Advertiser Disclosure

We are an independent publisher. Our reporters create honest, accurate, and objective content to help you make decisions. To support our work, we are paid for providing advertising services. Many, but not all, of the offers and clickable hyperlinks (such as a “Next” button) that appear on this site are from companies that compensate us. The compensation we receive and other factors, such as your location, may impact what ads and links appear on our site, and how, where, and in what order ads and links appear. While we strive to provide a wide range of offers, our site does not include information about every product or service that may be available to you. We strive to keep our information accurate and up-to-date, but some information may not be current. So, your actual offer terms from an advertiser may be different than the offer terms on this site. And the advertised offers may be subject to additional terms and conditions of the advertiser. All information is presented without any warranty or guarantee to you.

This page may include: credit card ads that we may be paid for (“advertiser listing”); and general information about credit card products (“editorial content”). Many, but not all, of the offers and clickable hyperlinks (such as a “Apply Now” button or “Learn More” button) that appear on this site are from companies that compensate us. When you click on that hyperlink or button, you may be directed to the credit card issuer’s website where you can review the terms and conditions for your selected offer. Each advertiser is responsible for the accuracy and availability of its ad offer details, but we attempt to verify those offer details. We have partnerships with advertisers such as Brex, Capital One, Chase, Citi, Wells Fargo and Discover. We also include editorial content to educate consumers about financial products and services. Some of that content may also contain ads, including links to advertisers’ sites, and we may be paid on those ads or links.

For more information, please see How we make money.

Advertiser Disclosure

We are an independent publisher. Our reporters create honest, accurate, and objective content to help you make decisions. To support our work, we are paid for providing advertising services. Many, but not all, of the offers and clickable hyperlinks (such as a “Next” button) that appear on this site are from companies that compensate us. The compensation we receive and other factors, such as your location, may impact what ads and links appear on our site, and how, where, and in what order ads and links appear. While we strive to provide a wide range of offers, our site does not include information about every product or service that may be available to you. We strive to keep our information accurate and up-to-date, but some information may not be current. So, your actual offer terms from an advertiser may be different than the offer terms on this site. And the advertised offers may be subject to additional terms and conditions of the advertiser. All information is presented without any warranty or guarantee to you.

This page may include: credit card ads that we may be paid for (“advertiser listing”); and general information about credit card products (“editorial content”). Many, but not all, of the offers and clickable hyperlinks (such as a “Apply Now” button or “Learn More” button) that appear on this site are from companies that compensate us. When you click on that hyperlink or button, you may be directed to the credit card issuer’s website where you can review the terms and conditions for your selected offer. Each advertiser is responsible for the accuracy and availability of its ad offer details, but we attempt to verify those offer details. We have partnerships with advertisers such as Brex, Capital One, Chase, Citi, Wells Fargo and Discover. We also include editorial content to educate consumers about financial products and services. Some of that content may also contain ads, including links to advertisers’ sites, and we may be paid on those ads or links.

For more information, please see How we make money.

Meet the Minimum Spending Requirements

To get the sign-up bonus on credit cards, you have to complete a certain amount of spending on the cards. The required spending can range from making your 1st purchase (of any amount) to spending $10,000 within 3 months.

You Don't Need a Money Tree to Meet High Credit Card Spending Requirements. You Just Need to Know a Few Tricks! — You Don’t Need a Money Tree to Meet High Credit Card Spending Requirements. You Just Need to Know a Few Tricks!

You may be wondering how folks are able to do this amount of spending on multiple cards. Check out my list of 40+ ways to meet minimum spending requirements for all of my tips. But here are a few highlights :

Avoid using cash – You want to be rewarded for your spending. So put as much of your everyday expenses as possible on credit cards. But do NOT spend beyond your budget just get miles & points!

Cash Is NOT King in the Miles & Points Game

Using these tips and the other 40+ ways to meet minimum spending makes it easy to do lots of spending on credit cards and earn big credit card sign-up bonuses!

Is Meeting Minimum Spending Requirements Easy for You?

Big Spenders get even more perks for putting lots of spending on credit cards such as:

More bonus miles
Elite status without flying or staying in hotels
Companion Passes

Credit Card Companies Give Big Spenders Even More Perks!

For example, with the Citi Hilton Reserve card you can earn another weekend night stay each year you spend $10,000 on the card. Read my series on Big Spenders for more details on rewards you can earn for doing lots of spending.

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