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Capital One SavorOne Benefits: Potentially Worth Thousands of Dollars

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Capital One SavorOne Benefits: Potentially Worth Thousands of Dollars

Andrew WanCapital One SavorOne Benefits: Potentially Worth Thousands of DollarsMillion Mile Secrets Team

Signing up for credit cards through partner links earns us a commission. Terms apply to the offers listed on this page. Here’s our full Advertising Policy.

INSIDER SECRET: If you’re planning on traveling overseas, you can safely use the Capital One® SavorOne® Cash Rewards Credit Card. That’s because you won’t be charged any foreign transaction fees, whereas many other credit cards will charge an additional fee of 3%.

One of the things I love about credit cards with no annual fees is the fact that they cost you nothing to apply for and keep in your wallet. And with many credit cards offering a welcome bonus as an incentive, you’ll instantly come out ahead as a winner from the very first day.

The Capital One SavorOne Cash Rewards Credit Card is no exception, and beyond a valuable welcome bonus, you’ll also get a ton of benefits like extended warranty and travel accident insurance that could potentially save you hundreds, if not thousands of dollars in the long run.

Here’s a quick rundown of the Capital One SavorOne benefits available to you as a card member.

Capital One SavorOne benefits like extended warranty can end up saving you hundreds, or possibly thousands of dollars in the long run. (Photo by paulzhuk/Shutterstock)

Capital One SavorOne Benefits

Apply here: Capital One SavorOne Cash Rewards Credit Card

Our review of the Capital One SavorOne Cash Rewards Credit Card

With the Capital One SavorOne Cash Rewards Credit Card, you can earn a welcome bonus of $150 after spending $500 on purchases within the first three months of account opening. And because the card carries no annual fee, you won’t have to worry about any ongoing expenses with this card.

You can also earn a strong rewards rate for many purchases, which is a bit of a rarity for a card with no annual fee. You can earn 3% cash back on dining and entertainment purchases, 2% back at grocery stores and 1% back on all other purchases.

But the card also comes with other benefits that could save you many hundreds (potentially thousands of dollars) in the long run if you ever need them:

Extended Warranty

If you pay for an eligible item with your Capital One SavorOne Cash Rewards Credit Card, you can receive extended warranty protection which can extend the time frame of the original manufacturer’s warranty. This allows you to avoid paying for a separate third party warranty.

No Foreign Transaction Fees

Many credit cards charge a foreign transaction fee as much as 3%. Over time, that can add up to a pretty significant amount of money.

Fortunately, the Capital One SavorOne Cash Rewards Credit Card charges no foreign transaction fees, so you can safely use your card overseas without incurring any additional fees.

Travel Accident Insurance 

When you use your Capital One SavorOne Cash Rewards Credit Card to purchase your fare, you’ll receive travel accident insurance for eligible covered losses, such as loss of life, limb, sight, speech, or hearing while riding as a passenger in, entering or exiting any licensed common carrier. 

Zero Fraud Liability

Identity theft is a very big concern nowadays, with big data breaches in the headlines seemingly every day. But with the Capital One SavorOne Cash Rewards Credit Card, you’re covered with zero fraud liability protection.

If your card is used on a purchase without your knowledge or authorization, you won’t be held liable for any of those charges.

Credit Wise 

Being a victim of fraud can be a very trying time emotionally and financially. As a card holder of the Capital One SavorOne Cash Rewards Credit Card, you’ll have access to Credit Wise, a free tool that monitors the dark web for signs that your personal information may have been stolen.

You can also stay on top of your credit report with free access to your credit score. And with the ability to opt into email alerts whenever certain changes are detected on your Transunion credit report (such as new credit inquiries), it’s another tool you can use to identify any potential signs of identity theft as early as possible.

Bottom Line

The Capital One SavorOne Cash Rewards Credit Card comes with handy benefits that can save you money. Even better, there’s no annual fee to worry about.

You’ll receive perks like:

  • Extended warranty
  • No foreign transaction fees
  • Travel accident insurance
  • Zero fraud liability
  • Credit wise credit monitoring

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Capital One® SavorOne® Cash Rewards Credit Card

Capital One® SavorOne® Cash Rewards Credit Card

  • Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
  • Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 15.49% - 25.49% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 15.49% - 25.49% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • No foreign transaction fee
  • No annual fee

More Info

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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