We are an independent publisher. Our reporters create honest, accurate, and objective content to help you make decisions. To support our work, we are paid for providing advertising services. Many, but not all, of the offers and clickable hyperlinks (such as a “Next” button) that appear on this site are from companies that compensate us. The compensation we receive and other factors, such as your location, may impact what ads and links appear on our site, and how, where, and in what order ads and links appear. While we strive to provide a wide range of offers, our site does not include information about every product or service that may be available to you. We strive to keep our information accurate and up-to-date, but some information may not be current. So, your actual offer terms from an advertiser may be different than the offer terms on this site. And the advertised offers may be subject to additional terms and conditions of the advertiser. All information is presented without any warranty or guarantee to you.

This page may include: credit card ads that we may be paid for (“advertiser listing”); and general information about credit card products (“editorial content”). Many, but not all, of the offers and clickable hyperlinks (such as a “Apply Now” button or “Learn More” button) that appear on this site are from companies that compensate us. When you click on that hyperlink or button, you may be directed to the credit card issuer’s website where you can review the terms and conditions for your selected offer. Each advertiser is responsible for the accuracy and availability of its ad offer details, but we attempt to verify those offer details. We have partnerships with advertisers such as Brex, Capital One, Chase, Citi, Wells Fargo and Discover. We also include editorial content to educate consumers about financial products and services. Some of that content may also contain ads, including links to advertisers’ sites, and we may be paid on those ads or links.

For more information, please see How we make money.

5% Cash Back With the SunTrust Travel Rewards & Cash Rewards Cards

  • Million Mile Secrets

    • Signing up for credit cards through partner links earns us a commission. Terms apply to the offers listed on this page. Here’s our full advertising policy: How we make money.

    Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers.

    You can earn up to 5% cash back with SunTrust’s 2 new credit cards, the SunTrust Travel Rewards and Cash Rewards cards.

    Emily and I don’t earn a commission on these cards, but we will always tell you about the most interesting deals!

    There Are 2 New Reward Cards From SunTrust Bank!

    Find out all the details and get help with deciding whether or not you should sign-up!

    What’s the SunTrust Travel Rewards Card?

    Link:   SunTrust Travel Rewards Card

    When you sign-up for the SunTrust Travel Rewards card, you’ll earn 5% back on travel (this is defined as airfare, hotels, and car rentals).  This is good for the 1st 12 months after you open your account, on up to $6,000 in spending.

    5% Cash Back on Travel During Your 1st Year With the SunTrust Travel Rewards Card

    After your 1st year (or $6,000 maximum), you’ll earn 3% back (unlimited) on travel purchases.

    You’ll also get:

    The $89 annual fee is NOT waived.

    However, if you have a SunTrust Signature Advantage, Premier, or Private Wealth Management client, the annual fee will be waived.

    However, unless you were already planning on signing-up for 1 of these accounts, it likely isn’t worth signing-up just to avoid the annual fee.  That’s because these accounts require a large sum of money or charge fees of their own.

    About the SunTrust Cash Rewards Card

    Link:   SunTrust Cash Rewards Card

    With the SunTrust Cash Rewards card, you’ll earn 5% back at gas stations and grocery stores.  This is good for the 1st 12 months after you open your account, on up to $6,000 in spending.

    After your 1st year (or reaching the $6,000 maximum), you’ll earn 2% back (unlimited) on gas and grocery purchases.

    Save 5% at Gas Stations and Grocery Stores With the SunTrust Cash Rewards Card

    Other perks include:

    How Can You Use the Rewards You Earn?

    You can redeem the rewards you earn with the SunTrust Travel Rewards or Cash Rewards card for $25+ in statement credits or a direct deposit to an account of your choosing.

    If you have your cash back deposited into a SunTrust checking, savings, or money market account (excluding a Secured Savings Account), you’ll earn a cash back bonus.

    The cash back bonus you earn is based on the type of account you use:

    If you apply for the SunTrust Travel Rewards or Cash Rewards card and aren’t instantly approved, it may be worth calling SunTrust to see if they need any additional information.

    SunTrust is a bank that we don’t use often in the miles and points hobby.  So applying for 1 of these cards can help you spread your applications out across different banks.

    Who Should Consider These Cards?

    Here’s a bit of help with deciding if these cards are right for you.

    SunTrust Travel Rewards Card

    The SunTrust Travel Rewards card is a good option for folks who prefer cash back and don’t take advantage of travel partners for Business Class, First Class, or expensive hotels often.

    You’ll earn 5% cash back on travel on up to $6,000 in purchases during your 1st year and 3% cash back on travel after that.

    You Can Earn 5% Cash Back in 3 Travel Categories With the New SunTrust Travel Rewards Card

    Otherwise, you’ll likely do better with cards such as the Chase Sapphire Preferred, Citi Prestige, or Citi ThankYou Premier.  These cards all offer bonus points for travel spending and also give you the ability to transfer to travel partners for Big Travel!

    For example, if you spend $6,000 on airfare, hotels, and rental cars with the Chase Sapphire Preferred, you’ll earn 12,000 Chase Ultimate Rewards points ($6,000 on travel X 2 Chase Ultimate Rewards points per $1 spent).

    With 12,000 Chase Ultimate Rewards points, you can get:

    This is clearly less than the $300 you’d earn with the SunTrust Travel Rewards card.

    However…many of us in our hobby find we can have great travel experiences we ordinarily wouldn’t want to pay for by transferring Chase Ultimate Rewards points to travel partners such as United Airlines and Hyatt.

    And of course most of the cards we like (including the Chase Sapphire Preferred) come with generous sign-up bonuses!  The SunTrust Travel Rewards card has NO sign-up bonus.

    I also like that the travel category for Chase Sapphire Preferred includes much more than just airfare, hotels, and rental cars.

    I Prefer Earning Chase Ultimate Rewards Points That I Can Transfer to Partners Like Hyatt for Stays at Resorts Like the Hyatt Regency Maui, but Do What Works Best for You!

    You’ll earn 50,000 Chase Ultimate Rewards points when you sign-up for the Chase Sapphire Preferred card and complete the minimum spending.

    I’ve used my Chase Ultimate Rewards points to surprise my Mom in Sydney for her 60th Birthday, a Valentine’s Day week getaway in Kauai, and a stay in huge luxury suite in Macau.

    SunTrust Cash Rewards Card

    You might consider the SunTrust Cash Rewards card if you’ll spend $6,000 at supermarkets and gas stations during your 1st 12 months with the card.  Because you’ll earn 5% back on those purchases!

    You can keep the card forever because there’s no annual fee and enjoy the 2% cash back at gas stations and grocery stores in year 2 and beyond.

    Or sign-up for another card that offers a bonus at grocery stores or gas stations when the 5% cash back promotional period ends.

    That said, for some folks, the Blue Cash Preferred® Card from American Express may be a better option.  With this card you’ll earn a sign-up bonus of $150 when you spend $1,000 on purchases within the 1st 3 months of opening your account. Plus, earn up to $200, by getting 10% cash back on purchases at Amazon.com in the 1st 6 months.

    Plus, you’ll earn 6% cash back, (then 1%) at US supermarkets on up to $6,000 in spending each year.  And 3% cash back at US gas stations and US department stores.  This card offers a higher bonus at supermarkets and it doesn’t end after the 1st year.

    However, there’s a $95 annual fee with the AMEX Blue Cash Preferred card.  And you’ll only earn the cash back in the US and there’s a foreign transaction fee of 2.7%.

    The SunTrust Cash Rewards Card Is a Better Option for Folks Who Want Cash Back at Supermarkets Overseas. But There May Be More Lucrative Cards for You While Supermarket Shopping in the US

    Do the math to see which card will give you the most cash back for your spending habits!

    Inexpensive Global Entry

    Signing-up for the SunTrust Travel Rewards card is a thrifty way to get Global Entry or TSA PreCheck!

    And it’s a good way to offset the $89 annual fee.

    While there are lots of other cards that offer a statement credit for your application fee, they come with large annual fees.

    Tired of the Long Lines at the Airport? The New SunTrust Travel Rewards Card Come With a Global Entry Credit. That’s Like Getting $89 to $100 for Free!

    And if you already have a membership, you can gift Global Entry or TSA PreCheck to a friend or family member by paying their application fee with your card and getting the statement credit.

    Bottom Line

    There are 2 new cash back cards from SunTrust bank.

    With the Suntrust Travel Rewards card, you’ll earn 5% cash back on airfare, hotel, and rental car purchases on up to $6,000 in spending during the 1st 12 months of opening your account.  After that, you’ll earn an unlimited 3% cash back in those categories.

    I like that this card offers a Global Entry credit while having a relatively inexpensive annual fee.

    The SunTrust Cash Rewards card earns 5% cash back on up to $6,000 in spending during the 1st 12 months, but at gas stations and grocery stores.  And you’ll earn 2% (unlimited) cash back on gas and groceries afterwards.

    And these cards get even better if you have certain SunTrust checking, savings, wealth management, or money market accounts.  That’s because you earn a 10% to 75% cash back bonus by depositing your cash back into these accounts.

    We don’t earn a commission on the SunTrust Travel Rewards and Cash Rewards cards, but we’ll always tell you about the best offers!

    What I do NOT like is that there’s NO sign-up bonus on either card!

    I prefer cards like the Chase Sapphire Preferred with generous welcome bonuses.  And most of all because I can transfer points to travel partners for Big Travel!

    But these new cards are definitely worth considering if they fit with your travel and spending habits!

    What do you think about the new SunTrust cards?

    Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)