20,000 Points ($200 in Travel) With Bank Americard Travel Rewards Card!

Disclosure: We get a commission for links on the blog. You don’t have to use our links, but we’re very grateful when you do. American Express, Barclaycard, Chase, and US Bank are Million Mile Secrets advertising partners. Opinions expressed here are the author's alone, and have not been reviewed, approved or endorsed by our partners. Here’s our Advertiser Disclosure.

Update:   The card offer in this post is no longer available.  Check our Hot Deals for the latest offers. 

There’s now an increased offer for 20,000 Bank of America points (worth $200 in statement credits toward travel purchases) with the BankAmericard Travel Rewards card.

I tweeted about the improved offer earlier this month.

The normal sign-up bonus is 10,000 Bank of America points ($100).  So this is double the usual offer!.

Coming Soon 20,000 Points 200 In Travel With Bank Americard Travel Rewards Card

The Bank Americard Travel Rewards Card Sign-Up Bonus Is Worth $200 Toward Travel Purchases

If you like flexibility, or already have lots of other cards, this could be a good card for you!

What’s the Deal?

Link:   Bank Americard Travel Rewards Card

Soon, you’ll earn 20,000 Bank of America points (worth $200) after you spend $1,000 on purchases in the 1st 90 days of opening your account.

You’ll get:

  • 3 points per $1 you spend on airfare through the Bank of America Travel Center (up to $6,000 per calendar year) – worth 3% back toward travel
  • 1.5 points per $1 you spend on all other purchases (worth 1.5% back toward travel)
  • Redeem points for travel with no blackout dates
  • 10% bonus points if you have an active Bank of America savings or checking account
  • No foreign transaction fees
  • No annual fee
Coming Soon 20,000 Points 200 In Travel With Bank Americard Travel Rewards Card

Your Points Are Worth 1 Cent Each When You Redeem Them for Travel Purchases

Bank of America defines travel as:

  • Airlines
  • Hotels, motels, resorts
  • Car rental agencies
  • Cruise lines
  • Travel agencies and tour operators
  • Taxicabs and limousines
  • Suburban and local commuter transportation (including ferries)
  • Bus lines
  • Transportation services (not otherwise classified)
  • Real estate agents and rental managers
  • Timeshares, campgrounds, and trailer parks
  • Motorhome and RV rental
  • Art dealers and galleries
  • Amusement parks, carnivals, circuses, and fortune tellers
  • Aquariums, dolphinariums, zoos, and seaquariums
  • Boat leases and rentals
  • Recreation services (not otherwise classified)

That’s a big list!

Coming Soon 20,000 Points 200 In Travel With Bank Americard Travel Rewards Card

Bank of America Has a Broad Definition of Travel!

I wouldn’t use this card for everyday spending, because there are other no annual fee cards like the Citi Double Cash, Discover it, or AMEX Fidelity Rewards which earn more cash back.

But the increased sign-up bonus and low minimum spending requirement might be interesting to some folks!

I like that it’s fairly easy to redeem the statement credit.  Because you only need 2,500 points (worth a $25 statement credit towards travel purchases).

The Barclaycard Arrival Plus for example, requires you to have at least 10,000 points ($100 redemption) before you can actually use your points for a statement credit to offset a travel purchase.

Here’s my full list of minimum redemption levels for getting your cash back.

Note:  If you have combined balances of $20,000 or more in your Bank of America and Merrill Lynch accounts, you’ll earn bonus points.

Bottom Line

The sign-up bonus on the no-annual-fee Bank Americard Travel Rewards card has increased to 20,000 Bank of America points after meeting minimum spending requirements.

That’s worth $200 in statement credits toward travel purchases, like airfare, hotels, cruises, and more!

Normally, the sign-up bonus on this card is 10,000 points (worth $100 in travel).

I wouldn’t use this card for everyday spending, because there are other cards which earn more points or cash back.  But this could be a good choice for folks who like flexibility.

And you could earn bonus points if you’re already a Bank of America customer with a checking, savings, or investment account.

* If you liked this post, why don’t you join the 25,000+ readers who have signed-up to receive free blog posts via email (only 1 email per day!) or in an RSS reader …because then you’ll never miss another update!

Editorial Disclaimer: Neither the responses below nor the editorial content on this page are provided or commissioned by the bank advertisers, and have not been reviewed, approved or otherwise endorsed by the bank advertisers. Opinions expressed here are the author’s alone, not those of the bank advertisers. It is not the bank advertisers’ responsibility to ensure all posts and/or questions are answered.

Leave a Reply

Your email address will not be published. Required fields are marked *

4 responses to “20,000 Points ($200 in Travel) With Bank Americard Travel Rewards Card!

  1. I just got this card a few weeks ago with only a $100 bonus. Does anyone know if Bank of America is amenable to honoring the new offer ?

  2. Bank of America is not known to match offer like Chase. I’ve several experiences where they have denied, But it doesn’t hurt to ask. On the other hand, they do not mind approving you for a 2nd or 3rd card, the only condition being you wait 90 days between applications. (This only applies to FIA cards, not Alaska cards).
    I received a targeted $250 (25000 points) offer and I applied last week.

  3. I just received this card but got a snail mail offer. I only have to spend 500 and will receive the 200. I can have the 200 put in my bank account with 10% increase because of checking account. More importantly, there are no interest charges for the next 15 months. so if there is a big purchase you have to make or a medical expense like me its great!

  4. Don’t forget about Preferred Rewards if you have BOA checking and Merrill Edge broker accounts. The highest tier, which requires $100K combined balance (easy to achieve perhaps if you had rolled over your old 401K to Merill Edge) .. gives you extra 75% points – which basically means 1.5 * 1.75 = 2.625% back on any purchases!! That’s more than any other card that has 2% cashback.