No Annual fee; 3% foreign transaction fee
5. Citi
Citi Forward for Students – 1,000 Thank You Points
- No Cosigner required
- 5 ThankYou® Points for every $1 you spend at restaurants and on entertainment; 1 point per $1 on all other purchases.
- APR reduction on purchases when using credit wisely
- 100 ThankYou Points each billing period that you pay on time and stay under your credit line.
Citi Thank You® Premier – 25,000 Thank You Points
- 25,000 Thank You points after spending $2,000 within the 1st 3 months on the Citi Thank You® Premier card
- 2X points for dining & travel for 12 months
- Annual complimentary domestic companion ticket (within the contiguous USA) and a 15% discount when booking air travel through Spirit Incentives
- $125 annual fee waived for 1st year; No foreign transaction fee
Citi Thank You® Preferred Rewards Card - 15,000 Points
- 15,000 points after spending $1,000 within the first 3 months with the Citi Thank You® Preferred
- Redeem points for 1 cent per point towards travel or gift cards , or 1.33 cents towards airfare if you have the Citi Thank You Preferred
- NO annual fee; 3% foreign transaction fee
6. US Bank
US Bank Flex Perks Travel Reward Card - 17,500 Flex Perks
- 17,500 Flex Perks after spending $2,500 within the first three months on the personal US Bank Flex Perks Travel Reward Card or business US Bank Flex Perks Travel Reward card
- $49 annual fee waived for 1st year; 2% foreign transaction fee
- You need 20,000 points for up to $400 in ticket value
- Earn 3x points for charitable contributions; 2x points on your highest category spending on either gas, groceries or air travel; 2x for telecom (cell phone, internet etc.); 1x points on everything else
- Tip: US Bank appears to deny applications which have lots of recent credit inquiries
Missing your favorite offer? Tell us in the comments!
Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.
I have earned and redeemed millions of airline miles and hotel points to travel the world for free. Now I'm blogging to help more people do the same! 
Discussion on fatwallet suggests that the main Forward (the 5x version) is discontinued and only the student version is available. Which is unfortunate.
I went to cancel my Amex Business Card and they offered my 15,000 Amex points to hang onto the card since I have been a member of Amex sincer 04′ even though I have not collectively held a card that long. The rep said it would take 2-3 billing cycles to show, but the points reflected same day.
Do what you can to get yours!
FYI, your Citi Forward link leads to an offer with the 30K bonus, but gives a bonus of only 2 TY points/$ (not 5) for use at restaurants, books, movies, music.
I love my Chase Freedom credit card but they recently updated their policy for points. Now its done annually.
Why is the Bank of America travel card not on here? Or Blue from American Express?
Error: Citi Thank You Preferred is a 15,000 pt sign-up worth $400? That’s amazing!
@harvson3 - Thanks for the extra set of eyes! I’ve removed the Citi Forward and fixed the Thank You Preferred.
@bf - The link is dead so I removed it. Thanks for letting me know!
@Stephanie – Because they offer cash back. At some point I may have a seperate page for cash back cards.
If I want to earn AA miles without actually flying AA, am I correct that the only credit cards that allow me to do this are 1) the various Citi AA credit cards and 2) the SPG card where I can transfer my SPG points to AA miles?
Any other ways to earn AA miles without traveling AA? Seems like AA and United are pretty straightforward in their online booking tools and don’t charge exorbitant surcharges like British, so was curious how I could increase my AA miles without actually flying them.
It looks like they just updated the US Bank FlexPerks minimum spend. I see the following on the application page when I click on your link:
Enjoy an enrollment bonus of 17,500 FlexPoints when you spend $2,500 within the first five months.
@Vineet – Those are the only 2 easy ways to earn AA miles. You could apply for the US Air card and eventually it will become AA miles once the merger goes through.
@Latimer – Thanks! I made the change.
I do not think your Citi Thankyou Premier link is working.
@NamU – Thanks! I changed it to the 25K offer.
Just noticed, you don’t have the Ink Classic up there, but you do have the Cash. It can also transfer to UR partners, unlike the Ink Cash, without the need for a Bold/Plus or CSP.
If someone is all out of Business cards to churn, this would be a good one to get for an easy 20k points. Pair this with a Freedom and CSP and you get bonuses on almost every purchase. Gas, food, travel, tv, internet, phone, office supplies, plus whatever the bonus for the Freedom is every quarter.
@Penn – Thanks! I’ll add the Ink Classic to the list, but I believe you can’t transfer points directly to partners with the classic.
You’re correct, I mis-read one of their pages late last night/very early this morning.
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Citi Bank changed its CITI THANK YOU® PREMIER offer 3 weeks ago. It appears that is is not offered online…and is available only in a branch bank. According to my banker, the incentive is 50,000 Thank you Points when you send $3000 in 3 months. In addition he said flights are offered at a 15% discount and the free companion pass could be used for international flights. However, the latter must be booked through Spirit Incentives. I’m considering their offer. However, there are many negative comments online re Spirit Incentives. Has anyone dealt with them?
@Tierrasanta_Traveler – Very interesting and thanks for sharing. Too bad there aren’t any Citi branches near me. You can book the flights online with Spirit Incentives. The rates charged are usually higher than elsewhere and they don’t have a lot of options, but you could still save some money. But 50K points is worth ~$665 in flights
Is it better to apply for the Amex Business Platinum card with a 100K targeted offer or should I go for a Business Gold card instead and then upgrade to platinum later?
@cyclotron – 100K offers are tough to come by, so you could get the 75K Business Gold when it is available and then upgrade to the business platinum
hi Daraius
I recently applied for an Ink Bold card through your links and was approved for a $5k limit. Since I needed to make some high dollar purchases quickly, I kept making payments while making $7795 worth of purchases in the first month. My statement ending balance was $4293. Based on my purchases and bonus points, I earned 31,495 straight up but was not awarded the bonus 50k points for meeting spending requirements. I called them and they told me that I needed to wait the 103 days (promotion period to achieve spend) in order to get the points. Have you or anyone else experienced having to wait three months to get the bonus points despite having met minimum spend? Thanks.
@Gaurav - Thanks for using our links! If you crossed $5,000 in spending (the minimum spending for the bonus) just a few days before the statement closing date, the points show up in the next months statement.
Answer to Vineet about earning AA points: why not get the British Air visa? As a one world partner, you can use your BA Avios point to fly AA. There are some great values in there short-haul flights. For example, it only costs 15,000 Avios points to fly return from DFW to LAS or FLL. It would be 25,000 AA points.
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D, Chase has a very serious glitch in their serious and I am very I didn’t bring it to your attention before the latest FTU so you could have metioned it to them at the latest FTU. When they you see on their webiste “Site Availability” notices, i.e. they shut down their websites for examples a Saturday night at 11:3pm to Sunday at 2pm the next day, they are really not just shutting down the website. They are shutting down the ENTIRE Chase credit card system.
You can call them during this period of time and get a live voice and they will tell you they can NOT access your account, even if you lost your card or if your card was stolen as “the system is upgrading,” and this happens at least one time a month.
Had this problem while out of town last month and thank god I had an Amex card on me, as always. You can’t run a mutli-billion, world-wide, bank/credit-card system like this. I would love to hear an explanation and response from upper management from them at your convenience.
Thanks.
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Darius, I already have several Chase cards including the sapphire so I haven’t paid attention lately for their offers for that particular card but was looking for a offer for my dad has no Chase cards. Is there not an offer for 50,000 points any more? This is what was available for a long time. I would love to get him signed up for the ink Bold and Sapphire for 50K each but don’t want to sign up for the 40 K if there is a 50K floating around. Should he sign up for both at the same time? Thank you Darius!
@Kathy – The current offer on the Sapphire Preferred is for only 40,000 points. But the Ink Bold/Plus do currently have 50,000 mile offers available.
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Hi Darius, Just wanted to let you know that the link you have above for THE BUSINESS GOLD REWARDS CARD® “Earn 50,000 Membership Rewards® points after you spend $5,000 in purchases on the Card in the first 3 months of Card membership†” is actually netting 75K MR’s – just applied, got approved and confirmed the offer from agent….
Thanks!
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I just applied for the arrival card and the response was that they have to review my application. My last Barclay’s app was Feb 25th. Should I call the reconsideration line, or just wait it out. I have applied for and recieved 3 other cards in Feb and just got approved today for Citi Gold Advantage World MC. I would really like the Arrival card since my son is getting married in Lake Tahoe in July and we will be staying at a non chain resort, so I would like to be able to use the 40K points to help pay for our stay.
The $125 annual fee for the Citi ThankYou Premier card if you have a Citigold checking/savings account (minimum account balance of $50K, I believe). Does Chase offer anything similar as far as waiving the annual fee for the Chase Sapphire Preferred card if you do your banking with Chase?
@Mango/strong> – I don’t belevie there is a similar waiver with Chase.
Can I transfer my AMEX membership rewards points to my wife’s Delta account?
Thanks for your info. Applied for southwest 50K offer (getting Companion pass), Barclay’s Arrival card, Chase Ink Plus and Citi AA card for this AOR. Thank you very much… Used your links to apply.
@david sugar - You sure can!
@kishore – Congrats and thanks for using our links!
I just talked to Chase, and was told that sigh up bonuses, like 80,000 Avios, or 80,000 priority club points are once a life time bonus, meaning one bonus per cardholder per lifetime. Is that something new?!
Thanks
@Julia – That is usually true, though you could get the card again if they have different version with different benefits etc.
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