Virgin America Credit Cards Relaunched

[Disclosure:  Emily and I do not get a commission for the link to the Virgin America card in this post.  We let you know about credit card offers even when they don't pay us a commission!]

Barclays lost the contract to issue the Virgin America credit card, so Comenity Capital Bank has started issuing 2 new Virgin America credit cards.

Comenity issues credit cards for popular stores such as Victoria’s Secret, Eddie Bauer etc.

Virgin America Credit Cards Relaunched

15,000 Points = ~$300 in Free Travel

You can get 15,000 points on the Virgin America Premium Visa Signature card and 10,000 points on the Virgin America card.

These cards don’t have the best sign-up bonus, but could be useful for some folks.  I’m pretty sure that not many of us have other cards issued by Comenity bank!

Virgin America Credit Cards

Link:  Virgin America Credit Cards

You can earn 15,000 points from the Virgin America Premium Visa Signature card after spending $1,000 in the first 90 days.

The link above isn’t a direct link to the credit card application.  That’s because you have to sign into your Virgin America account to be able to apply for the cards.

Virgin America Credit Cards Relaunched

You Have to Sign Into Your Virgin America Account to Apply for the Cards

The $149 annual fee is NOT waived for the first year.  And you pay the annual fee after you’ve been approved for the card.

You earn 3 extra points per $1 you spend on Virgin America tickets with the credit card.  So that’s a total of 8 Virgin America points (5 Virgin America points for every $1 spent on Virgin America tickets + 3 Virgin America points for using the Virgin America credit card).

You also get a 20 percent discount on Virgin America inflight purchases as a statement credit.

If you’re a Big Spender, you will earn 5,000 Virgin America elite status points per $10,000 spent on your card.  So $30,000 in spending gets you 15,000 elite status points.  You can earn a maximum of 15,000 elite status points each year and the points carryover to the following year.

Virgin America Credit Cards Relaunched

The Virgin America Lounge in Los Angeles

I liked that folks won’t pay any change or cancelation fees if they have the Virgin America Signature credit card.  This could save you quite a bit of money & could be worth the $149 annual fee for the convenience of being able to make changes for free.

You also get the first checked bag, which usually costs ~$25, for free, so this could add up!

Lastly, you also get $150 off a companion ticket on Virgin America flights every calendar year (January to December).  This is valid only on paid tickets, and NOT on award tickets.

Virgin America only flies to select cities, so the companion ticket could only be worth it for some folks.

Virgin America Credit Cards Relaunched

Virgin America Only Flies to a few Cities

Virgin America Visa Signature Card

Link:  Virgin America Visa Signature Card

There’s another version of the Virgin America card which offers 10,000 points after spending $1,000 in the first 90 days.  10,000 Virgin America points are worth ~$200 in flights, so this isn’t the most lucrative offer!

This card is very similar to the Virgin America Premium Visa Signature card except that Big Spenders don’t earn elite status points and the card doesn’t  waive change fees.

But the annual fee is only $49 compared to $149 for the Premium card.

If you aren’t planning on flying Virgin America and only want to use the points for an award ticket or for the $150 discount for a companion, it could make sense to apply for the Virgin America Visa Signature card instead of the Premium card.

Using Virgin America Points

Virgin America points are worth ~2 cents when redeemed for flights, so 15,000 points gets you ~$300 in travel & 10,000 points gets you ~$200 in travel!

You can use Virgin America points for travel on other airlines such as Virgin Atlantic, Virgin Australia, Singapore Airlines, and Hawaiian Airlines.

But many of them will charge fuel surcharges in addition to points for an award ticket.  You can use the Virgin America rewards calculator tool to see how many points you need for an award ticket.

Virgin America Credit Cards Relaunched

Use the Rewards Calculator to Fgure out how Many Points you Need for an Award Ticket

Bottom Line

You can get 15,000 points (~$300) with the Virgin America Premium Visa Signature card or 10,000 points (~$200) with the Virgin America Visa Signature card.

The annual fee is due at the time you apply so you’re paying $149 for 15,000 points or $49 for 10,000 points.

I don’t see these as particularly lucrative offers, but they could be worth it to some folks.  I’m not applying for these cards now, but am hoping that a better offer comes along!

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

20 Responses to Virgin America Credit Cards Relaunched

  1. I’ll stick it at number 178 on my list of next card to apply for. Always good to have information, but this product is as weak as they come in my opinion.

  2. Hi Daraius,

    I tend to disagree slightly. I think this card is of great worth to regular VA customers. $149 in annual fee, but 20,000 points = $400 and $150 off companion ticket waived. Also, no first bag fee ($25) for you and a companion on the premium card! Add to that no change or cancellation fee ($100), it surely makes sense when you do the numbers. I think this is still a better VA card than the previous barclays bank card. I was hoping VA would partner with Amex, but this is still not bad either. Also, your points never expire as long as you have the card.

  3. Darius – quick question. I had Amex SPG card last year but closed it. can i still apply for the current promotion and get 25k bonus since it has been less than 12 months since I had the card. I didn’t find anything on the SPG site that precludes former card holders from qualifying. For Amex Gold card they specifically exclude former card members within the 12 months window. Thanks in advance

  4. I’m intrigued by the design – looks like half the size of a normal card. Since I carry a few cards and hate bulk, I’m on board for shrinking the size. Won’t be applying for this, but hopefully it’s a trend that continues.

  5. I got this error when clicking on your link:

    Thank you for your interest in a Virgin America Visa Signature Card.

    Unfortunately, this offer has expired.

    We apologize for this inconvenience.

  6. To confirm, this was the first link that you had: 20,000 points on the Virgin America Premium Visa Signature card and 15,000 points on the Virgin America card.

    http://millionmilesecrets.com/go/VirginAmerica/

    And this was after logging on. The second link worked. And I would so do this in a heartbeat if the mainline carriers waived the change and cancel fees

  7. @AN – It is worth considering if you fly on Virgin America, but I don’t see myself signing up for it just yet. But who knows what will happen in a few months!

    @Dmitri – The current application for the SPG card doesn’t preclude former cardholders from applying as long as it has been 12 months from when they last had the card.

    @freakflyer – Thanks! I updated the link.

  8. Pingback: How to Use the 40% Membership Rewards Transfer Bonus to Virgin America - Mommy Points

  9. Donald Balacuit

    D… If you apply for this card online and you are not able to be approve for this card immediately and need to wait 7-10 business days before you are given an answer. Is there a Reconsideration number to call for Comenity Capital Bank?

  10. Did the offer go down to 10k & 15k points?
    Also, can we sign up for both cards? If so, I’ll sign up if the higher offers return.

  11. @Donald Balacuit – Not that I know about. But I’ve heard that they are easy to get approved for.

    @stifflyer – It is still 20K & 15K.

  12. Thanks Daraius. I’ll try the link again from my desktop when I get home this evening. From my phone, it shows a reduced bonus on the landing page.

  13. Also showing as 15k & 10k cards for me too.

  14. @Stifflyer @Darren – I’ve updated the post.

  15. I recently received the premium card (the silver one with the $149 annual fee). A few clarifications: I applied online and was instantly approved. The card arrived at my home via UPS within 5 days. Many of the original cards arrived with small dings (not a big deal), and a few days ago Virgin sent a mass email stating that replacement cards were on their way. The card is the same size (dimensions) as any other credit card; however, it’s thinner. It feels more like a grocery store discount card than a credit card. The Virgin card does NOT have the chip technology. More and more airline cards (ie, the American Airlines Citi Platinum Select card) now have the chips, which makes them easier to use in other countries. Along these same lines, the Virgin card does NOT offer no foreign transaction fees. I was disappointed that they don’t waive the annual fee the first year, like other airline cards do. Ultimately, I switched because I fly Virgin almost exclusively, and it makes sense for your primary card to be with your primary airline. But bang for the buck, it’s probably not the best deal.

  16. Hi Daraius! Do you have any idea or could you find out which CR they pull from? Am very curious. No spend requirement on this card, right?

  17. @Marie – Thanks for the update!

    @vsr1957 – There is a $1,000 within 3 months minimum spending requirement. I don’t know which credit bureau they usually use.

  18. Pingback: Orbitz Rewards Visa Card: Who Should (and Should Not) Apply | Million Mile Secrets

  19. Patti Orcholski

    With the $149.00 Virgin card will they not charge change/cancellation fees on my companion’s reservation made on my card as well as my own?

  20. Pingback: ~$100 to ~$300 Off Virgin America Flights for New Members! | Million Mile Secrets

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