Bank Points Cards

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American Express Membership Rewards

American Express Mercedes-Benz Platinum – 50,000 Points

Daraius’ Tip:  My detailed review of the American Express Mercedes Benz credit card.

American Express Mercedes Benz Platinum

  • Earn 50,000 American Express Membership Reward points after spending $3,000 within the first 3 months on the American Express Mercedes Benz Platinum card
  • $475  annual fee NOT waived for 1st year; No foreign transaction fee
  • Membership Reward points transfer to Delta, British Airways, Air Canada’s Aeroplan and other hotels and airlines
  • Lounge access to Delta (worth $300 to $500)
  • $200 credit towards airline fees such as baggage charges, lounge membership, etc.
  • Earn 5 points per $1 spent at Mercedes Benz & 1 point per $1 elsewhere

Bank of America

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Chase Ultimate Rewards

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Citi

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465 responses to “Bank Points Cards

  1. Pingback: How to Save Money and Earn Extra Points With American Express OPEN | Million Mile Secrets

  2. Hi:
    I just recently read the fine print for the Chase cards (ink business and united explorer) and I am concerned. I have recently reapplied for two of these cards, having cancelled the same cards about 9-12 months ago. The fine print states that the bonus points will only be given for first time card holders. Does that mean that once I accumulate the required spending (either $5,000 or $2000) I won’t be eligible for the bonus (since I did get a bonus in prior months)?
    Does it mean that I should NEVER reapply for the same cards expecting to get the bonus again?
    Please respond ASAP!

  3. @Neil – It should be possible for the business Platinum, but read the terms to make sure.

    @Thomas Hastings – You can have both the Chase Ink Plus and Ink Bold at the same time.

    @ Shaine – You usually can’t get the sign-up bonus again for a few years, if you’ve had the card previously.

  4. Evelyn Mayblum

    Hi again:
    We are using the guidance you gave us and for which we sent a thank you. Beyond Belief: 205,000 miles via aeroplan for flying Business to Prague and back to Florida from Budapest. Wow. Well, right now having got all our miles consoldiated into either Chase Prefered and Amex Platinum we would like to know how best to move forward. We do not mind spending to get miles. Right now LUfthansa has 40 or 50 bonus for getting a card. That would be cool, but we do not understand how miles and more works. When we want to take a trip, is there a place miles and more that consolidates your points from Chase, Lufthansa etc so that we can do what we did with Aeroplan. They used mainly and maybe only our Amex Platinum. We want to save up for a 2015 round trip from Fl and NY to Tel Aviv…for 7 people so we we need quite a lot of mileage. Any suggestions? For ages 76 and 81 we are pretty good at this, but far from accomplished. Thanks so much for your invaluable support.

  5. @Evelyn Mayblum – Thanks for sharing! You usually can’t consolidate miles from 1 card to another. Getting 7 award seats on the same flight is going to be extremely tough! You could break it up and have some folks fly using Lufthansa miles (note that there will be high fuel surcharges).

  6. I’ve accumulated over 50,000 American Express Rewards points which i believe can be used for travel on the American Express travel website. Do you know these points can be transferred to any airline or hotel rewards program which may give me more points. Thank you for your assistance..

  7. Pingback: Will I Lose My Barclays Arrival Points If I Cancel the Card? | Million Mile Secrets

  8. just received my Barclay card and signed up for their free FICO score. any idea how accurate those FICO scores are ? thanks.

  9. @Jay T – FICO scores are the official scores!

  10. Just a tip on the upgraded Barclays Arrival Plus card — I see now that when you choose to redeem points for a statement credit, if you select a charge that is less than your total points, the system offers to redeem all your points, not just in $25 increments.
    Example: let’s say you have 9,000 points, and choose to redeem points against a travel charge of $81. The system will pop up a table of redemptions of $25, $50 and $75, as well as $81 (for 8100 pts). You end up holding fewer points than if you had just redeemed say $75. Nice!

  11. @scott – That’s a great new addition!

  12. PS As an addendum to my comment about being able to redeem points in other than multiples of $25 — it’s best to keep close to 2500 pts available, since that is the minimum redemption. This is especially important if you are about to close the account. Eg if your last redemption left you with 1000 pt, you’d need to earn an additional 1500 pts for the next redemption — and if it’s close to when you’d be closing the account, that might not happen in time.
    Just a thought.

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  14. I have the Barclays Arrival Plus card for almost one year. I plan on keeping it, as I understand you can use points (at the travel redemption rate) to pay the annual fee. Would I be able to apply for the “regular” Arrival card and receive the bonus?
    Thank you !!!

  15. @Kathleen – No personal experience, but I don’t see why not!

  16. So the “American Express Mercedes-Benz Platinum – 50,000 Points” has the global entry fee reimbursement of $100 and the $200 airline credit right? Because when I look at the landing page and I didn’t see those mentioned. I want to confirm before I charge the global entry fee.

  17. Hi. I’m ready to signup for the Chase Sapphire. I need to receive my bonus points/miles ASAP. If I spend the required $3k before the 1st statement is issued do you know if I’ll receive my bonus points at the time the 1st statement is sent? Thanks.

    Gary

  18. @Matt – It does.

    @Gary – You should as long as you spend it ~10 days before the statement closes.

  19. I’ve had and canceled many credit cards: (Barclay US Airways (x2), Citi AAdvantage Plat (x2), Amex Plat, Chase British Airways, Chase United, Chase Ink Plus, and Chase Southwest. I’m still using Chase Sapphire Preferred, Chase Freedom, Chase Southwest and Citi AAdvantage Bronze (x2). My credit is great. What credit card can I apply for and have a good chance of being approved? Thank you.

  20. @Bob – Unfortunately, I can’t comment specifically.

  21. Already have Amex Enhanced business gold card but it is coming up for renewal. Would rather not pay the $175 renewal fee so I’m deciding whether to get the Amex Everyday spend card instead. Can I transfer my MR points to that card and with the Everyday Spend card can I earn points to transfer to airlines the same way I did with the Gold card? thanks

  22. Thanks for providing all the excellent info. One thing I thought I would mention – the AmEx Premier Rewards Gold Card apparently will not provide the sign up bonus if you are an AmEx card holder – of any other card, not just this product. I just learned the hard way when I met my minimum spend and found out I’m getting zero bonus. Now when I follow the link it says clearly in red that you won’t get the bonus because I’m identified as a previous AmEx card holder, but it didn’t say that when I applied a month ago. So wish I would have done a screen shot. Will always do screen shots from now on! Anyway – thought I would circle back and let you know.

  23. Hi Daraius,
    i am trying to use my flexpoints to purchase an airline ticket from NYC to Buenos Aires, but their reward center does not list non-stop flights! do they always restrict the itineraries lists? they state that there are no blackout dates.

  24. @maria prel – Try calling to see if they can offer you different flights.

  25. Dear Darius,

    for the purchase of groceries how would you value membership reward points (from AMEX everyday) versus Hilton Honors points from Amex Hilton Honors Surpass? We frequently stay in Hilton Hotels, but wouldn’t want to miss out on membership points if they are valued better.
    Thank you very much in advance.
    Ralf

  26. I have the Chase Ink. Where (office supply stores) can I buy prepaid Visa gift cards with the Ink card to get 5x the points? Office Max says I need to pay with cash. Any ideas?

  27. I wasnt offered it with ardmatch but my mom was offered with not good credit, how funny but I do see the 50,000 at americanexpress.com

  28. Both my husband and I have Chase Sapphire Preferred as primary and authorized users. Because of Chase new rules (no more than 4 CC applications in 24 mons), I am wondering if we should keep both accounts after the first year. I am planning to keep just one (mine or his) to transfer UR points between us to transfer to airlines/hotels and pay only one AF. Can you think of any benefits especially for a couple to keep both? Do you and Emily have own? Thank you, Daraius!

  29. Hello!
    I really enjoy reading your blog and have learned so much so far. Thank you!
    Question: when is the best time to cancel credit cards that I have obtained the sign up bonus, but do not plan on keeping it past the one year mark?
    For example, if I have a few that I need to cancel, should I do it all in one month versus spreading it out over 6 months?
    Thank you so much!
    Tiffany

  30. Hi,

    I am a newbie to credit card rewards and bonus. My wife and I have two young children and I was trying to find a plan to be able to travel from LAX to HNL or OGG in November 2016 and was trying to find the most efficient way and stay at the nicest place that I can. We went in November 2014 and stayed at Turtle Bay and Kahala and paid a slightly discounted rate, but I was hoping to stay somewhere comparable using points/rewards.

    I just signed up for the Chase Sapphire card today for myself. I was planning on earning the bonus and probably cancel or turn the into a non-annual card. I was then going to sign-up for another card under my wife’s name to earn the bonus again plus authorized user. I was thinking about adding her as an authorized user, but I didn’t want to risk her not being able to get the bonus later.

    I read through this website and absorbed as much as I can, but still having a hard time understanding the timing and logistics. As such, a detailed plan would be very helpful.

    Thanks in advance.

  31. i’m looking at the chase ink card and see it offers a “complimentary trip cancellation/trip interruption insurance”. is this a worthwhile benefit or something that is impossible to get once you read all the fine print?

    thanks,
    jackie

  32. Pingback: Travel Hacker Resources

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