Is the Alaska Airlines Visa Business credit card worth the annual fee?

Is the Alaska Airlines Visa Business credit card worth the annual fee?

The Alaska Airlines Visa® Business credit card comes with a 40,000 Alaska Airlines miles, plus a Companion Fare™ from $121 ($99 fare, plus taxes and fees from $22) after making $2,000 in purchases within the first 90 days of account opening.

It’s hard to pinpoints Alaska Airlines miles value — depending on the flight you book, you could receive a value of one cent per point or eight cents! Some of the best ways to redeem Alaska Airlines miles is for travel on partner airlines like Cathay Pacific or Japan Air Lines. That’s where the real value comes from. Read our post on how to use Alaska Airlines miles for more details.

One major reason the Alaska Airlines Visa Business card is worth it for most small business owners is thanks to the card’s low annual fee. At $75 a year for the fee, it’s hard to find a similar card with this level of sign-up bonus and travel benefits at a lower annual cost. Here are a few reasons why small business owners will find the Alaska Airlines Visa Business card to be worth that fee.

Straightforward earning rates

The Alaska Airlines Visa Business card might not feature dozens of earning categories, but I would argue this is actually a benefit of the card. There are only two earning categories:

• 3 miles per dollar spent directly with Alaska Airlines including tickets, cash upgrades, mileage purchases and other fees incurred over the course of a trip with the airline
• 1 mile per dollar spent on all other purchases including at gas stations, major retailers and at restaurants

Numerous ways to redeem miles for travel

With lots of partners,Alaska Airlines miles allow you to redeem miles for travel to all six inhabited continents. Here are just a few examples of ways to redeem miles earned with Alaska Airlines.

Fly From New York City to Sydney in business class for just 55,000 miles

Domestic award travel starts at just 5,000 miles

Here’s a full list of Alaska Airlines’ partners you can redeem miles to fly with:

• Aer Lingus
• American Airlines
• British Airways
• Cathay Pacific
• Condor
• Emirates
• Fiji Airways
• Finnair
• Hainan Airlines
• Icelandair
• Japan Airlines
• Korean Air
• LATAM
• Qantas
• Singapore Airlines
• PenAir
• Ravn Alaska

We’re still awaiting the ability to redeem Alaska Airlines miles for flights with El Al, though that should be available in the near future. Also to watch for, Alaska Airlines and American Airlines are having a fallout. Don’t expect Alaska Airlines miles to be a handy way to fly American Airlines for much longer.

Alaska Airlines miles are particularly valuable when redeemed on partners for first and business class tickets that would typically cost thousands of dollars. That said, I’ve been able to get four flights out of one sign-up bonus when traveling in coach.

Travel benefits

The Alaska Airlines Visa Business card comes with a few travel benefits. The benefit you will use the most is probably the free first checked bag for you and up to six guests traveling on the same itinerary.

Bottom line

Is the Alaska Airlines Visa Business card annual fee worth it? Yes, it’s definitely worth the $75 annual fee, partly thanks to the fantastic bonus of 40,000 Alaska Airlines miles after spending $2,000 on purchases in the first 90 days of account opening.

The card comes with added benefits including:

• Straightforward earning rates
• Alaska Airlines Companion Fare after qualifying spending the first year, and each year you renew your card
• The option to redeem miles for travel on numerous airline partners, including travel in premium cabins
• Travel insurance when your trip doesn’t go as planned

The Alaska Airlines Visa Business card’s valuable bonus and ability to earn an unlimited number of miles easily justifies the card’s low annual fee.

Chase Sapphire Preferred® Card

APPLY NOW

Chase Sapphire Preferred® Card

• Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $1,000 when you redeem through Chase Ultimate Rewards®. Plus earn up to $50 in statement credits towards grocery store purchases within your first year of account opening.

• Earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1 point per dollar spent on all other purchases.

• Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 toward travel.

• With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.

• Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash’s subscription service. Activate by 12/31/21.

• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.

• Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.

Intro APR on purchases

N/A

Regular APR

15.99%-22.99% Variable

Annual Fee

$95

Balance Transfer Fee

Either $5 or 5% of the amount of each transfer, whichever is greater.

Rates & Fees

Annual Fee $95

Other

Credit Needed Excellent / Good

Issuer Chase

Card Type Visa

MORE INFO